/HCI
HCI Stock - HCI Group, Inc.
Financial Services|Insurance - Property & CasualtyNYSE
$189.94+0.21%
+$0.40 (+0.21%) • Dec 19
52
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.75
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).24
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.72
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-13.1%upside
Target: $165.06
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for HCI
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$188.04 – $191.84
TARGET (TP)$165.00
STOP LOSS$174.74
RISK/REWARD1:-1.6
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
← Swipe to see more →
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.19
52W High$210.50
52W Low$106.89
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $749.45M | $550.01M | $491.99M | $402.55M | $275.73M |
| Gross Profit | $275.34M | $204.61M | $15.55M | $81.29M | $61.84M |
| Gross Margin | 36.7% | 37.2% | 3.2% | 20.2% | 22.4% |
| Operating Income | $173.43M | $117.65M | $-68,418,000 | $11.23M | $36.93M |
| Net Income | $109.95M | $79.03M | $-58,511,000 | $1.86M | $27.58M |
| Net Margin | 14.7% | 14.4% | -11.9% | 0.5% | 10.0% |
| EPS | $10.59 | $9.13 | $-6.24 | $0.23 | $3.55 |
Company Overview
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance, reinsurance, real estate, and information technology businesses in Florida. It provides residential insurance products, such as homeowners, fire, flood, and wind-only insurance to homeowners, condominium owners, and tenants for properties, as well as offers reinsurance programs. The company also owns and operates waterfront properties and retail shopping centers, and an office building, as well as commercial properties for investment purposes. In addition, it designs and develops web-based applications and products for mobile devices, including SAMS, an online policy administration platform; Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; and AtlasViewer, a mapping and data visualization platform. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
4
80%
Hold / Neutral
1
20%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
4 Bullish1 Neutral/Bearish
Price Targets
$120
Average Target
↓ 36.7% Downside
Now
$56
Low
$120
Average
$205
High
Based on 4 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 13th 2025 | Oppenheimer | Downgrade | Perform | - |
| May 30th 2025 | Compass Point | Upgrade | Buy | $205 |
| October 21st 2024 | Compass Point | Downgrade | Neutral | $120← $119 |
| March 8th 2024 | William Blair | Upgrade | Outperform | - |
| November 16th 2023 | Oppenheimer | Initiation | Outperform | $100 |
| August 11th 2023 | William Blair | Initiation | Market Perform | - |
| January 19th 2023 | Compass Point | Initiation | Buy | $56 |
Earnings History & Surprises
HCIBeat Rate
83%
Last 18 quarters
Avg Surprise
+90.5%
EPS vs Estimate
Beats / Misses
15/3
Last 12 quarters
Latest EPS
$4.90
Q4 2025
EPS Surprise History
Q1 24
+128.4%
$3.22vs$1.41
Q2 24
+30.4%
$3.65vs$2.80
Q3 24
+21.0%
$4.21vs$3.48
Q4 24
+74.1%
$0.47vs$0.27
Q1 25
+111.3%
$0.31vs$-2.75
Q2 25
+19.2%
$5.35vs$4.49
Q3 25
+15.9%
$5.18vs$4.47
Q4 25
+100.8%
$4.90vs$2.44
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 26, 2026 | $4.87 | — | — | — |
Q4 2025 | Nov 6, 2025 | $2.44 | $4.90 | +100.8% | ✓ BEAT |
Q3 2025 | Aug 7, 2025 | $4.47 | $5.18 | +15.9% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $4.49 | $5.35 | +19.2% | ✓ BEAT |
Q1 2025 | Feb 27, 2025 | $-2.75 | $0.31 | +111.3% | ✓ BEAT |
Q4 2024 | Nov 7, 2024 | $0.27 | $0.47 | +74.1% | ✓ BEAT |
Q3 2024 | Aug 8, 2024 | $3.48 | $4.21 | +21.0% | ✓ BEAT |
Q2 2024 | May 8, 2024 | $2.80 | $3.65 | +30.4% | ✓ BEAT |
Q1 2024 | Mar 7, 2024 | $1.41 | $3.22 | +128.4% | ✓ BEAT |
Q4 2023 | Nov 7, 2023 | $0.22 | $1.41 | +540.9% | ✓ BEAT |
Q3 2023 | Aug 8, 2023 | $0.40 | $1.22 | +205.0% | ✓ BEAT |
Q2 2023 | May 9, 2023 | $0.10 | $1.50 | +1400.0% | ✓ BEAT |
Q1 2023 | Mar 9, 2023 | $-0.36 | $0.06 | +116.7% | ✓ BEAT |
Q4 2022 | Nov 8, 2022 | $-6.04 | $-5.62 | +7.0% | ✓ BEAT |
Q3 2022 | Aug 8, 2022 | $0.20 | $-0.71 | -455.0% | ✗ MISS |
Q2 2022 | May 4, 2022 | $0.15 | $0.34 | +126.7% | ✓ BEAT |
Q1 2022 | Mar 8, 2022 | $-0.50 | $-0.14 | +72.0% | ✓ BEAT |
Q4 2021 | Nov 8, 2021 | $0.09 | $-0.64 | -811.1% | ✗ MISS |
Q3 2021 | Aug 5, 2021 | $0.42 | $0.11 | -73.6% | ✗ MISS |
Latest News
Oppenheimer Downgrades HCI Group to Perform
➖ NeutralBenzinga•Nov 13, 2025, 06:06 PM
Citizens Maintains Market Outperform on HCI Group, Raises Price Target to $255
📈 PositiveBenzinga•Nov 10, 2025, 01:51 PM
Truist Securities Maintains Buy on HCI Group, Raises Price Target to $235
📈 PositiveBenzinga•Nov 7, 2025, 04:11 PM
HCI Group Q3 EPS $4.90 Beats $2.29 Estimate, Sales $216.350M Miss $220.028M Estimate
📈 PositiveBenzinga•Nov 6, 2025, 09:17 PM
HCI Group's Subsidiary Exzeo Group Files Registration Statement With SEC For IPO
📈 PositiveBenzinga•Sep 25, 2025, 01:18 PM
Frequently Asked Questions about HCI
What is HCI's current stock price?
HCI Group, Inc. (HCI) is currently trading at $189.94 per share. The stock has moved +0.21% today.
What is the analyst price target for HCI?
The average analyst price target for HCI is $165.00, based on 1 analyst.
What sector is HCI Group, Inc. in?
HCI Group, Inc. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NYSE exchange.
What is HCI's market cap?
HCI Group, Inc. has a market capitalization of $2.46 billion, making it a mid-cap company.
Does HCI pay dividends?
No, HCI Group, Inc. does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorAHL
ASPEN INSURANCE HOLDINGS LTD
$37.10
Mkt Cap: $3.4B
BANC
Banc of California, Inc.
$19.71
Mkt Cap: $3.1B
BOH
Bank of Hawaii Corporation
$70.94
Mkt Cap: $2.8B
KMPR
Kemper Corporation
$40.79
Mkt Cap: $2.6B
OAK-PA
Oaktree Capital Group, LLC 6.625% PFD UT A
$21.14
Mkt Cap: $2.5B
PLMR
Palomar Holdings, Inc.
$134.96
Mkt Cap: $3.6B
SBCF
Seacoast Banking Corporation of Florida
$31.82
Mkt Cap: $2.7B
SLDE
Slide Insurance Holdings, Inc. Common Stock
$18.72
Mkt Cap: $2.3B
STC
Stewart Information Services Corporation
$71.64
Mkt Cap: $2.0B
WD
Walker & Dunlop, Inc.
$60.30
Mkt Cap: $2.1B
Explore stocks similar to HCI for comparison