0LC3.L Stock - Synchrony Financial
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $20.76B | $7.66B | $13.20B | $11.22B | $12.83B |
| Gross Profit | $16.63B | $7.66B | $11.82B | $10.32B | $11.41B |
| Gross Margin | 80.1% | 100.0% | 89.6% | 91.9% | 88.9% |
| Operating Income | $5.38B | $3.74B | $4.47B | $5.97B | $2.46B |
| Net Income | $3.50B | $2.24B | $3.02B | $4.22B | $1.39B |
| Net Margin | 16.9% | 29.2% | 22.9% | 37.6% | 10.8% |
| EPS | $8.64 | $5.21 | $6.19 | $7.40 | $2.28 |
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.
Visit WebsiteEarnings History & Surprises
0LC3.LEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 20, 2026 | — | — | — | — |
Q1 2026 | Jan 26, 2026 | — | — | — | — |
Q4 2025 | Oct 15, 2025 | $2.26 | $2.84 | +25.7% | ✓ BEAT |
Q2 2025 | Apr 22, 2025 | $1.67 | $1.94 | +16.2% | ✓ BEAT |
Q1 2025 | Jan 28, 2025 | $1.93 | $1.91 | -1.0% | ✗ MISS |
Q4 2024 | Oct 16, 2024 | $1.81 | $1.94 | +7.2% | ✓ BEAT |
Q3 2024 | Jul 17, 2024 | $1.35 | $1.60 | +18.5% | ✓ BEAT |
Q2 2024 | Apr 24, 2024 | $1.34 | $3.17 | +136.6% | ✓ BEAT |
Q1 2024 | Feb 27, 2024 | $0.93 | $1.06 | +13.9% | ✓ BEAT |
Q4 2023 | Oct 24, 2023 | $1.43 | $1.50 | +4.9% | ✓ BEAT |
Q3 2023 | Jul 18, 2023 | $1.25 | $1.34 | +7.2% | ✓ BEAT |
Q2 2023 | Apr 19, 2023 | $1.42 | $1.37 | -3.5% | ✗ MISS |
Q1 2023 | Jan 23, 2023 | $1.11 | $1.29 | +16.2% | ✓ BEAT |
Q3 2022 | Sep 30, 2022 | $1.39 | $1.49 | +7.2% | ✓ BEAT |
Q2 2022 | Jun 30, 2022 | $1.41 | $1.62 | +14.9% | ✓ BEAT |
Q2 2022 | Apr 25, 2022 | $1.53 | $1.79 | +17.0% | ✓ BEAT |
Q1 2022 | Jan 28, 2022 | — | $1.50 | — | — |
Q4 2021 | Oct 19, 2021 | — | $2.14 | — | — |
Q3 2021 | Sep 30, 2021 | — | $2.02 | — | — |
Q1 2021 | Mar 31, 2021 | — | $1.74 | — | — |
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