UNIB Stock - University Bancorp, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $121.41M | $102.34M | $88.25M | $127.83M | $132.50M |
| Gross Profit | $99.55M | $84.88M | $86.46M | $127.83M | $128.73M |
| Gross Margin | 82.0% | 82.9% | 98.0% | 100.0% | 97.2% |
| Operating Income | $14.58M | $9.07M | $5.33M | $36.02M | $38.92M |
| Net Income | $10.47M | $5.43M | $3.79M | $25.32M | $28.00M |
| Net Margin | 8.6% | 5.3% | 4.3% | 19.8% | 21.1% |
| EPS | $2.02 | $1.07 | $0.74 | $4.90 | $5.39 |
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. It offers checking, NOW, savings, money market, time deposit, and certificate of deposit accounts. The company's consumer loans include home equity, short term, automobile, personal, and recreational vehicle loans, as well as home equity lines of credits; and commercial real estate, equipment, small business, and non-profit loans, as well as working capital lines of credit. In addition, the company offers foreign currency exchange; online banking and bill pay; online reorder checks; wire transfer; and courier services, as well as credit card and ATM services. Further, it provides life, health, property, and casualty insurance products, as well as investment products, including annuities. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan.
Visit WebsiteEarnings History & Surprises
UNIBEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2023 | Jun 29, 2023 | — | $0.32 | — | — |
Q3 2021 | Sep 29, 2021 | — | $20.71 | — | — |
Q2 2021 | Jun 29, 2021 | — | $13.86 | — | — |
Q1 2021 | Mar 30, 2021 | — | $6.93 | — | — |
Q4 2017 | Nov 13, 2017 | — | — | — | — |
Q4 2016 | Nov 21, 2016 | — | $0.29 | — | — |
Q3 2016 | Sep 6, 2016 | — | $0.19 | — | — |
Q2 2016 | Jun 15, 2016 | — | $-0.04 | — | — |
Q2 2016 | Apr 1, 2016 | — | $0.04 | — | — |
Q4 2015 | Nov 13, 2015 | — | $0.14 | — | — |
Q3 2015 | Jul 29, 2015 | — | $0.43 | — | — |
Q2 2015 | Apr 27, 2015 | — | $0.01 | — | — |
Q2 2014 | Jun 10, 2014 | — | $-0.08 | — | — |
Q2 2014 | Apr 4, 2014 | — | $-0.04 | — | — |
Q2 2013 | Apr 26, 2013 | — | $-0.01 | — | — |
Q4 2012 | Nov 20, 2012 | — | $0.11 | — | — |
Q4 2008 | Nov 14, 2008 | — | $0.03 | — | — |
Q3 2008 | Aug 14, 2008 | — | $0.02 | — | — |
Q2 2008 | May 15, 2008 | — | $0.06 | — | — |
Q1 2008 | Mar 31, 2008 | — | $-0.08 | — | — |
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