PAGS Stock - PagSeguro Digital Ltd.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $18.33B | $15.68B | $15.16B | $10.30B | $6.69B |
| Gross Profit | $8.79B | $7.55B | $7.69B | $4.52B | $2.91B |
| Gross Margin | 47.9% | 48.1% | 50.7% | 43.9% | 43.6% |
| Operating Income | $5.96B | $5.39B | $5.07B | $2.12B | $1.73B |
| Net Income | $2.12B | $1.65B | $1.50B | $1.17B | $1.29B |
| Net Margin | 11.5% | 10.5% | 9.9% | 11.3% | 19.3% |
| EPS | $6.70 | $5.10 | $4.60 | $3.53 | $3.92 |
PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and POS app; and operates an online platform that facilitates peer-to-peer lending. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 14th 2025 | Goldman | Downgrade | Neutral | $9 |
| September 19th 2025 | BofA Securities | Upgrade | Buy | $13 |
| April 22nd 2025 | Citigroup | Upgrade | Buy | $10 |
| January 16th 2025 | Citigroup | Downgrade | Neutral | $7← $17 |
| December 10th 2024 | BofA Securities | Downgrade | Neutral | - |
| October 1st 2024 | Itau BBA | Downgrade | Market Perform | - |
| September 5th 2024 | Morgan Stanley | Downgrade | Underweight | $6.5← $14 |
| June 26th 2024 | Goldman | Upgrade | Buy | $15 |
| March 26th 2024 | Evercore ISI | Upgrade | Outperform | $18← $12 |
| March 18th 2024 | New Street | Upgrade | Buy | $18← $15 |
| February 1st 2024 | New Street | Downgrade | Neutral | $15 |
| January 22nd 2024 | Goldman | Upgrade | Neutral | $13.8← $7.4 |
| September 15th 2023 | New Street | Upgrade | Buy | $14 |
| August 3rd 2023 | UBS | Upgrade | Buy | $14← $12 |
| June 22nd 2023 | New Street | Downgrade | Neutral | $14← $17 |
Earnings History & Surprises
PAGSEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 11, 2026 | — | — | — | — |
Q1 2026 | Feb 20, 2026 | $0.39 | — | — | — |
Q4 2025 | Nov 12, 2025 | $0.36 | $0.36 | -0.1% | ✗ MISS |
Q3 2025 | Aug 14, 2025 | $0.31 | $0.34 | +9.7% | ✓ BEAT |
Q2 2025 | May 14, 2025 | $0.29 | $0.31 | +6.9% | ✓ BEAT |
Q2 2025 | Apr 28, 2025 | — | $0.31 | — | — |
Q4 2024 | Nov 14, 2024 | $0.29 | $0.31 | +4.7% | ✓ BEAT |
Q3 2024 | Aug 20, 2024 | $0.30 | $0.31 | +3.7% | ✓ BEAT |
Q2 2024 | May 24, 2024 | $0.29 | $0.31 | +9.4% | ✓ BEAT |
Q1 2024 | Mar 7, 2024 | $0.29 | $0.24 | -17.2% | ✗ MISS |
Q4 2023 | Nov 16, 2023 | $0.27 | $0.28 | +3.0% | ✓ BEAT |
Q3 2023 | Aug 24, 2023 | $0.26 | $0.26 | +0.8% | ✓ BEAT |
Q2 2023 | May 25, 2023 | $0.22 | $0.24 | +9.1% | ✓ BEAT |
Q1 2023 | Mar 2, 2023 | $0.24 | $0.24 | -2.3% | ✗ MISS |
Q4 2022 | Nov 22, 2022 | $0.23 | $0.23 | -0.8% | ✗ MISS |
Q3 2022 | Aug 25, 2022 | $0.22 | $0.47 | +113.6% | ✓ BEAT |
Q2 2022 | Apr 30, 2022 | — | $0.16 | — | — |
Q1 2022 | Mar 22, 2022 | $0.27 | $0.27 | -2.3% | ✗ MISS |
Q4 2021 | Nov 11, 2021 | $0.22 | $0.23 | +3.3% | ✓ BEAT |
Q3 2021 | Aug 12, 2021 | $0.22 | $0.20 | -7.9% | ✗ MISS |
Latest News
UBS Maintains Buy on PagSeguro Digital, Raises Price Target to $13
📈 PositiveSusquehanna Maintains Positive on PagSeguro Digital, Raises Price Target to $12
📈 PositivePagSeguro Digital shares are trading higher after the company reported better-than-expected Q3 adjusted EPS results.
📈 PositivePAGS stock has given up its prior gain. PagSeguro Digital shares were trading higher after the company reported better-than-expected Q3 adjusted EPS results.
📈 PositivePagSeguro Digital shares are trading higher after the company reported better-than-expected Q3 adjusted EPS results.
📈 PositivePagSeguro Digital Q3 Adj. EPS $0.36 Beats $0.35 Estimate, Sales $936.982M Miss $959.760M Estimate
➖ NeutralGoldman Sachs Downgrades PagSeguro Digital to Neutral, Lowers Price Target to $9
📉 NegativeB of A Securities Upgrades PagSeguro Digital to Buy, Raises Price Target to $13
📈 PositiveFrequently Asked Questions about PAGS
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