/CIWV

CIWV Stock - Citizens Financial Corp.

Q: What is the analyst price target for CIWV?

Analyst price target information is not currently available for CIWV.

Q: What is CIWV's market cap?

Market capitalization information is not currently available for CIWV.

Financial Services|Banks - Regional|OTC

$33.00+2.29%

+$0.74 (+2.29%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $36.30

AI Analysis PreviewPremium

Real-time AI-powered market analysis

Precise entry/exit price targets

Risk assessment & position sizing

Unlock GoAI Insights for CIWV

Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.

Buy/Sell Signals

94% win rate on Alpha signals

Deep Analysis

Institutional-grade thesis

Real-Time Alerts

SMS & push notifications

Risk Scoring

Multi-factor analysis

Free 14-day trial • No credit card required

Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

← Swipe to see more →

Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.20

52W High$36.00

52W Low$24.25

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$41.59M	$32.32M	$22.71M	$18.72M	$17.99M
Gross Profit	$25.98M	$21.91M	$20.02M	$17.51M	$16.33M
Gross Margin	62.5%	67.8%	88.2%	93.5%	90.8%
Operating Income	$9.52M	$7.80M	$8.23M	$7.29M	$5.41M
Net Income	$7.54M	$6.24M	$6.54M	$5.79M	$4.31M
Net Margin	18.1%	19.3%	28.8%	30.9%	24.0%
EPS	$4.22	$3.51	$3.70	$3.27	$2.43

Company Overview

Citizens Financial Corp. operates as the bank holding company for Citizens Bank of West Virginia, Inc. that provides retail, secondary market, and commercial loan services to consumers and businesses in West Virginia. It provides various deposit products, including checking accounts, savings accounts, money market accounts, and certificates of deposit. The company offers loan products comprising auto, personal, RVS and camper, motorcycles, boats, and ATVS; and commercial loans, such as term loans, line of credit, real estate loans, and government guaranteed loans, as well as home loans and home equity; IRAs; debit and credit cards; remote deposit; and safe deposit boxes rental. It also provides investment products, such as managed and brokerage accounts, 401K, simple and SEP IRAS, traditional and ROTH IRA, smart 529 plans, insurance, and fixed and variable annuities; investment services, including retirement planning, estate planning, asset allocation, and college savings; and trust services. In addition, the company offers online banking, mobile banking, mobile deposit, bill pay, telephone banking, and credit card processing services, as well as wire transfers and digital wallet. It operates six offices in Elkins, Beverly, Parsons, Snowshoe, Buckhannon, and New Martinsville. The company was founded in 1924 and is headquartered in Elkins, West Virginia.

Visit Website

Earnings History & Surprises

CIWV

Beat Rate

Last 0 quarters

Avg Surprise

+0%

EPS vs Estimate

Beats / Misses

0/0

Last 12 quarters

Latest EPS

$0.88

Q4 2023

EPS Surprise History

Q4 23

No data

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q4 2023	Dec 31, 2023	—	$0.88	—	—

Frequently Asked Questions about CIWV

What is CIWV's current stock price?

Citizens Financial Corp. (CIWV) is currently trading at $33.00 per share. The stock has moved +2.29% today.

What is the analyst price target for CIWV?

No analyst price targets are currently available for this stock.

What sector is Citizens Financial Corp. in?

Citizens Financial Corp. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is CIWV's market cap?

Citizens Financial Corp. has a market capitalization of $0.06 billion, making it a small-cap company.

Does CIWV pay dividends?

No, Citizens Financial Corp. does not currently pay a dividend to shareholders.