/FINW
FINW Stock - FinWise Bancorp
Financial Services|Banks - RegionalNASDAQ
$18.25-0.76%
$0.14 (-0.76%) • Dec 19
65
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.60
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).64
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.87
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+6.8%upside
Target: $19.49
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ENTRY ZONE$18.07 – $18.43
TARGET (TP)$19.50
STOP LOSS$16.79
RISK/REWARD1:0.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.82
52W High$22.49
52W Low$13.48
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $97.46M | $86.59M | $90.22M | $81.09M | $43.83M |
| Gross Profit | $70.45M | $64.98M | $75.27M | $71.78M | $36.84M |
| Gross Margin | 72.3% | 75.0% | 83.4% | 88.5% | 84.1% |
| Operating Income | $16.99M | $23.81M | $36.03M | $42.27M | $15.14M |
| Net Income | $12.74M | $17.46M | $25.11M | $31.58M | $11.20M |
| Net Margin | 13.1% | 20.2% | 27.8% | 38.9% | 25.5% |
| EPS | $0.98 | $1.38 | $1.96 | $3.44 | $1.27 |
Company Overview
FinWise Bancorp operates as the bank holding company for FinWise Bank that provides various banking products and services to individual and corporate customers. It offers various deposit products, including interest and noninterest bearing demand, NOW, money market, and checking and savings accounts, as well as time deposits and certificates of deposits. The company also provides small business administration, residential and commercial real estate, consumer, and commercial non-real estate loans. In addition, it offers debit cards, remote deposit capture, online banking, mobile banking, and direct deposit services; and cash management and treasury services. The company operates one full-service banking location in Sandy, Utah; and a loan production office in Rockville Centre, New York. FinWise Bancorp was founded in 1999 and is headquartered in Murray, Utah.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
4
100%
Hold / Neutral
0%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
4 Bullish0 Neutral/Bearish
Price Targets
$20
Average Target
↑ 10.3% Upside
Now
$19
Low
$20
Average
$22
High
Based on 4 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 20th 2025 | Hovde Group | Reiterated | Outperform | $22← $20 |
| May 1st 2025 | Hovde Group | Reiterated | Outperform | $18.5← $19 |
| April 14th 2025 | Hovde Group | Initiation | Outperform | $19 |
| December 18th 2024 | Raymond James | Initiation | Outperform | $21 |
Earnings History & Surprises
FINWBeat Rate
73%
Last 15 quarters
Avg Surprise
+20.0%
EPS vs Estimate
Beats / Misses
11/4
Last 12 quarters
Latest EPS
$0.34
Q4 2025
EPS Surprise History
Q1 24
+3.2%
$0.32vs$0.31
Q2 24
+8.7%
$0.25vs$0.23
Q3 24
+26.3%
$0.24vs$0.19
Q4 24
+19.0%
$0.25vs$0.21
Q1 25
No data
Q2 25
-8.0%
$0.23vs$0.25
Q3 25
+31.8%
$0.29vs$0.22
Q4 25
+13.3%
$0.34vs$0.30
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $0.35 | — | — | — |
Q4 2025 | Oct 29, 2025 | $0.30 | $0.34 | +13.3% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.22 | $0.29 | +31.8% | ✓ BEAT |
Q2 2025 | Apr 30, 2025 | $0.25 | $0.23 | -8.0% | ✗ MISS |
Q1 2025 | Mar 26, 2025 | — | $0.21 | — | — |
Q4 2024 | Oct 24, 2024 | $0.21 | $0.25 | +19.0% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.19 | $0.24 | +26.3% | ✓ BEAT |
Q2 2024 | Apr 29, 2024 | $0.23 | $0.25 | +8.7% | ✓ BEAT |
Q1 2024 | Mar 14, 2024 | $0.31 | $0.32 | +3.2% | ✓ BEAT |
Q4 2023 | Oct 26, 2023 | $0.24 | $0.37 | +54.2% | ✓ BEAT |
Q3 2023 | Jul 27, 2023 | $0.18 | $0.36 | +100.0% | ✓ BEAT |
Q2 2023 | Apr 27, 2023 | $0.31 | $0.29 | -6.5% | ✗ MISS |
Q1 2023 | Feb 22, 2023 | $0.45 | $0.50 | +10.0% | ✓ BEAT |
Q4 2022 | Oct 26, 2022 | $0.36 | $0.27 | -25.0% | ✗ MISS |
Q3 2022 | Jul 27, 2022 | $0.57 | $0.41 | -28.1% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $0.61 | $0.76 | +24.6% | ✓ BEAT |
Q1 2022 | Feb 23, 2022 | $0.56 | $0.99 | +76.8% | ✓ BEAT |
Q4 2021 | Nov 16, 2021 | — | $0.96 | — | — |
Q2 2021 | Jun 25, 2021 | — | $0.65 | — | — |
Latest News
Finwise Bancorp Files For Mixed Shelf Of Up To $150M
➖ NeutralBenzinga•Nov 18, 2025, 09:26 PM
FinWise Q3 EPS $0.34 Beats $0.30 Estimate, Sales $36.659M Beat $27.867M Estimate
📈 PositiveBenzinga•Oct 29, 2025, 08:20 PM
FinWise Bancorp Signs Agreement With Tallied Technologies To Provide Credit Card Products, Card Processing Services To Fintechs; To Roll Out Two Mastercard Co-Branded Credit Card Programs
📈 PositiveBenzinga•Oct 27, 2025, 08:20 PM•Also:
FinWise Bancorp Announces Agreement With DreamFi To Enhance Financial Services For Underserved, Underbanked Communities
📈 PositiveBenzinga•Oct 22, 2025, 11:34 AM
Frequently Asked Questions about FINW
What is FINW's current stock price?
FinWise Bancorp (FINW) is currently trading at $18.25 per share. The stock has moved -0.76% today.
What is the analyst price target for FINW?
The average analyst price target for FINW is $19.50, based on 1 analyst.
What sector is FinWise Bancorp in?
FinWise Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is FINW's market cap?
FinWise Bancorp has a market capitalization of $0.25 billion, making it a small-cap company.
Does FINW pay dividends?
No, FinWise Bancorp does not currently pay a dividend to shareholders.
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