/MCBS
MCBS Stock - MetroCity Bankshares, Inc.
Financial Services|Banks - RegionalNASDAQ
$27.98-2.95%
$0.85 (-2.95%) • Dec 19
67
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.59
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.91
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+10.0%upside
Target: $30.78
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ENTRY ZONE$27.70 – $28.26
TARGET (TP)$32.18
STOP LOSS$25.74
RISK/REWARD1:1.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.73
52W High$34.91
52W Low$24.24
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $234.43M | $209.38M | $162.29M | $139.21M | $102.96M |
| Gross Profit | $139.15M | $118.05M | $137.44M | $127.71M | $88.00M |
| Gross Margin | 59.4% | 56.4% | 84.7% | 91.7% | 85.5% |
| Operating Income | $87.31M | $71.97M | $91.22M | $82.62M | $48.76M |
| Net Income | $64.50M | $51.61M | $62.60M | $61.70M | $36.39M |
| Net Margin | 27.5% | 24.7% | 38.6% | 44.3% | 35.3% |
| EPS | $2.55 | $2.05 | $2.58 | $2.41 | $1.42 |
Company Overview
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.
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Earnings History & Surprises
MCBSBeat Rate
71%
Last 14 quarters
Avg Surprise
+3.3%
EPS vs Estimate
Beats / Misses
10/4
Last 12 quarters
Latest EPS
$0.67
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
+7.5%
$0.57vs$0.53
Q3 24
+11.9%
$0.66vs$0.59
Q4 24
+1.6%
$0.65vs$0.64
Q1 25
No data
Q2 25
+3.3%
$0.63vs$0.61
Q3 25
+3.2%
$0.65vs$0.63
Q4 25
-5.6%
$0.67vs$0.71
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 16, 2026 | — | — | — | — |
Q1 2026 | Jan 20, 2026 | $0.73 | — | — | — |
Q4 2025 | Oct 17, 2025 | $0.71 | $0.67 | -5.6% | ✗ MISS |
Q3 2025 | Jul 18, 2025 | $0.63 | $0.65 | +3.2% | ✓ BEAT |
Q2 2025 | Apr 18, 2025 | $0.61 | $0.63 | +3.3% | ✓ BEAT |
Q1 2025 | Jan 28, 2025 | — | $0.44 | — | — |
Q4 2024 | Oct 18, 2024 | $0.64 | $0.65 | +1.6% | ✓ BEAT |
Q3 2024 | Jul 19, 2024 | $0.59 | $0.66 | +11.9% | ✓ BEAT |
Q2 2024 | Apr 19, 2024 | $0.53 | $0.57 | +7.5% | ✓ BEAT |
Q1 2024 | Mar 11, 2024 | — | $0.44 | — | — |
Q4 2023 | Oct 20, 2023 | $0.50 | $0.45 | -10.0% | ✗ MISS |
Q3 2023 | Jul 21, 2023 | $0.50 | $0.51 | +2.0% | ✓ BEAT |
Q2 2023 | Apr 21, 2023 | $0.50 | $0.62 | +24.0% | ✓ BEAT |
Q1 2023 | Mar 10, 2023 | — | $0.40 | — | — |
Q4 2022 | Oct 21, 2022 | $0.67 | $0.66 | -1.5% | ✗ MISS |
Q3 2022 | Jul 22, 2022 | $0.72 | $0.63 | -12.5% | ✗ MISS |
Q2 2022 | Apr 22, 2022 | $0.70 | $0.76 | +8.6% | ✓ BEAT |
Q1 2022 | Mar 11, 2022 | — | $0.68 | — | — |
Q4 2021 | Oct 22, 2021 | $0.61 | $0.66 | +8.2% | ✓ BEAT |
Q3 2021 | Jul 23, 2021 | $0.53 | $0.56 | +5.7% | ✓ BEAT |
Latest News
Keefe, Bruyette & Woods Maintains Market Perform on MetroCity Bankshares, Lowers Price Target to $31
➖ NeutralBenzinga•Oct 21, 2025, 10:20 AM
MetroCity Bankshares Q3 EPS $0.67 Beats $0.61 Estimate, Sales $37.970M Beat $37.700M Estimate
📈 PositiveBenzinga•Oct 17, 2025, 02:37 PM
MetroCity Bankshares Approves Continuation Of Share Repurchase Program; Authorized To Repurchase Up To 923,976 Shares Of Common Stock
📈 PositiveBenzinga•Sep 17, 2025, 08:49 PM
Frequently Asked Questions about MCBS
What is MCBS's current stock price?
MetroCity Bankshares, Inc. (MCBS) is currently trading at $27.98 per share. The stock has moved -2.95% today.
What is the analyst price target for MCBS?
No analyst price targets are currently available for this stock.
What sector is MetroCity Bankshares, Inc. in?
MetroCity Bankshares, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is MCBS's market cap?
MetroCity Bankshares, Inc. has a market capitalization of $0.71 billion, making it a small-cap company.
Does MCBS pay dividends?
No, MetroCity Bankshares, Inc. does not currently pay a dividend to shareholders.
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