SCZC Stock - Santa Cruz County Bank
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $124.20M | $84.92M | $74.75M | $66.31M | $53.20M |
| Gross Profit | N/A | $86.34M | $74.75M | $66.31M | $53.20M |
| Gross Margin | 0.0% | 101.7% | 100.0% | 100.0% | 100.0% |
| Operating Income | $49.49M | $56.67M | $45.61M | $30.07M | $24.68M |
| Net Income | $29.58M | $35.15M | $30.94M | $21.27M | $17.55M |
| Net Margin | 23.8% | 41.4% | 41.4% | 32.1% | 33.0% |
| EPS | $3.32 | $4.19 | $3.63 | $2.50 | $2.07 |
Santa Cruz County Bank provides a range of commercial and personal banking services to residents and businesses. The company's deposit products include checking, savings, term certificate, money market, and health savings accounts; and IRAs and certificate of deposits. It also offers lending products comprising commercial, multi-family, agricultural, construction, wine industry, venture banking, small business administration, business and industry, farm services agency, municipal, government guarantee, and installment loans, as well as loans supported by single-family residential real estate, commercial real estate financing, and lines of credit. In addition, the company provides debit and credit cards, merchant, online and mobile banking, remote electronic deposit, bill payment, treasury management, and cash management services. It operates through seven full-service offices located in Aptos, Capitola, Cupertino, Monterey, Santa Cruz, Scotts Valley, and Watsonville; and two ATMs and night depository kiosks. Santa Cruz County Bank was incorporated in 2003 and is based in Santa Cruz, California.
Visit WebsiteEarnings History & Surprises
SCZCEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2025 | Apr 22, 2025 | — | $1.13 | — | — |
Q1 2025 | Jan 28, 2025 | — | $1.32 | — | — |
Q4 2024 | Oct 22, 2024 | — | $1.00 | — | — |
Q3 2024 | Jul 23, 2024 | — | $1.00 | — | — |
Q2 2024 | Apr 23, 2024 | — | $1.10 | — | — |
Q1 2024 | Jan 25, 2024 | — | $1.05 | — | — |
Q4 2023 | Oct 24, 2023 | — | $1.08 | — | — |
Q3 2023 | Jul 25, 2023 | — | $0.98 | — | — |
Q2 2023 | Apr 20, 2023 | — | $1.05 | — | — |
Q1 2023 | Jan 26, 2023 | — | $1.18 | — | — |
Q4 2022 | Oct 20, 2022 | — | $1.04 | — | — |
Q3 2022 | Jul 21, 2022 | — | $0.74 | — | — |
Q2 2022 | Apr 20, 2022 | — | $0.63 | — | — |
Q1 2022 | Jan 24, 2022 | — | $0.55 | — | — |
Q4 2021 | Oct 18, 2021 | — | $0.65 | — | — |
Q3 2021 | Jul 21, 2021 | — | $0.62 | — | — |
Q2 2021 | Apr 21, 2021 | — | $0.68 | — | — |
Q1 2021 | Jan 27, 2021 | — | $0.48 | — | — |
Q4 2020 | Oct 21, 2020 | — | $0.63 | — | — |
Q3 2020 | Jul 21, 2020 | — | $0.45 | — | — |
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