PCBN Stock - Piedmont Community Bank Group, Inc.
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Financial Statements
| Metric | FY2008 | FY2007 | FY2006 |
|---|---|---|---|
| Revenue | $4.73M | $5.96M | $4.47M |
| Gross Profit | $4.73M | $5.96M | $4.47M |
| Gross Margin | 100.0% | 100.0% | 100.0% |
| Operating Income | $-2,616,000 | $1.15M | $1.14M |
| Net Income | $-1,544,000 | $668,941 | $731,559 |
| Net Margin | -32.6% | 11.2% | 16.4% |
| EPS | $-0.95 | $0.41 | $0.54 |
Piedmont Community Bank Group, Inc. operates as the bank holding company for Piedmont Community Bank, which offers various commercial banking services to residents and small businesses in Georgia. The company offers various deposit products, including checking, money market, savings, individual retirement, time deposit accounts, demand deposits, and certificates of deposit. The company loan portfolio includes commercial real estate loans; real estate mortgage loans; construction and development loans; commercial and industrial loans; and consumer loans, such as home equity loans, automobile financing, RV financing, boat financing, loans secured by deposits, overdraft protection lines, and secured and unsecured personal loans. The company also issues ATM and debit cards, travelers' checks, and official checks; conducts wire transfer services and Internet banking; and provides safe deposit and telephone banking services, as well as offers MasterCard and VISA credit card services. It primarily serves customers located in the middle part of Georgia, including Baldwin, Bibb, Greene, Houston, Jones, Monroe, and Putnam counties. The company was formerly known as Piedmont Community Bank and changed its name to Piedmont Community Bank Group, Inc. in March 2007. The company was founded in 2002 and is based in Gray, Georgia.
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