/PBAM

PBAM Stock - Private Bancorp of America, Inc.

Q: What is the analyst price target for PBAM?

Analyst price target information is not currently available for PBAM.

Q: What is PBAM's market cap?

Market capitalization information is not currently available for PBAM.

Financial Services|Banks - Regional|OTC

$57.45-0.09%

$0.05 (-0.09%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

100

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+28.8%upside

Target: $74.00

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.10

52W High$61.50

52W Low$50.60

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$161.24M	$101.08M	$91.57M	$74.70M	$62.28M
Gross Profit	$104.21M	$130.58M	$83.19M	$67.42M	$49.72M
Gross Margin	64.6%	129.2%	90.8%	90.2%	79.8%
Operating Income	$52.29M	$58.30M	$34.94M	$29.86M	$15.68M
Net Income	$35.54M	$40.56M	$24.71M	$21.03M	$10.89M
Net Margin	22.0%	40.1%	27.0%	28.2%	17.5%
EPS	$6.24	$7.18	$4.41	$3.75	$1.94

Company Overview

Private Bancorp of America, Inc. operates as the bank holding company for CalPrivate Bank that provides banking products and services to individuals and businesses in California. The company's personal banking services include personal checking and savings, money market, certificate of deposit, and retirement accounts; personal credit lines and term loans; additional services, such as direct deposits, online banking, ATMs/debit cards, credit cards, savings/line of credit overdraft protection, and safe deposit boxes; and certificate of deposit account registry services. Its business banking services consist of business checking and savings accounts, sweep accounts; and business services comprising treasury management, merchant card, bill pay, positive pay, e-statement, remote deposit capture, wire transfer services, electronic payments and collections, electronic check acceptance, account reconciliation, cash vault, and gift and business credit cards, as well as funds management services. The company also offers commercial real estate, small business administration, construction, and equipment and business expansion loans, as well as working capital lines of credit and letters of credit. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley, and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.

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Rating Distribution

Strong Buy

Buy / Outperform

100%

Hold / Neutral

Sell / Underperform

Analyst Consensus🟢 Bullish

1 Bullish0 Neutral/Bearish

Price Targets

$37

Average Target

↓ 35.6% Downside

Now

$35

Low

$37

Average

$39

High

Based on 2 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
July 13th 2023	Piper Sandler	Resumed	Overweight	$35
June 21st 2023	DA Davidson	Initiation	Buy	$39

Earnings History & Surprises

PBAM

Beat Rate

74%

Last 19 quarters

Avg Surprise

+11.4%

EPS vs Estimate

Beats / Misses

14/4

1 met exactly

Latest EPS

$1.65

Q4 2025

EPS Surprise History

Q1 24

0.0%

$1.36vs$1.36

Q2 24

+10.6%

$1.36vs$1.23

Q3 24

+5.5%

$1.35vs$1.28

Q4 24

+14.8%

$1.63vs$1.42

Q1 25

+13.7%

$1.82vs$1.60

Q2 25

+8.4%

$1.80vs$1.66

Q3 25

-1.1%

$1.77vs$1.79

Q4 25

-8.8%

$1.65vs$1.81

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q1 2026	Jan 16, 2026	$1.79	—	—	—
Q4 2025	Oct 17, 2025	$1.81	$1.65	-8.8%	✗ MISS
Q3 2025	Jul 17, 2025	$1.79	$1.77	-1.1%	✗ MISS
Q2 2025	Apr 21, 2025	$1.66	$1.80	+8.4%	✓ BEAT
Q1 2025	Jan 17, 2025	$1.60	$1.82	+13.7%	✓ BEAT
Q4 2024	Oct 18, 2024	$1.42	$1.63	+14.8%	✓ BEAT
Q3 2024	Jul 19, 2024	$1.28	$1.35	+5.5%	✓ BEAT
Q2 2024	Apr 19, 2024	$1.23	$1.36	+10.6%	✓ BEAT
Q1 2024	Jan 19, 2024	$1.36	$1.36	0.0%	= MET
Q4 2023	Oct 20, 2023	$1.37	$1.47	+7.3%	✓ BEAT
Q3 2023	Jul 21, 2023	$2.07	$1.43	-30.9%	✗ MISS
Q2 2023	Apr 21, 2023	$1.16	$1.57	+35.3%	✓ BEAT
Q1 2023	Jan 30, 2023	$1.18	$1.31	+11.0%	✓ BEAT
Q4 2022	Oct 21, 2022	$0.87	$1.12	+28.7%	✓ BEAT
Q3 2022	Jul 21, 2022	$0.90	$0.77	-14.4%	✗ MISS
Q2 2022	Apr 22, 2022	$0.85	$1.13	+32.9%	✓ BEAT
Q1 2022	Jan 21, 2022	$0.94	$1.28	+36.2%	✓ BEAT
Q4 2021	Oct 22, 2021	$0.74	$0.89	+20.3%	✓ BEAT
Q3 2021	Jul 21, 2021	$0.67	$0.75	+11.9%	✓ BEAT
Q2 2021	Apr 26, 2021	$0.60	$0.81	+35.0%	✓ BEAT

Frequently Asked Questions about PBAM

What is PBAM's current stock price?

Private Bancorp of America, Inc. (PBAM) is currently trading at $57.45 per share. The stock has moved -0.09% today.

What is the analyst price target for PBAM?

The average analyst price target for PBAM is $74.00, based on 1 analyst.

What sector is Private Bancorp of America, Inc. in?

Private Bancorp of America, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is PBAM's market cap?

Private Bancorp of America, Inc. has a market capitalization of $0.33 billion, making it a small-cap company.

Does PBAM pay dividends?

No, Private Bancorp of America, Inc. does not currently pay a dividend to shareholders.