/EARN
EARN Stock - Ellington Credit Company
Financial Services|Asset ManagementNYSE
$5.28+0.76%
+$0.04 (+0.76%) • Dec 19
52
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.45
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).49
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.68
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-0.6%upside
Target: $5.25
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Active Trade Setup
ENTRY ZONE$5.23 – $5.33
TARGET (TP)$5.25
STOP LOSS$4.86
RISK/REWARD1:-0.1
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.29
52W High$6.86
52W Low$4.33
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $50.67M | $55.35M | $-10,250,000 | $2.17M | $35.90M |
| Gross Profit | $15.88M | $10.09M | $-25,070,000 | $-557,000 | $25.94M |
| Gross Margin | 31.3% | 18.2% | 244.6% | -25.7% | 72.2% |
| Operating Income | $7.10M | $4.56M | $-30,198,000 | $-6,309,000 | $20.11M |
| Net Income | $6.59M | $4.56M | $-30,198,000 | $-6,309,000 | $20.11M |
| Net Margin | 13.0% | 8.2% | 294.6% | -291.3% | 56.0% |
| EPS | $0.24 | $0.31 | $-2.29 | $-0.50 | $1.63 |
Company Overview
Ellington Residential Mortgage REIT, a real estate investment trust, specializes in acquiring, investing in, and managing residential mortgage-and real estate-related assets. It acquires and manages residential mortgage-backed securities (RMBS), including agency pools and agency collateralized mortgage obligations (CMOs); and non-agency RMBS comprising non-agency CMOs, such as investment grade and non-investment grade. The company has elected to be taxed as a real estate investment trust. As a result, it would not be subject to corporate income tax on that portion of its net income that is distributed to shareholders. Ellington Residential Mortgage REIT was incorporated in 2012 and is based in Old Greenwich, Connecticut.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
1
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish1 Neutral/Bearish
Price Targets
$6
Average Target
↑ 13.6% Upside
Now
$6
Low
$6
Average
$6
High
Based on 1 analyst
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 6th 2023 | UBS | Initiation | Neutral | $6 |
Earnings History & Surprises
EARNBeat Rate
39%
Last 18 quarters
Avg Surprise
+0.9%
EPS vs Estimate
Beats / Misses
7/9
2 met exactly
Latest EPS
$0.23
Q4 2025
EPS Surprise History
Q4 23
-16.0%
$0.21vs$0.25
Q1 24
+17.4%
$0.27vs$0.23
Q2 24
+12.5%
$0.27vs$0.24
Q3 24
+50.0%
$0.36vs$0.24
Q4 24
+3.7%
$0.28vs$0.27
Q2 25
-3.7%
$0.26vs$0.27
Q3 25
-24.6%
$0.18vs$0.24
Q4 25
+15.0%
$0.23vs$0.20
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 18, 2026 | — | — | — | — |
Q1 2026 | Mar 11, 2026 | $0.24 | — | — | — |
Q4 2025 | Nov 19, 2025 | $0.20 | $0.23 | +15.0% | ✓ BEAT |
Q3 2025 | Aug 19, 2025 | $0.24 | $0.18 | -24.6% | ✗ MISS |
Q2 2025 | May 20, 2025 | $0.27 | $0.26 | -3.7% | ✗ MISS |
Q4 2024 | Nov 12, 2024 | $0.27 | $0.28 | +3.7% | ✓ BEAT |
Q3 2024 | Aug 12, 2024 | $0.24 | $0.36 | +50.0% | ✓ BEAT |
Q2 2024 | May 14, 2024 | $0.24 | $0.27 | +12.5% | ✓ BEAT |
Q1 2024 | Mar 6, 2024 | $0.23 | $0.27 | +17.4% | ✓ BEAT |
Q4 2023 | Nov 13, 2023 | $0.25 | $0.21 | -16.0% | ✗ MISS |
Q3 2023 | Aug 10, 2023 | $0.24 | $0.17 | -29.2% | ✗ MISS |
Q2 2023 | May 11, 2023 | $0.24 | $0.21 | -12.5% | ✗ MISS |
Q1 2023 | Mar 6, 2023 | $0.20 | $0.25 | +25.0% | ✓ BEAT |
Q4 2022 | Nov 9, 2022 | $0.23 | $0.23 | 0.0% | = MET |
Q3 2022 | Aug 10, 2022 | $0.30 | $0.28 | -6.7% | ✗ MISS |
Q2 2022 | May 2, 2022 | $0.30 | $0.30 | 0.0% | = MET |
Q1 2022 | Mar 7, 2022 | $0.32 | $0.28 | -12.5% | ✗ MISS |
Q4 2021 | Nov 2, 2021 | $0.34 | $0.31 | -8.8% | ✗ MISS |
Q3 2021 | Aug 2, 2021 | $0.32 | $0.37 | +15.6% | ✓ BEAT |
Q2 2021 | May 3, 2021 | $0.34 | $0.31 | -8.8% | ✗ MISS |
Latest News
Ellington Credit Q2 Adj. EPS $0.23 Beats $0.20 Estimate, Sales $14.151M Beat $10.040M Estimate
📈 PositiveBenzinga•Nov 19, 2025, 09:58 PM
UBS Maintains Neutral on Ellington Credit, Lowers Price Target to $5.25
➖ NeutralBenzinga•Oct 14, 2025, 04:26 PM
Ellington Credit Q1 Adj. EPS $0.18 Misses $0.27 Estimate, Sales $11.670M Beat $9.354M Estimate
➖ NeutralBenzinga•Aug 19, 2025, 09:18 PM
Ellington Credit Company Non-GAAP EPS of $0.26 in-line
➖ NeutralSeeking Alpha•May 20, 2025, 08:41 PM
Frequently Asked Questions about EARN
What is EARN's current stock price?
Ellington Credit Company (EARN) is currently trading at $5.28 per share. The stock has moved +0.76% today.
What is the analyst price target for EARN?
The average analyst price target for EARN is $5.25, based on 1 analyst.
What sector is Ellington Credit Company in?
Ellington Credit Company operates in the Financial Services sector, specifically within the Asset Management industry. The company is traded on the NYSE exchange.
What is EARN's market cap?
Ellington Credit Company has a market capitalization of $0.20 billion, making it a small-cap company.
Does EARN pay dividends?
No, Ellington Credit Company does not currently pay a dividend to shareholders.
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