EMYB Stock - Embassy Bancorp, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $67.91M | $59.57M | $52.51M | $49.60M | $46.52M |
| Gross Profit | $39.56M | $41.63M | $47.52M | $44.68M | $37.59M |
| Gross Margin | 58.2% | 69.9% | 90.5% | 90.1% | 80.8% |
| Operating Income | $12.51M | $15.46M | $21.99M | $20.85M | $15.73M |
| Net Income | $10.44M | $12.66M | $17.70M | $16.79M | $12.81M |
| Net Margin | 15.4% | 21.2% | 33.7% | 33.8% | 27.5% |
| EPS | $1.37 | $1.67 | $2.34 | $2.23 | $1.71 |
Embassy Bancorp, Inc. operates as the bank holding company for the Embassy Bank for the Lehigh Valley that provides traditional banking and related financial services to individual, business, and government customers in Pennsylvania. Its deposit products include savings, money market, individual retirement, and NOW accounts; demand and time deposits; and certificates of deposit. The company's loan portfolio comprises secured fixed and variable rate loans; business loans; consumer loans, including mortgages, secured home equity loans, lines of credit, auto, and unsecured personal loans, as well as mortgage escrow services; residential mortgage loans; and commercial mortgage/construction loans. In addition, it offers various other services, such as treasurer and certified check, wire transfer, credit/debit card merchant processing, direct deposit/ACH, ACH origination, fraud detection, cash and escrow management, safe deposit box, remote deposit capture, mobile banking, night depository, bank by mail, savings bond redemptions, person to person payment, positive pay, automated teller machine, and online banking and bill pay services, as well as gift, commercial credit, and ATM and debit cards. The company has branch offices in South Whitehall Township, Lower Macungie Township, the City of Bethlehem, Salisbury Township, Lower Saucon Township, Lower Nazareth Township, Borough of Nazareth, and Borough of Macungie, as well as in Lehigh and Northampton Counties in Pennsylvania. Embassy Bancorp, Inc. was founded in 2001 and is headquartered in Bethlehem, Pennsylvania.
Visit WebsiteEarnings History & Surprises
EMYBEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 12, 2026 | — | — | — | — |
Q1 2026 | Mar 16, 2026 | — | — | — | — |
Q4 2025 | Nov 11, 2025 | — | $0.50 | — | — |
Q3 2025 | Aug 15, 2025 | — | $0.45 | — | — |
Q2 2025 | May 13, 2025 | — | $0.38 | — | — |
Q1 2025 | Mar 17, 2025 | — | $0.35 | — | — |
Q4 2024 | Nov 14, 2024 | — | $0.36 | — | — |
Q3 2024 | Aug 12, 2024 | — | $0.33 | — | — |
Q2 2024 | May 15, 2024 | — | $0.33 | — | — |
Q1 2024 | Mar 28, 2024 | — | $0.37 | — | — |
Q4 2023 | Nov 13, 2023 | — | $0.39 | — | — |
Q3 2023 | Aug 11, 2023 | — | $0.40 | — | — |
Q2 2023 | May 15, 2023 | — | $0.50 | — | — |
Q1 2023 | Mar 17, 2023 | — | $0.66 | — | — |
Q4 2022 | Nov 10, 2022 | — | $0.63 | — | — |
Q3 2022 | Aug 10, 2022 | — | $0.50 | — | — |
Q2 2022 | May 10, 2022 | — | $0.56 | — | — |
Q1 2022 | Mar 18, 2022 | — | $0.56 | — | — |
Q4 2021 | Nov 12, 2021 | — | $0.59 | — | — |
Q3 2021 | Aug 9, 2021 | — | $0.54 | — | — |
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