/PFC

PFC Stock - Premier Financial Corp.

Q: What is the analyst price target for PFC?

Analyst price target information is not currently available for PFC.

Q: What is PFC's market cap?

Market capitalization information is not currently available for PFC.

Financial Services|Banks - Regional|NASDAQ

$28.04+0.00%

+$0.00 (+0.00%) • Feb 28

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

HOLD

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+-10.8%upside

Target: $25.01

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Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

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Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta1.22

52W High$29.64

52W Low$18.63

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$243.59M	$300.56M	$294.63M	$284.06M	$288.69M
Gross Profit	$243.59M	$294.46M	$294.63M	$284.06M	$288.69M
Gross Margin	100.0%	98.0%	100.0%	100.0%	100.0%
Operating Income	$-287,741,000	$178.91M	$161.07M	$156.42M	$79.27M
Net Income	$64.04M	$104.55M	$92.32M	$104.13M	$34.88M
Net Margin	26.3%	34.8%	31.3%	36.7%	12.1%
EPS	$1.81	$2.92	$2.86	$3.39	$1.76

Company Overview

Premier Financial Corp., through its subsidiaries, provides various banking services. It offers various demand, checking, money market, and savings accounts, as well as certificates of deposits and certificates of deposit account registry service; and investment products. The company also provides residential and commercial real estate, commercial, construction, home improvement and home equity, and consumer loans. In addition, it invests in the U.S. treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities that are issued by federal agencies, collateralized mortgage obligations, and corporate bonds. Further, the company offers property and casualty, life, and group health insurance agency services; mezzanine funding services; and online banking services, which include mobile banking, person-to-person payments, online bill pay, and online account opening, as well as the MoneyPass ATM network. It operates through 75 banking center offices and 12 loan offices in Ohio, Michigan, Indiana, Pennsylvania, and West Virginia. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was founded in 1920 and is headquartered in Defiance, Ohio.

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Rating Distribution

Strong Buy

Buy / Outperform

50%

Hold / Neutral

50%

Sell / Underperform

Analyst Consensus🟡 Mixed

1 Bullish1 Neutral/Bearish

Price Targets

$26

Average Target

↓ 7.9% Downside

Now

$23

Low

$26

Average

$32

High

Based on 3 analysts

Recent Analyst Actions

Date	Firm	Action	Rating	Price Target
April 1st 2024	Hovde Group	Upgrade	Outperform	$22.5
February 23rd 2024	Piper Sandler	Resumed	Neutral	-
November 21st 2023	Hovde Group	Initiation	Market Perform	$23
December 13th 2022	Keefe Bruyette	Downgrade	Market Perform	$32

Earnings History & Surprises

PFC

Beat Rate

50%

Last 20 quarters

Avg Surprise

+11.7%

EPS vs Estimate

Beats / Misses

10/9

1 met exactly

Latest EPS

$0.50

Q2 2025

EPS Surprise History

Q3 23

+23.6%

$0.68vs$0.55

Q4 23

+16.9%

$0.69vs$0.59

Q1 24

-3.4%

$0.56vs$0.58

Q2 24

+6.4%

$0.50vs$0.47

Q3 24

-11.8%

$0.45vs$0.51

Q4 24

-8.0%

$0.46vs$0.50

Q1 25

+26.0%

$0.63vs$0.50

Q2 25

-3.8%

$0.50vs$0.52

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2025	Apr 22, 2025	$0.52	$0.50	-3.8%	✗ MISS
Q1 2025	Jan 21, 2025	$0.50	$0.63	+26.0%	✓ BEAT
Q4 2024	Oct 22, 2024	$0.50	$0.46	-8.0%	✗ MISS
Q3 2024	Jul 26, 2024	$0.51	$0.45	-11.8%	✗ MISS
Q2 2024	Apr 23, 2024	$0.47	$0.50	+6.4%	✓ BEAT
Q1 2024	Jan 23, 2024	$0.58	$0.56	-3.4%	✗ MISS
Q4 2023	Oct 24, 2023	$0.59	$0.69	+16.9%	✓ BEAT
Q3 2023	Jul 25, 2023	$0.55	$0.68	+23.6%	✓ BEAT
Q2 2023	Apr 25, 2023	$0.70	$0.51	-27.1%	✗ MISS
Q1 2023	Jan 24, 2023	$0.82	$0.71	-13.4%	✗ MISS
Q4 2022	Oct 25, 2022	$0.79	$0.79	0.0%	= MET
Q3 2022	Jul 26, 2022	$0.73	$0.63	-13.7%	✗ MISS
Q2 2022	Apr 26, 2022	$0.69	$0.73	+5.8%	✓ BEAT
Q1 2022	Jan 25, 2022	$0.77	$0.69	-10.4%	✗ MISS
Q4 2021	Oct 28, 2021	$0.77	$0.76	-1.3%	✗ MISS
Q3 2021	Jul 29, 2021	$0.78	$0.84	+7.7%	✓ BEAT
Q2 2021	Apr 20, 2021	$0.76	$1.10	+44.7%	✓ BEAT
Q1 2021	Jan 26, 2021	$0.69	$0.82	+18.8%	✓ BEAT
Q4 2020	Oct 20, 2020	$0.59	$0.69	+16.9%	✓ BEAT
Q3 2020	Jul 28, 2020	$0.30	$0.78	+160.0%	✓ BEAT

Frequently Asked Questions about PFC

What is PFC's current stock price?

Premier Financial Corp. (PFC) is currently trading at $28.04 per share. The stock has moved +0.00% today.

What is the analyst price target for PFC?

The average analyst price target for PFC is $25.00, based on 1 analyst.

What sector is Premier Financial Corp. in?

Premier Financial Corp. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.

What is PFC's market cap?

Premier Financial Corp. has a market capitalization of $1.01 billion, making it a small-cap company.

Does PFC pay dividends?

No, Premier Financial Corp. does not currently pay a dividend to shareholders.