/PFSB

PFSB Stock - PFS Bancorp, Inc.

Q: What is the analyst price target for PFSB?

Analyst price target information is not currently available for PFSB.

Q: What is PFSB's market cap?

Market capitalization information is not currently available for PFSB.

Financial Services|Banks - Regional|OTC

$15.50+1.97%

+$0.30 (+1.97%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $17.05

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Financial Statements

Revenue & Profitability Trend

FY2022

FY2023

FY2024

Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.29

52W High$15.75

52W Low$9.55

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022
Revenue	$8.90M	$7.22M	$5.31M
Gross Profit	$5.75M	$5.25M	$4.61M
Gross Margin	64.6%	72.7%	86.8%
Operating Income	$1.11M	$1.25M	$986,000
Net Income	$905,000	$1.01M	$831,000
Net Margin	10.2%	14.0%	15.6%
EPS	$0.57	$0.63	$0.48

Company Overview

PFS Bancorp, Inc. operates as a bank holding company for Peru Federal Savings Bank, a federally chartered mutual savings bank that provides banking and financial products and services to individual and corporate customers in the United States. The company offers checking accounts, savings accounts, individual retirement accounts, and certificate of deposit accounts; and non-interest-bearing demand, NOW savings, money market, and time deposits. It also provides one- to four-family residential mortgage, multi-family real estate, commercial real estate, agricultural real estate, construction and land development, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers electronic banking services, including mobile banking, on-line banking, and bill pay, as well as electronic funds transfer services through Zelle; and invests in securities. PFS Bancorp, Inc. was founded in 1887 and is based in Peru, Illinois.

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Earnings History & Surprises

PFSB

Beat Rate

Last 0 quarters

Avg Surprise

+0%

EPS vs Estimate

Beats / Misses

0/0

Last 12 quarters

Latest EPS

$0.28

Q4 2025

EPS Surprise History

Q3 25

No data

Q4 25

No data

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q4 2025	Nov 6, 2025	—	$0.28	—	—
Q3 2025	Aug 8, 2025	—	$0.28	—	—

Frequently Asked Questions about PFSB

What is PFSB's current stock price?

PFS Bancorp, Inc. (PFSB) is currently trading at $15.50 per share. The stock has moved +1.97% today.

What is the analyst price target for PFSB?

No analyst price targets are currently available for this stock.

What sector is PFS Bancorp, Inc. in?

PFS Bancorp, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is PFSB's market cap?

PFS Bancorp, Inc. has a market capitalization of $0.02 billion, making it a small-cap company.

Does PFSB pay dividends?

No, PFS Bancorp, Inc. does not currently pay a dividend to shareholders.