ACIW Stock - ACI Worldwide, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.59B | $1.45B | $1.42B | $1.37B | $1.29B |
| Gross Profit | $802.50M | $733.37M | $725.83M | $731.73M | $671.86M |
| Gross Margin | 50.3% | 50.5% | 51.0% | 53.4% | 51.9% |
| Operating Income | $308.13M | $220.41M | $203.84M | $209.90M | $144.74M |
| Net Income | $203.12M | $121.51M | $142.18M | $127.79M | $72.66M |
| Net Margin | 12.7% | 8.4% | 10.0% | 9.3% | 5.6% |
| EPS | $1.93 | $1.12 | $1.25 | $1.09 | $0.62 |
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| July 17th 2025 | Stephens | Upgrade | Overweight | $60 |
| May 12th 2025 | DA Davidson | Upgrade | Buy | $60 |
| November 8th 2024 | DA Davidson | Downgrade | Neutral | $60← $57 |
| October 18th 2024 | Stephens | Downgrade | Equal Weight | - |
| March 8th 2024 | Jefferies | Initiation | Buy | $38 |
| November 21st 2023 | Seaport Research Partners | Initiation | Buy | $31 |
| November 2nd 2022 | Needham | Downgrade | Hold | - |
| July 15th 2022 | Stephens | Initiation | Overweight | $31 |
Earnings History & Surprises
ACIWEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 26, 2026 | $1.05 | — | — | — |
Q4 2025 | Nov 6, 2025 | $0.99 | $1.09 | +10.1% | ✓ BEAT |
Q3 2025 | Aug 7, 2025 | $0.27 | $0.35 | +29.6% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $0.33 | $0.51 | +54.5% | ✓ BEAT |
Q1 2025 | Feb 27, 2025 | $0.73 | $1.08 | +47.9% | ✓ BEAT |
Q4 2024 | Nov 7, 2024 | $0.42 | $0.77 | +83.3% | ✓ BEAT |
Q3 2024 | Aug 1, 2024 | $0.22 | $0.47 | +113.6% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $0.06 | $0.10 | +62.0% | ✓ BEAT |
Q1 2024 | Feb 29, 2024 | $0.97 | $1.12 | +15.5% | ✓ BEAT |
Q4 2023 | Nov 2, 2023 | $0.12 | $0.52 | +333.3% | ✓ BEAT |
Q3 2023 | Aug 3, 2023 | $-0.14 | $0.15 | +207.1% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $-0.20 | $-0.07 | +65.0% | ✓ BEAT |
Q1 2023 | Mar 1, 2023 | $0.91 | $0.81 | -11.0% | ✗ MISS |
Q4 2022 | Nov 2, 2022 | $0.19 | $0.11 | -42.1% | ✗ MISS |
Q3 2022 | Aug 4, 2022 | $0.12 | $0.29 | +141.7% | ✓ BEAT |
Q2 2022 | May 5, 2022 | $0.14 | $0.28 | +100.0% | ✓ BEAT |
Q1 2022 | Feb 24, 2022 | $0.97 | $0.93 | -4.1% | ✗ MISS |
Q4 2021 | Nov 4, 2021 | $0.14 | $0.31 | +121.4% | ✓ BEAT |
Q3 2021 | Aug 5, 2021 | $0.08 | $0.23 | +187.5% | ✓ BEAT |
Latest News
Reported Earlier, BanKo Partners With ACI Worldwide To Modernize Payments Infrastructure And Enhance Fast Seamless Omnichannel Transaction Processing
📈 PositiveACI Worldwide Raises FY2025 Sales Guidance from $1.710B-$1.740B to $1.730B-$1.754B vs $1.728B Est
📈 PositiveACI Worldwide Q3 Adj. EPS $1.09 Beats $0.80 Estimate, Sales $482.359M Beat $465.328M Estimate
📈 PositiveACI Worldwide Expands Cloud-Native Payments Platform ACI Connetic With Acquisition Of AI-Powered Fintech Payment Components: Deal Terms Not Disclosed
📈 PositiveACI Worldwide And Prosa Power Mexico's Payment Network With State-Of-The-Art Data Center Migration
📈 PositiveDA Davidson Maintains Buy on ACI Worldwide, Maintains $60 Price Target
📈 PositiveACI Worldwide Partners With BitPay To Enable Crypto And Stablecoin Payments For Merchants And Payment Service Providers
📈 PositiveSolaris Selects ACI Connetic To Consolidate SEPA Instant Payments And Future-Proof Europe's Leading Embedded Finance Platform
📈 PositiveACI Worldwide Announces Chief Revenue Officer Role Eliminated, Alessandro Silva To Depart September 30, 2025
📉 NegativeFrequently Asked Questions about ACIW
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