/UNJCF

UNJCF Stock - Unicaja Banco, S.A.

Q: What is the analyst price target for UNJCF?

Analyst price target information is not currently available for UNJCF.

Q: What is UNJCF's market cap?

Market capitalization information is not currently available for UNJCF.

Financial Services|Banks - Regional|OTC

$3.05+0.00%

+$0.00 (+0.00%) • Dec 19

GoAI Score

Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.

BUY

Medium Confidence

Momentum

Momentum Score

Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.

Sentiment

Sentiment Score

Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).

Risk Score

Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.

100

Price Target

Average analyst price target from the last quarter. Shows expected upside/downside from current price.

+10.0%upside

Target: $3.35

AI Analysis PreviewPremium

Real-time AI-powered market analysis

Precise entry/exit price targets

Risk assessment & position sizing

Unlock GoAI Insights for UNJCF

Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.

Buy/Sell Signals

94% win rate on Alpha signals

Deep Analysis

Institutional-grade thesis

Real-Time Alerts

SMS & push notifications

Risk Scoring

Multi-factor analysis

Free 14-day trial • No credit card required

Financial Statements

Revenue & Profitability Trend

FY2020

FY2021

FY2022

FY2023

FY2024

← Swipe to see more →

Revenue

Net Income (Profit)

Net Loss

Key Metrics

Market CapN/A

P/E RatioN/A

Beta0.44

52W High$3.05

52W Low$1.27

Avg VolumeN/A

Income Statement (Fiscal Year)

Metric	FY2024	FY2023	FY2022	FY2021	FY2020
Revenue	$3.28B	$2.97B	$1.94B	$1.37B	$669.96M
Gross Profit	$2.13B	$1.98B	$1.74B	$1.25B	$669.96M
Gross Margin	64.8%	66.6%	89.6%	91.1%	100.0%
Operating Income	$816.28M	$370.57M	$382.85M	$1.02B	$174.87M
Net Income	$573.33M	$266.70M	$277.58M	$1.11B	$77.83M
Net Margin	17.5%	9.0%	14.3%	81.3%	11.6%
EPS	$0.23	$0.10	$0.10	$0.54	$0.04

Company Overview

Unicaja Banco, S.A. provides various banking products and services to individuals and companies in Spain and internationally. It offers accounts, payments, and debit and credit cards; mortgages and personal loans; deposit products, stock exchange, pension plans, investment funds and portfolios, and savings insurance policies; and life, home, car, accident, health, and agricultural insurance, as well as SME and retail damage, and corporate liability insurance products. The company also provides cash management, short term and long-term financing, and investment services, as well as remote and mobile banking services. In addition, it engages in the property development and renewable energies activities; and invests in assets, securities, and financial companies. As of December 31, 2021, it had a network of 1,368 branches in Spain and 1 correspondent office in the United Kingdom. Unicaja Banco, S.A. was founded in 1991 and is headquartered in Málaga, Spain.

Visit Website

Earnings History & Surprises

UNJCF

Beat Rate

39%

Last 18 quarters

Avg Surprise

-21.3%

EPS vs Estimate

Beats / Misses

7/11

Last 12 quarters

Latest EPS

$0.08

Q4 2025

EPS Surprise History

Q1 24

-135.7%

$-0.01vs$0.02

Q2 24

+28.7%

$0.05vs$0.04

Q3 24

-3.0%

$0.07vs$0.08

Q4 24

+4.2%

$0.07vs$0.07

Q1 25

-9.6%

$0.05vs$0.05

Q2 25

+23.9%

$0.07vs$0.05

Q3 25

+6.7%

$0.08vs$0.08

Q4 25

+1.2%

$0.08vs$0.07

Beat Estimate

Missed Estimate

Quarterly EPS Details

Period	Report Date	Estimated EPS	Actual EPS	Surprise	Result
Q2 2026	Apr 27, 2026	—	—	—	—
Q1 2026	Feb 3, 2026	—	—	—	—
Q4 2025	Oct 31, 2025	$0.07	$0.08	+1.2%	✓ BEAT
Q3 2025	Jul 29, 2025	$0.08	$0.08	+6.7%	✓ BEAT
Q2 2025	Apr 28, 2025	$0.05	$0.07	+23.9%	✓ BEAT
Q1 2025	Feb 4, 2025	$0.05	$0.05	-9.6%	✗ MISS
Q4 2024	Oct 30, 2024	$0.07	$0.07	+4.2%	✓ BEAT
Q3 2024	Jul 30, 2024	$0.08	$0.07	-3.0%	✗ MISS
Q2 2024	Apr 29, 2024	$0.04	$0.05	+28.7%	✓ BEAT
Q1 2024	Feb 6, 2024	$0.02	$-0.01	-135.7%	✗ MISS
Q3 2023	Sep 30, 2023	$0.06	$0.05	-14.2%	✗ MISS
Q2 2023	Jun 30, 2023	$0.05	$0.05	-14.1%	✗ MISS
Q1 2023	Mar 31, 2023	$0.03	$0.01	-48.6%	✗ MISS
Q4 2022	Dec 31, 2022	$0.04	$-0.00	-101.1%	✗ MISS
Q4 2022	Oct 27, 2022	$0.07	$0.04	-42.9%	✗ MISS
Q3 2022	Jul 27, 2022	$0.03	$0.04	+33.3%	✓ BEAT
Q2 2022	Apr 27, 2022	$0.08	$0.02	-75.0%	✗ MISS
Q1 2022	Feb 3, 2022	$-0.16	$-0.05	+68.8%	✓ BEAT
Q4 2021	Nov 3, 2021	$0.04	$0.02	-42.9%	✗ MISS
Q3 2021	Jul 28, 2021	$0.03	$0.01	-63.0%	✗ MISS

Frequently Asked Questions about UNJCF

What is UNJCF's current stock price?

Unicaja Banco, S.A. (UNJCF) is currently trading at $3.05 per share. The stock has moved +0.00% today.

What is the analyst price target for UNJCF?

No analyst price targets are currently available for this stock.

What sector is Unicaja Banco, S.A. in?

Unicaja Banco, S.A. operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the OTC exchange.

What is UNJCF's market cap?

Unicaja Banco, S.A. has a market capitalization of $7.83 billion, making it a mid-cap company.

Does UNJCF pay dividends?

No, Unicaja Banco, S.A. does not currently pay a dividend to shareholders.