SPNS Stock - Sapiens International Corporation N.V.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $542.38M | $514.58M | $474.74M | $461.04M | $382.90M |
| Gross Profit | $244.23M | $219.59M | $200.16M | $187.84M | $155.97M |
| Gross Margin | 45.0% | 42.7% | 42.2% | 40.7% | 40.7% |
| Operating Income | $91.38M | $78.87M | $66.49M | $57.49M | $45.00M |
| Net Income | $72.18M | $62.44M | $52.59M | $47.17M | $33.77M |
| Net Margin | 13.3% | 12.1% | 11.1% | 10.2% | 8.8% |
| EPS | $1.29 | $1.13 | $0.95 | $0.86 | $0.66 |
Sapiens International Corporation N.V. provides software solutions for the insurance and financial services industries in North America, the European Union, the United Kingdom, Israel, and internationally. The company offers Sapiens CoreSuite and Sapiens IDITSuite for personal, commercial, and specialty lines; and Sapiens CoreSuite, Sapiens UnderwritingPro, Sapiens ApplicationPro, Sapiens IllustrationPro, and Sapiens ConsolidationMaster for life, pension, and annuities. It also provides Sapiens DigitalSuite for customers, agents, brokers, risk managers, customer groups and third-party service providers; Sapiens ReinsuranceMaster and Sapiens ReinsurancePro reinsurance solutions; and Sapiens Platform, Sapiens CoreSuite, Sapiens PolicyPro, and Sapiens ClaimsPro, as well as Sapiens PolicyGo, and Sapiens ClaimsGo for workers' compensation. In addition, the company offers financial and compliance solutions, which comprise Sapiens FinancialPro, Sapiens Financial GO, Sapiens StatementPro, Sapiens CheckPro, and Sapiens Reporting Tools; and Sapiens Decision, an enterprise-scale platform that enables institutions to centrally author, store, and manage various organizational business logics. Further, it provides tailor-made solutions based on its Sapiens eMerge platform; and program delivery, business, and managed services. The company markets and sells its products and services through direct and partner sales. Sapiens International Corporation N.V. was founded in 1982 and is headquartered in Holon, Israel.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| February 3rd 2025 | Jefferies | Downgrade | Hold | $28← $36 |
| May 5th 2023 | Barclays | Downgrade | Underweight | $24 |
| January 23rd 2023 | Goldman | Initiation | Buy | $28 |
| December 1st 2022 | JP Morgan | Initiation | Underweight | $20 |
Earnings History & Surprises
SPNSEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 6, 2026 | — | — | — | — |
Q1 2026 | Feb 17, 2026 | $0.39 | — | — | — |
Q4 2025 | Nov 13, 2025 | $0.35 | $0.36 | +3.8% | ✓ BEAT |
Q3 2025 | Aug 13, 2025 | $0.32 | $0.34 | +6.3% | ✓ BEAT |
Q2 2025 | May 8, 2025 | $0.35 | $0.37 | +5.7% | ✓ BEAT |
Q1 2025 | Feb 18, 2025 | $0.37 | $0.37 | 0.0% | = MET |
Q4 2024 | Nov 11, 2024 | $0.38 | $0.37 | -2.6% | ✗ MISS |
Q3 2024 | Aug 1, 2024 | $0.36 | $0.37 | +2.8% | ✓ BEAT |
Q2 2024 | May 8, 2024 | $0.34 | $0.36 | +5.9% | ✓ BEAT |
Q1 2024 | Feb 20, 2024 | $0.34 | $0.36 | +5.9% | ✓ BEAT |
Q4 2023 | Nov 8, 2023 | $0.34 | $0.34 | 0.0% | = MET |
Q3 2023 | Aug 2, 2023 | $0.32 | $0.33 | +3.1% | ✓ BEAT |
Q2 2023 | May 3, 2023 | $0.31 | $0.31 | 0.0% | = MET |
Q1 2023 | Feb 21, 2023 | $0.33 | $0.32 | -3.0% | ✗ MISS |
Q4 2022 | Nov 3, 2022 | $0.30 | $0.30 | 0.0% | = MET |
Q3 2022 | Aug 3, 2022 | $0.30 | $0.27 | -10.0% | ✗ MISS |
Q2 2022 | May 3, 2022 | $0.27 | $0.31 | +14.8% | ✓ BEAT |
Q1 2022 | Feb 23, 2022 | $0.30 | $0.32 | +6.7% | ✓ BEAT |
Q4 2021 | Nov 3, 2021 | $0.29 | $0.31 | +6.9% | ✓ BEAT |
Q3 2021 | Aug 4, 2021 | $0.26 | $0.29 | +11.5% | ✓ BEAT |
Latest News
Sapiens International Roni Al-Dor Steps Down As CEO And President; Mike Ettling Appointed As Executive Chairman; Paul Wheeler Named As Chief Financial Officer
➖ NeutralSapiens' Proposed Acquisition By Advent Cleared By European Commission
📈 PositiveSapiens Intl Corp Q3 Adj. EPS $0.36 Beats $0.34 Estimate, Sales $152.319M Beat $148.935M Estimate
📈 PositiveSapiens Announces Strategic Partnership With Linqura To Help P&C Insurers To Profitably Scale Their Business Insurance Portfolio In All Market Conditions
📈 PositiveEncova Expands Partnership With Sapiens By Deploying Automated Testing Services Integrated With CoreSuite For Workers Compensation Solution
📈 PositiveGuidewire surges as ARR surpasses $1B during Q4; analysts expect similar growth in FY26
📈 PositiveSapiens CoreSuite Deployment To Help Bankers Insurance Group Transition From Legacy Systems To End-to-End SaaS Platform Delivering Automation And Efficiency
📈 PositiveIsrael's Sapiens International gains on $2.5B deal to be acquired by Advent
📈 PositiveSapiens jumps on report of sales talks
📈 PositiveGuidewire surges after 'strong' Q3 results draw praise from analysts
📈 PositiveFrequently Asked Questions about SPNS
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