CFFI Stock - C&F Financial Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $166.51M | $149.76M | $123.45M | $139.97M | $148.21M |
| Gross Profit | $110.44M | $115.05M | $112.39M | $131.04M | $123.75M |
| Gross Margin | 66.3% | 76.8% | 91.0% | 93.6% | 83.5% |
| Operating Income | $24.13M | $29.16M | $36.96M | $38.08M | $29.22M |
| Net Income | $19.83M | $23.60M | $29.16M | $28.67M | $22.12M |
| Net Margin | 11.9% | 15.8% | 23.6% | 20.5% | 14.9% |
| EPS | $6.01 | $6.92 | $8.29 | $7.95 | $6.06 |
C&F Financial Corporation operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses. The company's Retail Banking offers various banking services, including checking and savings deposit accounts, as well as business, real estate, development, mortgage, home equity, and installment loans. It also provides ATMs, Internet and mobile banking, and debit and credit cards, as well as safe deposit box rentals, notary public, electronic transfer, and other customary bank services. This segment offers its services through its main office in West Point, Virginia, as well as through 30 Virginia branches located 1 each in Albermarle, Goochland, Hanover, Middlesex, Powhatan, Stafford, York, Charlottesville, Hampton, Montross, Newport News, Richmond, Warsaw, and Williamsburg; 2 each in the counties of Cumberland, James City, King George, and New Kent; and four each in the counties of Chesterfield and Henrico. The company's Mortgage Banking segment provides various residential mortgage loans; originates conventional mortgage loans, mortgage loans insured by the Federal Housing Administration, and mortgage loans guaranteed by the United States Department of Agriculture and the Veterans Administration; and ancillary mortgage loan origination services for residential appraisals, as well as various mortgage origination functions to third parties. It provides mortgage loan origination services through 11 offices in Virginia, 1 office in Maryland, and 2 offices in North Carolina, as well as through 1 each in South Carolina and West Virginia. The company's Consumer Finance segment provides automobile loans through its offices in Richmond and Hampton, Virginia. It also offers brokerage and wealth management services; and insurance products. In addition, the company provides title and settlement agency, and insurance services. C&F Financial Corporation was founded in 1927 and is headquartered in West Point, Virginia.
Visit WebsiteEarnings History & Surprises
CFFIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 13, 2026 | — | — | — | — |
Q1 2026 | Jan 27, 2026 | — | — | — | — |
Q4 2025 | Oct 23, 2025 | — | $2.18 | — | — |
Q3 2025 | Jul 24, 2025 | — | $2.37 | — | — |
Q2 2025 | Apr 24, 2025 | — | $1.66 | — | — |
Q1 2025 | Jan 28, 2025 | — | $1.87 | — | — |
Q4 2024 | Oct 29, 2024 | — | $1.65 | — | — |
Q3 2024 | Jul 24, 2024 | — | $1.50 | — | — |
Q2 2024 | Apr 19, 2024 | — | $1.01 | — | — |
Q1 2024 | Jan 24, 2024 | — | $1.50 | — | — |
Q4 2023 | Oct 26, 2023 | — | $1.71 | — | — |
Q3 2023 | Jul 26, 2023 | — | $1.84 | — | — |
Q2 2023 | Apr 26, 2023 | — | $1.86 | — | — |
Q1 2023 | Jan 24, 2023 | — | $2.30 | — | — |
Q4 2022 | Oct 27, 2022 | — | $1.85 | — | — |
Q3 2022 | Jul 21, 2022 | — | $1.91 | — | — |
Q2 2022 | Apr 21, 2022 | — | $1.57 | — | — |
Q1 2022 | Jan 25, 2022 | — | $1.67 | — | — |
Q4 2021 | Oct 21, 2021 | — | $2.13 | — | — |
Q3 2021 | Jul 22, 2021 | — | $2.19 | — | — |
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