ASRV Stock - AmeriServ Financial, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $84.48M | $77.25M | $65.75M | $64.43M | $63.16M |
| Gross Profit | $53.14M | $44.98M | $57.20M | $55.74M | $50.27M |
| Gross Margin | 62.9% | 58.2% | 87.0% | 86.5% | 79.6% |
| Operating Income | $4.40M | $-4,388,000 | $9.20M | $8.77M | $5.81M |
| Net Income | $3.60M | $-3,346,000 | $7.45M | $7.07M | $4.60M |
| Net Margin | 4.3% | -4.3% | 11.3% | 11.0% | 7.3% |
| EPS | $0.21 | $-0.20 | $0.44 | $0.41 | $0.27 |
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 17 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 18 automated bank teller machines. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania.
Visit WebsiteEarnings History & Surprises
ASRVEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 20, 2026 | — | — | — | — |
Q1 2026 | Jan 20, 2026 | — | — | — | — |
Q4 2025 | Oct 21, 2025 | — | $0.15 | — | — |
Q3 2025 | Jul 22, 2025 | — | $-0.02 | — | — |
Q2 2025 | Apr 22, 2025 | — | $0.12 | — | — |
Q1 2025 | Jan 21, 2025 | — | $0.05 | — | — |
Q4 2024 | Oct 22, 2024 | — | $0.07 | — | — |
Q3 2024 | Jul 16, 2024 | — | $-0.02 | — | — |
Q2 2024 | Apr 16, 2024 | — | $0.11 | — | — |
Q1 2024 | Jan 23, 2024 | — | $-0.31 | — | — |
Q4 2023 | Oct 17, 2023 | — | $0.04 | — | — |
Q3 2023 | Jul 18, 2023 | — | $-0.01 | — | — |
Q2 2023 | Apr 18, 2023 | — | $0.09 | — | — |
Q1 2023 | Jan 24, 2023 | — | $0.11 | — | — |
Q4 2022 | Oct 18, 2022 | — | $0.12 | — | — |
Q3 2022 | Jul 19, 2022 | — | $0.12 | — | — |
Q2 2022 | Apr 19, 2022 | — | $0.14 | — | — |
Q1 2022 | Jan 25, 2022 | — | $0.11 | — | — |
Q4 2021 | Oct 19, 2021 | — | $0.08 | — | — |
Q3 2021 | Jul 20, 2021 | — | $0.10 | — | — |
Latest News
AmeriServ Financial Q3 EPS $0.15 Up From $0.07 YoY, Sales $15.408M Up From $13.090M YoY
📈 PositiveAmeriServ Financial's Unit, United Steelworkers Sign New Four-Year Contract That Includes 4% Wage Hike For Each Three Years, 3% Raise For Fourth Year
📈 PositiveFrequently Asked Questions about ASRV
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