EFSC Stock - Enterprise Financial Services Corp
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $814.41M | $743.52M | $533.66M | $421.60M | $347.26M |
| Gross Profit | $509.94M | $504.58M | $493.09M | $385.18M | $247.08M |
| Gross Margin | 62.6% | 67.9% | 92.4% | 91.4% | 71.2% |
| Operating Income | $231.24M | $246.53M | $259.46M | $168.63M | $91.95M |
| Net Income | $185.27M | $194.06M | $203.04M | $133.06M | $74.38M |
| Net Margin | 22.7% | 26.1% | 38.0% | 31.6% | 21.4% |
| EPS | $4.86 | $5.09 | $5.32 | $3.86 | $2.76 |
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 15th 2025 | Piper Sandler | Resumed | Neutral | $64 |
| July 26th 2023 | Raymond James | Downgrade | Market Perform | - |
Earnings History & Surprises
EFSCEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 26, 2026 | $1.37 | — | — | — |
Q4 2025 | Oct 27, 2025 | $1.30 | $1.20 | -7.7% | ✗ MISS |
Q3 2025 | Jul 28, 2025 | $1.20 | $1.37 | +14.2% | ✓ BEAT |
Q2 2025 | Apr 28, 2025 | $1.17 | $1.31 | +12.0% | ✓ BEAT |
Q1 2025 | Jan 27, 2025 | $1.18 | $1.32 | +11.9% | ✓ BEAT |
Q4 2024 | Oct 21, 2024 | $1.14 | $1.32 | +15.8% | ✓ BEAT |
Q3 2024 | Jul 22, 2024 | $1.06 | $1.19 | +12.3% | ✓ BEAT |
Q2 2024 | Apr 22, 2024 | $1.11 | $1.07 | -3.6% | ✗ MISS |
Q1 2024 | Jan 22, 2024 | $1.19 | $1.21 | +1.7% | ✓ BEAT |
Q4 2023 | Oct 23, 2023 | $1.24 | $1.17 | -5.6% | ✗ MISS |
Q3 2023 | Jul 24, 2023 | $1.29 | $1.29 | 0.0% | = MET |
Q2 2023 | Apr 24, 2023 | $1.37 | $1.46 | +6.6% | ✓ BEAT |
Q1 2023 | Jan 23, 2023 | $1.35 | $1.58 | +17.0% | ✓ BEAT |
Q4 2022 | Oct 24, 2022 | $1.24 | $1.32 | +6.5% | ✓ BEAT |
Q3 2022 | Jul 25, 2022 | $1.12 | $1.19 | +6.2% | ✓ BEAT |
Q2 2022 | Apr 25, 2022 | $1.11 | $1.23 | +10.8% | ✓ BEAT |
Q1 2022 | Jan 24, 2022 | $1.19 | $1.33 | +11.8% | ✓ BEAT |
Q4 2021 | Oct 25, 2021 | $0.79 | $1.27 | +60.8% | ✓ BEAT |
Q3 2021 | Jul 26, 2021 | $1.10 | $1.23 | +11.8% | ✓ BEAT |
Latest News
Keefe, Bruyette & Woods Maintains Outperform on Enterprise Finl Servs, Lowers Price Target to $66
➖ NeutralPiper Sandler Maintains Neutral on Enterprise Finl Servs, Lowers Price Target to $62
➖ NeutralEnterprise Finl Servs Q3 Adj. EPS $1.20 Misses $1.29 Estimate, Sales $204.935M Beat $176.510M Estimate
➖ NeutralPiper Sandler Assumes Enterprise Finl Servs at Neutral, Announces Price Target of $64
➖ NeutralCGI Bags Multi-Year Contract to Replace Texas Comptroller's Legacy Accounting Systems With Modern CGI Advantage Enterprise Financial Platform
📈 PositiveEnterprise Financial Services Non-GAAP EPS of $1.31 beats by $0.14, revenue of $166M beats by $3.17M
📈 PositiveFrequently Asked Questions about EFSC
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