/INSTA.OL
INSTA.OL Stock - Instabank ASA
Financial Services|Banks - RegionalOSL
$3.38+0.30%
+$0.01 (+0.30%) • Dec 23
75
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.81
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.0%upside
Target: $3.72
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ENTRY ZONE$3.35 – $3.41
TARGET (TP)$3.89
STOP LOSS$3.11
RISK/REWARD1:1.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.27
52W High$3.48
52W Low$1.92
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $787.67M | $645.78M | $431.48M | $358.60M | $314.47M |
| Gross Profit | $492.18M | $441.08M | $357.58M | $319.99M | $263.13M |
| Gross Margin | 62.5% | 68.3% | 82.9% | 89.2% | 83.7% |
| Operating Income | $128.45M | $131.23M | $103.33M | $112.18M | $57.01M |
| Net Income | $98.12M | $100.87M | $82.24M | $83.45M | $42.68M |
| Net Margin | 12.5% | 15.6% | 19.1% | 23.3% | 13.6% |
| EPS | $0.26 | $0.27 | $0.25 | $0.25 | $0.13 |
Company Overview
Instabank ASA provides various banking products and services in Norway. The company accepts deposits; and offers consumer and secured loans, refinance, and credit cards, as well as loans for vehicles and boats. It also provides payment, car, and dental health insurance products. Instabank ASA was incorporated in 2016 and is based in Oslo, Norway.
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Earnings History & Surprises
INSTA.OLBeat Rate
53%
Last 19 quarters
Avg Surprise
+44.2%
EPS vs Estimate
Beats / Misses
10/4
5 met exactly
Latest EPS
$0.08
Q4 2025
EPS Surprise History
Q4 23
+40.0%
$0.07vs$0.05
Q1 24
0.0%
$0.06vs$0.06
Q2 24
0.0%
$0.05vs$0.05
Q3 24
+75.0%
$0.07vs$0.04
Q4 24
+40.0%
$0.07vs$0.05
Q1 25
-12.5%
$0.07vs$0.08
Q2 25
-14.3%
$0.06vs$0.07
Q4 25
+6.9%
$0.08vs$0.07
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2025 | Oct 29, 2025 | $0.07 | $0.08 | +6.9% | ✓ BEAT |
Q2 2025 | May 9, 2025 | $0.07 | $0.06 | -14.3% | ✗ MISS |
Q1 2025 | Feb 7, 2025 | $0.08 | $0.07 | -12.5% | ✗ MISS |
Q4 2024 | Nov 1, 2024 | $0.05 | $0.07 | +40.0% | ✓ BEAT |
Q3 2024 | Aug 15, 2024 | $0.04 | $0.07 | +75.0% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $0.05 | $0.05 | 0.0% | = MET |
Q1 2024 | Feb 8, 2024 | $0.06 | $0.06 | 0.0% | = MET |
Q4 2023 | Nov 2, 2023 | $0.05 | $0.07 | +40.0% | ✓ BEAT |
Q3 2023 | Aug 10, 2023 | $0.07 | $0.05 | -28.6% | ✗ MISS |
Q2 2023 | Apr 27, 2023 | $0.04 | $0.07 | +75.0% | ✓ BEAT |
Q1 2023 | Feb 8, 2023 | $0.05 | $0.08 | +60.0% | ✓ BEAT |
Q4 2022 | Nov 3, 2022 | $0.06 | $0.17 | +183.3% | ✓ BEAT |
Q3 2022 | Aug 11, 2022 | — | $0.12 | — | — |
Q2 2022 | May 6, 2022 | $0.08 | $0.06 | -25.0% | ✗ MISS |
Q1 2022 | Feb 10, 2022 | $0.08 | $0.08 | 0.0% | = MET |
Q4 2021 | Nov 4, 2021 | $0.05 | $0.07 | +40.0% | ✓ BEAT |
Q3 2021 | Aug 24, 2021 | $0.06 | $0.06 | 0.0% | = MET |
Q2 2021 | May 6, 2021 | $0.04 | $0.04 | 0.0% | = MET |
Q1 2021 | Feb 10, 2021 | $0.02 | $0.04 | +100.0% | ✓ BEAT |
Q4 2020 | Oct 29, 2020 | $0.01 | $0.04 | +300.0% | ✓ BEAT |
Latest News
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Frequently Asked Questions about INSTA.OL
What is INSTA.OL's current stock price?
Instabank ASA (INSTA.OL) is currently trading at $3.38 per share. The stock has moved +0.30% today.
What is the analyst price target for INSTA.OL?
No analyst price targets are currently available for this stock.
What sector is Instabank ASA in?
Instabank ASA operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OSL exchange.
What is INSTA.OL's market cap?
Instabank ASA has a market capitalization of $1.28 billion, making it a small-cap company.
Does INSTA.OL pay dividends?
No, Instabank ASA does not currently pay a dividend to shareholders.
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