/LMFA
LMFA Stock - LM Funding America, Inc.
Financial Services|Financial - Credit ServicesNASDAQ
$0.59-16.66%
$0.12 (-16.66%) • Dec 19
44
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.0
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.49
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.0%upside
Target: $0.64
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Active Trade Setup
ENTRY ZONE$0.58 – $0.59
TARGET (TP)$0.67
STOP LOSS$0.54
RISK/REWARD1:1.8
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.77
52W High$5.14
52W Low$0.56
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $11.00M | $6.19M | $6.42M | $14.02M | $1.29M |
| Gross Profit | $4.01M | $6.19M | $1.48M | $14.23M | $1.74M |
| Gross Margin | 36.4% | 100.0% | 23.1% | 101.5% | 134.2% |
| Operating Income | $-6,461,551 | $-18,814,796 | $-26,445,221 | $5.33M | $-4,059,199 |
| Net Income | $-7,315,376 | $-15,944,254 | $-29,240,201 | $4.76M | $-4,041,462 |
| Net Margin | -66.5% | -257.6% | -455.6% | 33.9% | -312.4% |
| EPS | $-2.61 | $-6.98 | $-13.41 | $4.18 | $-14.94 |
Company Overview
LM Funding America, Inc. operates as a specialty finance company. It provides funding to nonprofit community associations (Associations) primarily located in the state of Florida, as well as in the states of Washington, Colorado, and Illinois. The company offers funding to Associations by purchasing their rights under delinquent accounts that are selected by the Associations arising from unpaid Association assessments. It is also involved in the business of purchasing delinquent accounts on various terms tailored to suit each Association's financial needs, including under its New Neighbor Guaranty program. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
1
100%
Hold / Neutral
0%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
1 Bullish0 Neutral/Bearish
Price Targets
$5
Average Target
↑ 753.4% Upside
Now
$5
Low
$5
Average
$5
High
Based on 1 analyst
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| August 15th 2025 | H.C. Wainwright | Upgrade | Buy | $5 |
Earnings History & Surprises
LMFABeat Rate
43%
Last 14 quarters
Avg Surprise
-291.7%
EPS vs Estimate
Beats / Misses
6/7
1 met exactly
Latest EPS
$-0.49
Q4 2025
EPS Surprise History
Q2 24
+44.2%
$-0.67vs$-1.20
Q2 24
-47.4%
$-0.84vs$-0.57
Q3 24
-94.1%
$-1.65vs$-0.85
Q4 24
-23.2%
$-1.54vs$-1.25
Q1 25
+5.6%
$-1.68vs$-1.78
Q2 25
-61.5%
$-1.05vs$-0.65
Q3 25
+103.8%
$0.02vs$-0.52
Q4 25
0.0%
$-0.49vs$-0.49
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Mar 30, 2026 | — | — | — | — |
Q4 2025 | Nov 14, 2025 | $-0.49 | $-0.49 | 0.0% | = MET |
Q3 2025 | Aug 14, 2025 | $-0.52 | $0.02 | +103.8% | ✓ BEAT |
Q2 2025 | May 15, 2025 | $-0.65 | $-1.05 | -61.5% | ✗ MISS |
Q1 2025 | Mar 31, 2025 | $-1.78 | $-1.68 | +5.6% | ✓ BEAT |
Q4 2024 | Nov 13, 2024 | $-1.25 | $-1.54 | -23.2% | ✗ MISS |
Q3 2024 | Aug 14, 2024 | $-0.85 | $-1.65 | -94.1% | ✗ MISS |
Q2 2024 | May 16, 2024 | $-0.57 | $-0.84 | -47.4% | ✗ MISS |
Q2 2024 | Apr 1, 2024 | $-1.20 | $-0.67 | +44.2% | ✓ BEAT |
Q4 2023 | Nov 14, 2023 | $-2.70 | $-1.98 | +26.7% | ✓ BEAT |
Q3 2023 | Aug 14, 2023 | $-1.86 | $-0.42 | +77.4% | ✓ BEAT |
Q2 2023 | May 15, 2023 | $-0.48 | $-0.36 | +25.0% | ✓ BEAT |
Q1 2023 | Mar 31, 2023 | $-0.45 | $-9.00 | -1900.0% | ✗ MISS |
Q4 2022 | Nov 18, 2022 | $-0.30 | $-3.06 | -920.0% | ✗ MISS |
Q3 2022 | Aug 17, 2022 | $-0.30 | $-4.26 | -1320.0% | ✗ MISS |
Q2 2022 | May 16, 2022 | — | $-2.16 | — | — |
Q1 2022 | Mar 31, 2022 | — | $-6.24 | — | — |
Q1 2022 | Jan 3, 2022 | — | $-1.01 | — | — |
Q3 2021 | Aug 16, 2021 | — | $-0.42 | — | — |
Q2 2021 | May 14, 2021 | — | $-0.66 | — | — |
Latest News
LM Funding America shares are trading lower after the company announced the pricing of its $6.5 million offering.
📉 NegativeBenzinga•Dec 19, 2025, 02:13 PM
LM Funding America Announces Registered Direct Offering of 1.82M Shares And 7.33M Pre-Funded Warrants Plus 9.15M New Warrants At $0.71; Cuts Exercise Price On 3.47M Existing Warrants To $0.87 And Extends Term To 5 Years
📉 NegativeBenzinga•Dec 19, 2025, 01:55 PM
LM Funding America Energizes First BC40 Elite Immersion Cooled Foghashing Unit At Its Oklahoma Site
📈 PositiveBenzinga•Dec 18, 2025, 01:08 PM
LM Funding America Mined 6.9 BTC In November, Down From 7.5 BTC In October
📉 NegativeBenzinga•Dec 4, 2025, 01:07 PM
LM Funding America Q3 EPS $(0.41) Misses $(0.40) Estimate, Sales $2.178M Miss $2.500M Estimate
📉 NegativeBenzinga•Nov 14, 2025, 12:32 PM
LM Funding America Announces $1.5M Share Repurchase Program
📈 PositiveBenzinga•Nov 3, 2025, 01:08 PM
LM Funding America shares are trading higher after the company announced it entered repurchase agreements with seven institutional investors to acquire 3,308,575 shares of common stock and associated warrants.
📈 PositiveBenzinga•Oct 30, 2025, 12:11 PM
LM Funding America Enters Privately Negotiated Repurchase Agreements With Seven Institutional Investors To Acquire 3,308,575 Shares Of Common Stock And Associated Warrants
📈 PositiveBenzinga•Oct 30, 2025, 12:10 PM
LM Funding America mines 5.9 bitcoins in September, shares up ~5%
📈 PositiveSeeking Alpha•Oct 8, 2025, 12:49 PM
LM Funding Secures Additional $2M Loan At 12% Interest To Fund Hosting Site Acquisitions
➖ NeutralBenzinga•Sep 18, 2025, 12:13 PM
LM Funding America Files For Offering Of Up To 52.7M Shares Of Common Stock By The Selling Stockholders
📉 NegativeBenzinga•Aug 27, 2025, 08:20 PM
LM Funding America shares are trading lower after the company announced a $12.6 million registered direct offering.
📉 NegativeBenzinga•Aug 19, 2025, 05:34 PM
LM Funding America Prices $12.6M Registered Direct Offering And Closes $10.4M Private Placement For Combined Gross Proceeds Of ~$23M
➖ NeutralBenzinga•Aug 19, 2025, 01:10 PM
Frequently Asked Questions about LMFA
What is LMFA's current stock price?
LM Funding America, Inc. (LMFA) is currently trading at $0.59 per share. The stock has moved -16.66% today.
What is the analyst price target for LMFA?
No analyst price targets are currently available for this stock.
What sector is LM Funding America, Inc. in?
LM Funding America, Inc. operates in the Financial Services sector, specifically within the Financial - Credit Services industry. The company is traded on the NASDAQ exchange.
What is LMFA's market cap?
LM Funding America, Inc. has a market capitalization of $0.01 billion, making it a small-cap company.
Does LMFA pay dividends?
No, LM Funding America, Inc. does not currently pay a dividend to shareholders.
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