/0IBC.L

0IBC.L Stock - Discover Financial Services

Q: What is the analyst price target for 0IBC.L?

Analyst price target information is not currently available for 0IBC.L.

Q: What is 0IBC.L's market cap?

Market capitalization information is not currently available for 0IBC.L.

Financial Services|Financial - Diversified|LSE

$202.29+2.23%

+$4.42 (+2.23%) • May 16

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $222.52

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.15

52W High$202.41

52W Low$80.01

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$20.02B	$9.84B	$13.34B	$12.09B	$11.09B
Gross Profit	$17.91B	$9.84B	$13.34B	$12.09B	$11.09B
Gross Margin	89.5%	100.0%	100.0%	100.0%	100.0%
Operating Income	$17.68B	$5.11B	$7.61B	$7.06B	$1.44B
Net Income	$4.54B	$2.94B	$4.37B	$5.42B	$1.14B
Net Margin	22.7%	29.9%	32.8%	44.9%	10.3%
EPS	$17.71	$11.26	$15.47	$17.84	$3.60

Company Overview

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

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Earnings History & Surprises

0IBC.L

Beat Rate

54%

Last 13 quarters

Avg Surprise

+6.5%

EPS vs Estimate

Beats / Misses

7/6

Last 12 quarters

Latest EPS

$4.38

Q2 2025

EPS Surprise History

Q3 23

-3.5%

$3.54vs$3.67

Q4 23

-14.5%

$2.71vs$3.17

Q1 24

-38.2%

$1.54vs$2.49

Q2 24

-58.8%

$1.22vs$2.96

Q3 24

+96.8%

$6.10vs$3.10

Q4 24

+10.3%

$3.84vs$3.48

Q1 25

+41.8%

$5.12vs$3.61

Q2 25

+30.0%

$4.38vs$3.37

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2025	Apr 23, 2025	$3.37	$4.38	+30.0%	✓ BEAT
Q1 2025	Jan 22, 2025	$3.61	$5.12	+41.8%	✓ BEAT
Q4 2024	Oct 17, 2024	$3.48	$3.84	+10.3%	✓ BEAT
Q3 2024	Jul 18, 2024	$3.10	$6.10	+96.8%	✓ BEAT
Q2 2024	Apr 18, 2024	$2.96	$1.22	-58.8%	✗ MISS
Q1 2024	Mar 5, 2024	$2.49	$1.54	-38.2%	✗ MISS
Q4 2023	Oct 19, 2023	$3.17	$2.71	-14.5%	✗ MISS
Q3 2023	Jul 20, 2023	$3.67	$3.54	-3.5%	✗ MISS
Q2 2023	Apr 20, 2023	$3.92	$3.70	-5.6%	✗ MISS
Q1 2023	Jan 19, 2023	$3.65	$3.77	+3.3%	✓ BEAT
Q3 2022	Sep 30, 2022	$3.72	$3.64	-2.2%	✗ MISS
Q2 2022	Jun 30, 2022	$3.77	$3.96	+5.0%	✓ BEAT
Q2 2022	Apr 19, 2022	$3.60	$4.34	+20.6%	✓ BEAT
Q1 2022	Jan 19, 2022	—	$3.54	—	—
Q4 2021	Oct 20, 2021	—	$5.55	—	—
Q3 2021	Sep 30, 2021	—	$3.64	—	—
Q1 2021	Mar 31, 2021	—	$5.04	—	—
Q4 2020	Dec 31, 2020	—	$2.59	—	—
Q3 2020	Sep 30, 2020	—	$2.45	—	—
Q2 2020	Jun 30, 2020	—	$-1.19	—	—

Frequently Asked Questions about 0IBC.L

What is 0IBC.L's current stock price?

Discover Financial Services (0IBC.L) is currently trading at $202.29 per share. The stock has moved +2.23% today.

What is the analyst price target for 0IBC.L?

No analyst price targets are currently available for this stock.

What sector is Discover Financial Services in?

Discover Financial Services operates in the Financial Services sector, specifically within the Financial - Diversified industry. The company is traded on the LSE exchange.

What is 0IBC.L's market cap?

Discover Financial Services has a market capitalization of $50.34 billion, making it a large-cap company.

Does 0IBC.L pay dividends?

No, Discover Financial Services does not currently pay a dividend to shareholders.