/RPAY
RPAY Stock - Repay Holdings Corporation
Technology|Software - InfrastructureNASDAQ
$3.79-3.07%
$0.12 (-3.07%) • Dec 19
60
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.17
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).100
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.53
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+111.1%upside
Target: $8.00
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Active Trade Setup
ENTRY ZONE$3.75 – $3.83
TARGET (TP)$8.00
STOP LOSS$3.49
RISK/REWARD1:14.0
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.68
52W High$8.00
52W Low$2.98
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $313.04M | $296.63M | $279.23M | $219.26M | $155.04M |
| Gross Profit | $241.41M | $226.92M | $214.40M | $163.77M | $113.59M |
| Gross Margin | 77.1% | 76.5% | 76.8% | 74.7% | 73.3% |
| Operating Income | $-7,770,000 | $-111,413,000 | $-47,201,000 | $-53,997,000 | $-32,009,999 |
| Net Income | $-10,156,000 | $-110,490,000 | $12.84M | $-50,084,000 | $-105,597,000 |
| Net Margin | -3.2% | -37.2% | 4.6% | -22.8% | -68.1% |
| EPS | $-0.11 | $-1.23 | $0.14 | $-0.60 | $-0.67 |
Company Overview
Repay Holdings Corporation provides integrated payment processing solutions to industry-oriented markets. The company's payment processing solutions enable consumers and businesses to make payments using electronic payment methods. It also offers a range of solutions relating to electronic payment methods, including credit and debit processing, virtual credit card processing, automated clearing house (ACH) processing, enhanced ACH processing, and instant funding that are processed through its proprietary payment channels, such as Web-based, mobile application, text-to-pay, interactive voice response, and point of sale. In addition, the company provides payment processing solutions to customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals. It sells its products through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
1
20%
Hold / Neutral
4
80%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
1 Bullish4 Neutral/Bearish
Price Targets
$11
Average Target
↑ 183.6% Upside
Now
$8
Low
$11
Average
$15
High
Based on 8 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| February 13th 2024 | The Benchmark Company | Initiation | Buy | $10 |
| December 5th 2023 | BMO Capital Markets | Initiation | Market Perform | $9 |
| October 20th 2023 | UBS | Initiation | Neutral | $8 |
| September 12th 2023 | Berenberg | Initiation | Hold | $9 |
| November 14th 2022 | Stephens | Initiation | Overweight | $9 |
| August 10th 2022 | Citigroup | Downgrade | Neutral | $13← $19 |
| August 10th 2022 | Keefe Bruyette | Downgrade | Market Perform | $13← $21 |
| July 22nd 2022 | Credit Suisse | Downgrade | Neutral | $15← $20 |
Earnings History & Surprises
RPAYBeat Rate
50%
Last 18 quarters
Avg Surprise
+6.0%
EPS vs Estimate
Beats / Misses
9/6
3 met exactly
Latest EPS
$0.21
Q4 2025
EPS Surprise History
Q1 24
+22.7%
$0.27vs$0.22
Q2 24
+4.5%
$0.23vs$0.22
Q3 24
+10.0%
$0.22vs$0.20
Q4 24
0.0%
$0.23vs$0.23
Q1 25
0.0%
$0.24vs$0.24
Q2 25
-4.3%
$0.22vs$0.23
Q3 25
0.0%
$0.20vs$0.20
Q4 25
-1.3%
$0.21vs$0.21
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 11, 2026 | — | — | — | — |
Q1 2026 | Mar 2, 2026 | $0.22 | — | — | — |
Q4 2025 | Nov 10, 2025 | $0.21 | $0.21 | -1.3% | ✗ MISS |
Q3 2025 | Aug 11, 2025 | $0.20 | $0.20 | 0.0% | = MET |
Q2 2025 | May 12, 2025 | $0.23 | $0.22 | -4.3% | ✗ MISS |
Q1 2025 | Mar 3, 2025 | $0.24 | $0.24 | 0.0% | = MET |
Q4 2024 | Nov 12, 2024 | $0.23 | $0.23 | 0.0% | = MET |
Q3 2024 | Aug 8, 2024 | $0.20 | $0.22 | +10.0% | ✓ BEAT |
Q2 2024 | May 9, 2024 | $0.22 | $0.23 | +4.5% | ✓ BEAT |
Q1 2024 | Feb 29, 2024 | $0.22 | $0.27 | +22.7% | ✓ BEAT |
Q4 2023 | Nov 9, 2023 | $0.22 | $0.21 | -4.5% | ✗ MISS |
Q3 2023 | Aug 9, 2023 | $0.21 | $0.19 | -9.5% | ✗ MISS |
Q2 2023 | May 10, 2023 | $0.19 | $0.20 | +5.3% | ✓ BEAT |
Q1 2023 | Mar 1, 2023 | $0.21 | $0.23 | +9.5% | ✓ BEAT |
Q4 2022 | Nov 9, 2022 | $0.19 | $0.24 | +26.3% | ✓ BEAT |
Q3 2022 | Aug 9, 2022 | $0.22 | $0.17 | -22.7% | ✗ MISS |
Q2 2022 | May 10, 2022 | $0.22 | $0.19 | -13.6% | ✗ MISS |
Q1 2022 | Mar 1, 2022 | $0.18 | $0.28 | +55.6% | ✓ BEAT |
Q4 2021 | Nov 9, 2021 | $0.17 | $0.21 | +23.5% | ✓ BEAT |
Q3 2021 | Aug 9, 2021 | $0.15 | $0.16 | +6.7% | ✓ BEAT |
Latest News
DA Davidson Maintains Buy on Repay Holdings, Lowers Price Target to $9
➖ NeutralBenzinga•Nov 13, 2025, 02:54 PM
Morgan Stanley Maintains Equal-Weight on Repay Holdings, Lowers Price Target to $4
📉 NegativeBenzinga•Nov 12, 2025, 05:22 PM
UBS Maintains Neutral on Repay Holdings, Lowers Price Target to $4
➖ NeutralBenzinga•Nov 11, 2025, 08:59 PM•Also:
DA Davidson Maintains Buy on Repay Holdings, Maintains $10 Price Target
📈 PositiveBenzinga•Nov 11, 2025, 07:12 PM
Canaccord Genuity Maintains Buy on Repay Holdings, Maintains $12 Price Target
📈 PositiveBenzinga•Nov 11, 2025, 01:11 PM•Also:
Repay Hldgs Q3 Adj. EPS $0.21, Inline, Sales $77.725M Beat $77.026M Estimate
📈 PositiveBenzinga•Nov 10, 2025, 09:05 PM
Repay Holdings Collaborates With Yooz To Enhance Accounting Transactions, Eliminate Errors
📈 PositiveBenzinga•Oct 7, 2025, 12:40 PM
REPAY And Alfa Partner To Provide Secure And Convenient Payment Acceptance Capabilities For Alfa's Users
📈 PositiveBenzinga•Sep 9, 2025, 12:36 PM
Canaccord Genuity Maintains Buy on Repay Holdings, Maintains $12 Price Target
📈 PositiveBenzinga•Aug 25, 2025, 01:10 PM•Also:
Frequently Asked Questions about RPAY
What is RPAY's current stock price?
Repay Holdings Corporation (RPAY) is currently trading at $3.79 per share. The stock has moved -3.07% today.
What is the analyst price target for RPAY?
The average analyst price target for RPAY is $8.00, based on 1 analyst.
What sector is Repay Holdings Corporation in?
Repay Holdings Corporation operates in the Technology sector, specifically within the Software - Infrastructure industry. The company is traded on the NASDAQ exchange.
What is RPAY's market cap?
Repay Holdings Corporation has a market capitalization of $0.33 billion, making it a small-cap company.
Does RPAY pay dividends?
No, Repay Holdings Corporation does not currently pay a dividend to shareholders.
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