BAFN Stock - BayFirst Financial Corp.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $125.24M | $110.85M | $66.41M | $63.35M | $134.09M |
| Gross Profit | $65.73M | $68.32M | $58.54M | $59.55M | $106.92M |
| Gross Margin | 52.5% | 61.6% | 88.2% | 94.0% | 79.7% |
| Operating Income | $16.99M | $8.03M | $7.04M | $11.72M | $15.78M |
| Net Income | $12.60M | $5.70M | $-349,000 | $24.62M | $12.70M |
| Net Margin | 10.1% | 5.1% | -0.5% | 38.9% | 9.5% |
| EPS | $2.68 | $1.16 | $-0.29 | $6.21 | $3.45 |
BayFirst Financial Corp. operates as the bank holding company for First Home Bank that provides commercial and consumer banking services for businesses and individuals. The company offers checking and savings accounts, and certificates of deposit. It also provides home loans, including residential mortgages, home equity loans, and home equity lines of credit; and business lending services comprising minority lending programs, PPP loan forgiveness services, SBA loans, and commercial lending services. In addition, the company offers treasury management, merchant, online, and investment services; and credit cards. As of January 26, 2022, it operated seven full-service office locations in St. Petersburg, Seminole, Pinellas Park, Clearwater, Sarasota, Tampa, and Belleair Bluffs, Florida; and 23 mortgage loan production offices. The company was formerly known as First Home Bancorp, Inc. and changed its name to BayFirst Financial Corp. in May 2021. BayFirst Financial Corp. was founded in 1999 and is headquartered in Saint Petersburg, Florida.
Visit WebsiteEarnings History & Surprises
BAFNEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Jan 29, 2026 | — | — | — | — |
Q4 2025 | Oct 30, 2025 | — | $-4.66 | — | — |
Q3 2025 | Jul 29, 2025 | — | $-0.39 | — | — |
Q2 2025 | Apr 24, 2025 | — | $-0.17 | — | — |
Q1 2025 | Mar 24, 2025 | — | $2.20 | — | — |
Q1 2025 | Jan 30, 2025 | — | $2.11 | — | — |
Q3 2024 | Jul 25, 2024 | — | $0.12 | — | — |
Q2 2024 | Apr 25, 2024 | — | $0.12 | — | — |
Q1 2024 | Mar 28, 2024 | — | $0.40 | — | — |
Q1 2024 | Jan 25, 2024 | — | $0.32 | — | — |
Q3 2023 | Jul 27, 2023 | — | $0.30 | — | — |
Q2 2023 | Apr 27, 2023 | — | $0.16 | — | — |
Q1 2023 | Mar 28, 2023 | — | $0.32 | — | — |
Q1 2023 | Jan 26, 2023 | — | $0.45 | — | — |
Q3 2022 | Jul 27, 2022 | — | $0.03 | — | — |
Q2 2022 | Apr 28, 2022 | — | $-0.05 | — | — |
Q1 2022 | Mar 30, 2022 | — | $0.66 | — | — |
Q1 2022 | Jan 26, 2022 | — | $0.61 | — | — |
Q2 2021 | Jun 30, 2021 | — | $3.02 | — | — |
Q1 2021 | Mar 31, 2021 | — | $1.86 | — | — |
Latest News
BayFirst Financial Q3 EPS $(4.66) Down From $0.18 YoY, Sales $21.654M Down From $21.721M YoY
📉 NegativeBayFirst Financial shares are trading higher after the company announced plans to exit the SBA 7(a) lending business and sell $103M of SBA 7(a) loan balances to Banesco USA.
📈 PositiveBayFirst Financial Plans To Exit SBA 7a Lending Business And Sell $103M Of SBA 7(a) Loan Balances To Banesco USA
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