/CLBK

CLBK Stock - Columbia Financial, Inc.

Q: What is the analyst price target for CLBK?

Analyst price target information is not currently available for CLBK.

Q: What is CLBK's market cap?

Market capitalization information is not currently available for CLBK.

Financial Services|Banks - Regional|NASDAQ

$16.52-2.02%

$0.34 (-2.02%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+2.9%upside

Target: $17.00

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.24

52W High$17.40

52W Low$12.64

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$453.32M	$422.36M	$340.07M	$308.98M	$326.21M
Gross Profit	$165.43M	$228.47M	$291.69M	$281.92M	$234.40M
Gross Margin	36.5%	54.1%	85.8%	91.2%	71.9%
Operating Income	$-15,910,000	$46.05M	$116.88M	$126.18M	$76.26M
Net Income	$-11,653,000	$36.09M	$86.17M	$92.05M	$57.60M
Net Margin	-2.6%	8.5%	25.3%	29.8%	17.7%
EPS	$-0.11	$0.35	$0.82	$0.88	$0.52

Company Overview

Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.

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Rating Distribution

Strong Buy

Buy / Outperform

33%

Hold / Neutral

67%

Sell / Underperform

Analyst Consensus🔴 Bearish

1 Bullish2 Neutral/Bearish

Price Targets

$21

Average Target

↑ 25.1% Upside

Now

$18

Low

$21

Average

$24

High

Based on 3 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
October 11th 2023	Janney	Initiation	Buy	$18
July 28th 2022	Piper Sandler	Downgrade	Neutral	$24
April 28th 2022	Compass Point	Downgrade	Neutral	$20← $23

Earnings History & Surprises

CLBK

Beat Rate

44%

Last 18 quarters

Avg Surprise

+4.0%

EPS vs Estimate

Beats / Misses

8/5

5 met exactly

Latest EPS

$0.15

Q4 2025

EPS Surprise History

Q1 24

+28.6%

$0.09vs$0.07

Q2 24

-80.0%

$0.01vs$0.05

Q3 24

+14.3%

$0.04vs$0.04

Q4 24

0.0%

$0.06vs$0.06

Q1 25

+37.5%

$0.11vs$0.08

Q2 25

0.0%

$0.09vs$0.09

Q3 25

+9.1%

$0.12vs$0.11

Q4 25

+15.4%

$0.15vs$0.13

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	Apr 28, 2026	—	—	—	—
Q1 2026	Jan 27, 2026	$0.15	—	—	—
Q4 2025	Oct 20, 2025	$0.13	$0.15	+15.4%	✓ BEAT
Q3 2025	Jul 30, 2025	$0.11	$0.12	+9.1%	✓ BEAT
Q2 2025	Apr 30, 2025	$0.09	$0.09	0.0%	= MET
Q1 2025	Jan 28, 2025	$0.08	$0.11	+37.5%	✓ BEAT
Q4 2024	Oct 24, 2024	$0.06	$0.06	0.0%	= MET
Q3 2024	Jul 31, 2024	$0.04	$0.04	+14.3%	✓ BEAT
Q2 2024	Apr 30, 2024	$0.05	$0.01	-80.0%	✗ MISS
Q1 2024	Jan 25, 2024	$0.07	$0.09	+28.6%	✓ BEAT
Q4 2023	Oct 25, 2023	$0.07	$0.09	+28.6%	✓ BEAT
Q3 2023	Jul 26, 2023	$0.13	$0.12	-7.7%	✗ MISS
Q2 2023	Apr 26, 2023	$0.19	$0.18	-5.3%	✗ MISS
Q1 2023	Jan 25, 2023	$0.21	$0.21	0.0%	= MET
Q4 2022	Oct 26, 2022	$0.21	$0.19	-9.5%	✗ MISS
Q3 2022	Jul 27, 2022	$0.22	$0.22	0.0%	= MET
Q2 2022	Apr 27, 2022	$0.21	$0.20	-4.8%	✗ MISS
Q1 2022	Jan 25, 2022	$0.20	$0.23	+15.0%	✓ BEAT
Q4 2021	Oct 27, 2021	$0.20	$0.20	0.0%	= MET
Q3 2021	Jul 28, 2021	$0.20	$0.26	+30.0%	✓ BEAT

Frequently Asked Questions about CLBK

What is CLBK's current stock price?

Columbia Financial, Inc. (CLBK) is currently trading at $16.52 per share. The stock has moved -2.02% today.

What is the analyst price target for CLBK?

The average analyst price target for CLBK is $17.00, based on 1 analyst.

What sector is Columbia Financial, Inc. in?

Columbia Financial, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is CLBK's market cap?

Columbia Financial, Inc. has a market capitalization of $1.73 billion, making it a small-cap company.

Does CLBK pay dividends?

No, Columbia Financial, Inc. does not currently pay a dividend to shareholders.