/LUMB

LUMB Stock - Lumbee Guaranty Bank

Q: What is the analyst price target for LUMB?

Analyst price target information is not currently available for LUMB.

Q: What is LUMB's market cap?

Market capitalization information is not currently available for LUMB.

Financial Services|Banks - Regional|OTC

$13.00+0.00%

+$0.00 (+0.00%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $14.30

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.33

52W High$14.75

52W Low$11.36

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$24.14M	$22.96M	$17.44M	$16.59M	$15.62M
Gross Profit	$17.45M	$19.69M	$16.97M	$16.19M	$13.85M
Gross Margin	72.3%	85.8%	97.3%	97.6%	88.7%
Operating Income	$6.77M	$6.54M	$5.60M	$4.61M	$2.77M
Net Income	$3.85M	$5.96M	$4.94M	$4.02M	$2.47M
Net Margin	15.9%	25.9%	28.3%	24.3%	15.8%
EPS	$1.16	$1.78	$1.48	$1.19	$0.73

Company Overview

Lumbee Guaranty Bank provides various community banking services. The company offers personal and business checking and savings accounts; personal certificates of deposit and individual retirement accounts; and business investment accounts. It also provides mortgage, auto, personal, and business loans, as well as lines of credit; personal convenience and business services. In addition, the company offers online, bill pay, mobile, and telephone banking services. It operates fourteen branch offices in Robeson, Cumberland, and Hoke counties in North Carolina. The company was formerly known as Lumbee Bank and changed its name to Lumbee Guaranty Bank in 1991. Lumbee Guaranty Bank was incorporated in 1971 and is based in Pembroke, North Carolina.

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Earnings History & Surprises

LUMB

Beat Rate

Last 0 quarters

Avg Surprise

+0%

EPS vs Estimate

Beats / Misses

0/0

Last 12 quarters

Latest EPS

$0.48

Q4 2023

EPS Surprise History

Q2 23

No data

Q4 23

No data

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q4 2023	Dec 31, 2023	—	$0.48	—	—
Q2 2023	Jun 30, 2023	—	$0.39	—	—

Frequently Asked Questions about LUMB

What is LUMB's current stock price?

Lumbee Guaranty Bank (LUMB) is currently trading at $13.00 per share. The stock has moved +0.00% today.

What is the analyst price target for LUMB?

No analyst price targets are currently available for this stock.

What sector is Lumbee Guaranty Bank in?

Lumbee Guaranty Bank operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is LUMB's market cap?

Lumbee Guaranty Bank has a market capitalization of $0.04 billion, making it a small-cap company.

Does LUMB pay dividends?

No, Lumbee Guaranty Bank does not currently pay a dividend to shareholders.