/PAY
PAY Stock - Paymentus Holdings, Inc.
Technology|Information Technology ServicesNYSE
$30.10-0.59%
$0.18 (-0.59%) • Dec 19
56
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.26
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).77
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.61
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+13.6%upside
Target: $34.19
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ENTRY ZONE$29.80 – $30.40
TARGET (TP)$34.20
STOP LOSS$27.69
RISK/REWARD1:1.7
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.49
52W High$40.43
52W Low$22.65
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $871.75M | $614.49M | $497.00M | $395.52M | $301.77M |
| Gross Profit | $238.17M | $182.34M | $149.68M | $121.38M | $92.63M |
| Gross Margin | 27.3% | 29.7% | 30.1% | 30.7% | 30.7% |
| Operating Income | $44.86M | $18.09M | $-2,976,000 | $10.37M | $18.43M |
| Net Income | $44.17M | $22.32M | $-513,000 | $9.30M | $13.71M |
| Net Margin | 5.1% | 3.6% | -0.1% | 2.4% | 4.5% |
| EPS | $0.36 | $0.18 | $-0.00 | $0.06 | $0.07 |
Company Overview
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. The company serves utility, financial service, insurance, government, telecommunication, and healthcare industries. The company was founded in 2004 and is based in Redmond, Washington.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
4
29%
Hold / Neutral
9
64%
Sell / Underperform
1
7%
Analyst Consensus🔴 Bearish
4 Bullish10 Neutral/Bearish
Price Targets
$20
Average Target
↓ 32.7% Downside
Now
$8
Low
$20
Average
$84
High
Based on 12 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| July 22nd 2025 | Wolfe Research | Upgrade | Outperform | - |
| July 14th 2025 | Raymond James | Upgrade | Outperform | $84 |
| February 3rd 2025 | Wedbush | Resumed | Outperform | - |
| July 10th 2024 | Robert W. Baird | Upgrade | Outperform | $23 |
| March 14th 2024 | Raymond James | Downgrade | Market Perform | - |
| January 17th 2024 | Wells Fargo | Initiation | Equal Weight | $17 |
| October 31st 2023 | Citigroup | Resumed | Neutral | $16 |
| October 5th 2023 | Citigroup | Downgrade | Neutral | $17← $14 |
| September 18th 2023 | Robert W. Baird | Downgrade | Neutral | $18← $16 |
| August 8th 2023 | Goldman | Upgrade | Neutral | $12← $9 |
| April 20th 2023 | Wolfe Research | Downgrade | Peer Perform | - |
| January 9th 2023 | Wells Fargo | Downgrade | Underweight | $8.5← $10 |
| January 9th 2023 | Goldman | Downgrade | Sell | $7.5 |
| December 16th 2022 | Wedbush | Initiation | Neutral | $11 |
| September 26th 2022 | SMBC Nikko | Downgrade | Neutral | - |
Earnings History & Surprises
PAYBeat Rate
89%
Last 18 quarters
Avg Surprise
+137.0%
EPS vs Estimate
Beats / Misses
16/2
Last 12 quarters
Latest EPS
$0.17
Q4 2025
EPS Surprise History
Q1 24
+83.3%
$0.11vs$0.06
Q2 24
+25.0%
$0.10vs$0.08
Q3 24
+33.3%
$0.12vs$0.09
Q4 24
+66.7%
$0.15vs$0.09
Q1 25
+8.3%
$0.13vs$0.12
Q2 25
+7.7%
$0.14vs$0.13
Q3 25
+7.1%
$0.15vs$0.14
Q4 25
+6.3%
$0.17vs$0.16
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Mar 9, 2026 | $0.18 | — | — | — |
Q4 2025 | Nov 3, 2025 | $0.16 | $0.17 | +6.3% | ✓ BEAT |
Q3 2025 | Aug 4, 2025 | $0.14 | $0.15 | +7.1% | ✓ BEAT |
Q2 2025 | May 5, 2025 | $0.13 | $0.14 | +7.7% | ✓ BEAT |
Q1 2025 | Mar 10, 2025 | $0.12 | $0.13 | +8.3% | ✓ BEAT |
Q4 2024 | Nov 12, 2024 | $0.09 | $0.15 | +66.7% | ✓ BEAT |
Q3 2024 | Aug 8, 2024 | $0.09 | $0.12 | +33.3% | ✓ BEAT |
Q2 2024 | May 6, 2024 | $0.08 | $0.10 | +25.0% | ✓ BEAT |
Q1 2024 | Mar 4, 2024 | $0.06 | $0.11 | +83.3% | ✓ BEAT |
Q4 2023 | Nov 6, 2023 | $0.04 | $0.09 | +135.8% | ✓ BEAT |
Q3 2023 | Aug 7, 2023 | $0.01 | $0.06 | +338.9% | ✓ BEAT |
Q2 2023 | May 8, 2023 | $0.00 | $0.02 | +309.8% | ✓ BEAT |
Q1 2023 | Feb 23, 2023 | $0.00 | $0.02 | +400.0% | ✓ BEAT |
Q4 2022 | Nov 9, 2022 | $0.00 | $0.01 | +713.0% | ✓ BEAT |
Q3 2022 | Aug 3, 2022 | $-0.01 | $-0.02 | -133.2% | ✗ MISS |
Q2 2022 | May 4, 2022 | $0.01 | $0.03 | +255.9% | ✓ BEAT |
Q1 2022 | Feb 16, 2022 | $0.01 | $0.02 | +185.7% | ✓ BEAT |
Q4 2021 | Nov 9, 2021 | $0.01 | $0.01 | -18.0% | ✗ MISS |
Q3 2021 | Aug 10, 2021 | $0.01 | $0.02 | +40.8% | ✓ BEAT |
Q2 2021 | May 26, 2021 | — | $0.03 | — | — |
Latest News
JP Morgan Maintains Neutral on Paymentus Holdings, Raises Price Target to $38
➖ NeutralBenzinga•Dec 4, 2025, 05:39 PM
Freedom Capital Markets Initiates Coverage On Paymentus Holdings with Buy Rating, Announces Price Target of $40
📈 PositiveBenzinga•Dec 4, 2025, 12:35 PM
Paymentus Holdings shares are trading higher after the company reported better-than-expected Q4 financial results and raised its FY25 sales guidance above estimates.
📈 PositiveBenzinga•Nov 4, 2025, 11:11 AM
Paymentus Holdings shares are trading higher after the company reported better-than-expected Q4 financial results and raised its FY25 sales guidance above estimates.
📈 PositiveBenzinga•Nov 3, 2025, 09:41 PM
CORRECTION: Paymentus Holdings Q3 Adj. EPS $0.17 Beats $0.15 Estimate, Sales $310.737M Beat $280.392M Estimate
📈 PositiveBenzinga•Nov 3, 2025, 09:34 PM
Paymentus Non-GAAP EPS of $0.17 beats by $0.02, revenue of $310.74M beats by $28.25M
📈 PositiveSeeking Alpha•Nov 3, 2025, 09:27 PM
Paymentus Holdings Raises FY2025 Sales Guidance from $1.123B-$1.132B to $1.173B-$1.178B vs $1.130B Est
📈 PositiveBenzinga•Nov 3, 2025, 09:15 PM
Paymentus Holdings Sees Q4 Sales $307.000M-$312.000M vs $294.084M Est
📈 PositiveBenzinga•Nov 3, 2025, 09:15 PM
Paymentus Holdings Q3 Adj. EPS $0.20 Beats $0.15 Estimate, Sales $310.737M Beat $280.392M Estimate
📈 PositiveBenzinga•Nov 3, 2025, 09:08 PM
Frequently Asked Questions about PAY
What is PAY's current stock price?
Paymentus Holdings, Inc. (PAY) is currently trading at $30.10 per share. The stock has moved -0.59% today.
What is the analyst price target for PAY?
The average analyst price target for PAY is $34.20, based on 1 analyst.
What sector is Paymentus Holdings, Inc. in?
Paymentus Holdings, Inc. operates in the Technology sector, specifically within the Information Technology Services industry. The company is traded on the NYSE exchange.
What is PAY's market cap?
Paymentus Holdings, Inc. has a market capitalization of $3.78 billion, making it a mid-cap company.
Does PAY pay dividends?
No, Paymentus Holdings, Inc. does not currently pay a dividend to shareholders.
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