/TRUP
TRUP Stock - Trupanion, Inc.
Financial Services|Insurance - SpecialtyNASDAQ
$38.00-1.25%
$0.48 (-1.25%) • Dec 19
63
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.29
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).100
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.55
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+57.9%upside
Target: $60.00
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for TRUP
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$37.62 – $38.38
TARGET (TP)$60.00
STOP LOSS$34.96
RISK/REWARD1:7.2
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
← Swipe to see more →
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.63
52W High$57.88
52W Low$31.00
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.29B | $1.11B | $905.18M | $698.99M | $502.03M |
| Gross Profit | $178.80M | $131.02M | $122.19M | $104.35M | $81.90M |
| Gross Margin | 13.9% | 11.8% | 13.5% | 14.9% | 16.3% |
| Operating Income | $-9,514,000 | $-40,659,000 | $-43,001,000 | $-35,196,000 | $-4,927,000 |
| Net Income | $-9,633,000 | $-44,693,000 | $-44,672,000 | $-35,530,000 | $-5,840,000 |
| Net Margin | -0.7% | -4.0% | -4.9% | -5.1% | -1.2% |
| EPS | $-0.23 | $-1.08 | $-1.10 | $-0.89 | $-0.16 |
Company Overview
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
3
50%
Hold / Neutral
3
50%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
3 Bullish3 Neutral/Bearish
Price Targets
$55
Average Target
↑ 45.2% Upside
Now
$32
Low
$55
Average
$77
High
Based on 6 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| August 13th 2025 | Cantor Fitzgerald | Initiation | Neutral | $47 |
| January 23rd 2025 | Piper Sandler | Upgrade | Overweight | $57 |
| July 19th 2024 | William Blair | Initiation | Outperform | - |
| May 16th 2024 | BofA Securities | Upgrade | Buy | $49← $35 |
| May 8th 2023 | BofA Securities | Downgrade | Neutral | $32← $72 |
| September 21st 2022 | Jefferies | Initiation | Buy | $77 |
| August 4th 2022 | Piper Sandler | Downgrade | Neutral | $69← $80 |
Earnings History & Surprises
TRUPBeat Rate
72%
Last 18 quarters
Avg Surprise
+67.5%
EPS vs Estimate
Beats / Misses
13/5
Last 12 quarters
Latest EPS
$0.13
Q4 2025
EPS Surprise History
Q1 24
+72.2%
$-0.05vs$-0.18
Q2 24
+11.1%
$-0.16vs$-0.18
Q3 24
+22.2%
$-0.14vs$-0.18
Q4 24
+150.0%
$0.03vs$-0.06
Q1 25
-33.3%
$0.04vs$0.06
Q2 25
+25.0%
$-0.03vs$-0.04
Q3 25
+833.3%
$0.22vs$-0.03
Q4 25
-85.4%
$0.13vs$0.89
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 29, 2026 | — | — | — | — |
Q1 2026 | Feb 18, 2026 | $0.12 | — | — | — |
Q4 2025 | Nov 6, 2025 | $0.89 | $0.13 | -85.4% | ✗ MISS |
Q3 2025 | Aug 7, 2025 | $-0.03 | $0.22 | +833.3% | ✓ BEAT |
Q2 2025 | May 1, 2025 | $-0.04 | $-0.03 | +25.0% | ✓ BEAT |
Q1 2025 | Feb 19, 2025 | $0.06 | $0.04 | -33.3% | ✗ MISS |
Q4 2024 | Oct 30, 2024 | $-0.06 | $0.03 | +150.0% | ✓ BEAT |
Q3 2024 | Aug 8, 2024 | $-0.18 | $-0.14 | +22.2% | ✓ BEAT |
Q2 2024 | May 2, 2024 | $-0.18 | $-0.16 | +11.1% | ✓ BEAT |
Q1 2024 | Feb 15, 2024 | $-0.18 | $-0.05 | +72.2% | ✓ BEAT |
Q4 2023 | Nov 2, 2023 | $-0.31 | $-0.10 | +67.7% | ✓ BEAT |
Q3 2023 | Aug 3, 2023 | $-0.42 | $-0.33 | +21.4% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $-0.28 | $-0.60 | -114.3% | ✗ MISS |
Q1 2023 | Feb 15, 2023 | $-0.30 | $-0.23 | +23.3% | ✓ BEAT |
Q4 2022 | Nov 3, 2022 | $-0.29 | $-0.32 | -10.3% | ✗ MISS |
Q3 2022 | Aug 3, 2022 | $-0.23 | $-0.33 | -43.5% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $-0.17 | $-0.03 | +82.4% | ✓ BEAT |
Q1 2022 | Feb 16, 2022 | $-0.16 | $-0.06 | +62.5% | ✓ BEAT |
Q4 2021 | Nov 3, 2021 | $-0.18 | $-0.04 | +77.8% | ✓ BEAT |
Q3 2021 | Aug 5, 2021 | $-0.17 | $-0.08 | +52.9% | ✓ BEAT |
Latest News
Piper Sandler Maintains Overweight on Trupanion, Lowers Price Target to $60
➖ NeutralBenzinga•Dec 19, 2025, 12:53 PM
Stifel Maintains Hold on Trupanion, Lowers Price Target to $42
➖ NeutralBenzinga•Nov 18, 2025, 01:03 PM•Also:
Trupanion Sees Q4 Sales $371.000M-$377.000M vs $369.756M Est
📈 PositiveBenzinga•Nov 6, 2025, 11:02 PM
Trupanion Raises FY2025 Sales Guidance from $1.417B-$1.434B to $1.433B-$1.439B vs $1.427B Est
📈 PositiveBenzinga•Nov 6, 2025, 11:01 PM
Trupanion Q3 EPS $0.13 Beats $0.10 Estimate, Sales $366.920M Beat $361.580M Estimate
📈 PositiveBenzinga•Nov 6, 2025, 09:05 PM
Frequently Asked Questions about TRUP
What is TRUP's current stock price?
Trupanion, Inc. (TRUP) is currently trading at $38.00 per share. The stock has moved -1.25% today.
What is the analyst price target for TRUP?
The average analyst price target for TRUP is $60.00, based on 1 analyst.
What sector is Trupanion, Inc. in?
Trupanion, Inc. operates in the Financial Services sector, specifically within the Insurance - Specialty industry. The company is traded on the NASDAQ exchange.
What is TRUP's market cap?
Trupanion, Inc. has a market capitalization of $1.64 billion, making it a small-cap company.
Does TRUP pay dividends?
No, Trupanion, Inc. does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorAGM
Federal Agricultural Mortgage Corporation
$177.07
Mkt Cap: $1.9B
BWIN
The Baldwin Insurance Group, Inc.
$23.69
Mkt Cap: $1.7B
HMN
Horace Mann Educators Corporation
$46.54
Mkt Cap: $1.9B
NWBI
Northwest Bancshares, Inc.
$12.61
Mkt Cap: $1.8B
OFG
OFG Bancorp
$42.30
Mkt Cap: $1.9B
PWP
Perella Weinberg Partners
$17.40
Mkt Cap: $1.1B
QFIN
Qfin Holdings, Inc.
$18.99
Mkt Cap: $1.2B
SLDE
Slide Insurance Holdings, Inc. Common Stock
$18.72
Mkt Cap: $2.3B
STC
Stewart Information Services Corporation
$71.64
Mkt Cap: $2.0B
TY
Tri-Continental Corporation
$32.63
Mkt Cap: $1.7B
Explore stocks similar to TRUP for comparison