/GNTY

GNTY Stock - Guaranty Bancshares, Inc.

Q: What is the analyst price target for GNTY?

Analyst price target information is not currently available for GNTY.

Q: What is GNTY's market cap?

Market capitalization information is not currently available for GNTY.

Financial Services|Banks - Regional|NASDAQ

$48.75-0.87%

$0.43 (-0.87%) • Sep 30

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-28.2%upside

Target: $35.00

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.46

52W High$52.34

52W Low$32.04

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$180.89M	$176.10M	$146.69M	$127.13M	$119.09M
Gross Profit	$117.81M	$116.59M	$129.16M	$121.83M	$92.83M
Gross Margin	65.1%	66.2%	88.0%	95.8%	78.0%
Operating Income	$38.96M	$37.14M	$49.26M	$48.56M	$33.30M
Net Income	$31.54M	$30.04M	$40.45M	$39.81M	$27.40M
Net Margin	17.4%	17.1%	27.6%	31.3%	23.0%
EPS	$2.75	$2.59	$3.38	$3.30	$2.25

Company Overview

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online, mobile, and telephone banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2021, it operated 32 full-service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA) and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.

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Rating Distribution

Strong Buy

Buy / Outperform

Hold / Neutral

Sell / Underperform

Analyst Consensus🔴 Bearish

0 Bullish0 Neutral/Bearish

Price Targets

No price targets available

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
July 7th 2022	Raymond James	Downgrade	Market Perform	-

Earnings History & Surprises

GNTY

Beat Rate

67%

Last 15 quarters

Avg Surprise

+8.9%

EPS vs Estimate

Beats / Misses

10/4

1 met exactly

Latest EPS

$0.65

Q4 2025

EPS Surprise History

Q1 24

No data

Q2 24

+13.7%

$0.58vs$0.51

Q3 24

+20.4%

$0.65vs$0.54

Q4 24

+8.3%

$0.65vs$0.60

Q1 25

No data

Q2 25

-2.6%

$0.75vs$0.77

Q3 25

+2.4%

$0.87vs$0.85

Q4 25

-25.3%

$0.65vs$0.87

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q4 2025	Oct 20, 2025	$0.87	$0.65	-25.3%	✗ MISS
Q3 2025	Jul 21, 2025	$0.85	$0.87	+2.4%	✓ BEAT
Q2 2025	Apr 21, 2025	$0.77	$0.75	-2.6%	✗ MISS
Q1 2025	Mar 14, 2025	—	$0.87	—	—
Q4 2024	Oct 21, 2024	$0.60	$0.65	+8.3%	✓ BEAT
Q3 2024	Jul 15, 2024	$0.54	$0.65	+20.4%	✓ BEAT
Q2 2024	Apr 15, 2024	$0.51	$0.58	+13.7%	✓ BEAT
Q1 2024	Mar 14, 2024	—	$0.51	—	—
Q4 2023	Oct 16, 2023	$0.56	$0.54	-3.6%	✗ MISS
Q3 2023	Jul 17, 2023	$0.56	$0.81	+44.6%	✓ BEAT
Q2 2023	Apr 17, 2023	$0.69	$0.69	0.0%	= MET
Q1 2023	Mar 10, 2023	—	$0.67	—	—
Q4 2022	Oct 17, 2022	$0.88	$0.91	+3.4%	✓ BEAT
Q3 2022	Jul 18, 2022	$0.77	$0.89	+15.6%	✓ BEAT
Q2 2022	Apr 18, 2022	$0.70	$0.88	+25.7%	✓ BEAT
Q1 2022	Mar 11, 2022	—	$0.75	—	—
Q4 2021	Oct 18, 2021	$0.77	$0.76	-1.3%	✗ MISS
Q3 2021	Jul 19, 2021	$0.74	$0.85	+14.9%	✓ BEAT
Q2 2021	Apr 19, 2021	$0.72	$0.84	+16.7%	✓ BEAT
Q1 2021	Mar 12, 2021	—	$0.82	—	—

Frequently Asked Questions about GNTY

What is GNTY's current stock price?

Guaranty Bancshares, Inc. (GNTY) is currently trading at $48.75 per share. The stock has moved -0.87% today.

What is the analyst price target for GNTY?

The average analyst price target for GNTY is $35.00, based on 1 analyst.

What sector is Guaranty Bancshares, Inc. in?

Guaranty Bancshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is GNTY's market cap?

Guaranty Bancshares, Inc. has a market capitalization of $0.55 billion, making it a small-cap company.

Does GNTY pay dividends?

No, Guaranty Bancshares, Inc. does not currently pay a dividend to shareholders.