/MCY
MCY Stock - Mercury General Corporation
Financial Services|Insurance - Property & CasualtyNYSE
$93.62+0.54%
+$0.50 (+0.54%) • Dec 19
65
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.96
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).42
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.81
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-3.9%upside
Target: $89.97
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ENTRY ZONE$92.68 – $94.56
TARGET (TP)$90.00
STOP LOSS$86.13
RISK/REWARD1:-0.5
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.98
52W High$95.00
52W Low$44.19
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $5.48B | $4.63B | $3.64B | $3.99B | $3.78B |
| Gross Profit | $932.86M | $403.25M | $-373,765,000 | $599.82M | $761.38M |
| Gross Margin | 17.0% | 8.7% | -10.3% | 15.0% | 20.1% |
| Operating Income | $574.88M | $99.43M | $-670,715,000 | $299.31M | $458.50M |
| Net Income | $467.95M | $96.34M | $-512,672,000 | $247.94M | $374.61M |
| Net Margin | 8.5% | 2.1% | -14.1% | 6.2% | 9.9% |
| EPS | $8.45 | $1.74 | $-9.26 | $4.48 | $6.77 |
Company Overview
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.
Visit WebsiteRating Distribution
Strong Buy
2
67%
Buy / Outperform
1
33%
Hold / Neutral
0%
Sell / Underperform
0%
Analyst Consensus🟢 Bullish
3 Bullish0 Neutral/Bearish
Price Targets
$53
Average Target
↓ 43.7% Downside
Now
$33
Low
$53
Average
$80
High
Based on 3 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| February 12th 2025 | Raymond James | Upgrade | Strong Buy | $80← $70 |
| July 7th 2023 | Raymond James | Downgrade | Outperform | $33← $40 |
| November 4th 2022 | Raymond James | Upgrade | Strong Buy | $45 |
Earnings History & Surprises
MCYBeat Rate
67%
Last 18 quarters
Avg Surprise
+180.3%
EPS vs Estimate
Beats / Misses
12/6
Last 12 quarters
Latest EPS
$3.86
Q4 2025
EPS Surprise History
Q1 24
+2200.0%
$1.15vs$0.05
Q2 24
+420.0%
$0.78vs$0.15
Q3 24
+36.3%
$1.09vs$0.80
Q4 24
+120.9%
$2.54vs$1.15
Q1 25
+43.3%
$2.78vs$1.94
Q2 25
+42.8%
$-2.29vs$-4.00
Q3 25
+33.5%
$2.67vs$2.00
Q4 25
+79.5%
$3.86vs$2.15
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Feb 10, 2026 | $2.56 | — | — | — |
Q4 2025 | Nov 4, 2025 | $2.15 | $3.86 | +79.5% | ✓ BEAT |
Q3 2025 | Jul 29, 2025 | $2.00 | $2.67 | +33.5% | ✓ BEAT |
Q2 2025 | May 6, 2025 | $-4.00 | $-2.29 | +42.8% | ✓ BEAT |
Q1 2025 | Feb 11, 2025 | $1.94 | $2.78 | +43.3% | ✓ BEAT |
Q4 2024 | Oct 29, 2024 | $1.15 | $2.54 | +120.9% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $0.80 | $1.09 | +36.3% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $0.15 | $0.78 | +420.0% | ✓ BEAT |
Q1 2024 | Feb 13, 2024 | $0.05 | $1.15 | +2200.0% | ✓ BEAT |
Q4 2023 | Oct 31, 2023 | $0.14 | $1.14 | +686.2% | ✓ BEAT |
Q3 2023 | Aug 1, 2023 | $-0.48 | $-0.47 | +2.1% | ✓ BEAT |
Q2 2023 | May 2, 2023 | $-1.15 | $-1.52 | -32.2% | ✗ MISS |
Q1 2023 | Feb 14, 2023 | $-0.61 | $-1.45 | -137.7% | ✗ MISS |
Q4 2022 | Nov 1, 2022 | $-0.55 | $0.28 | +150.9% | ✓ BEAT |
Q3 2022 | Aug 2, 2022 | $-0.33 | $-0.35 | -6.1% | ✗ MISS |
Q2 2022 | May 3, 2022 | $0.65 | $-0.77 | -218.5% | ✗ MISS |
Q1 2022 | Feb 15, 2022 | $0.39 | $-0.23 | -159.0% | ✗ MISS |
Q4 2021 | Nov 2, 2021 | $0.80 | $0.64 | -20.0% | ✗ MISS |
Q3 2021 | Aug 3, 2021 | $1.10 | $1.13 | +2.7% | ✓ BEAT |
Frequently Asked Questions about MCY
What is MCY's current stock price?
Mercury General Corporation (MCY) is currently trading at $93.62 per share. The stock has moved +0.54% today.
What is the analyst price target for MCY?
The average analyst price target for MCY is $90.00, based on 1 analyst.
What sector is Mercury General Corporation in?
Mercury General Corporation operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. The company is traded on the NYSE exchange.
What is MCY's market cap?
Mercury General Corporation has a market capitalization of $5.19 billion, making it a mid-cap company.
Does MCY pay dividends?
No, Mercury General Corporation does not currently pay a dividend to shareholders.
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