/UNM
UNM Stock - Unum Group
Financial Services|Insurance - LifeNYSE
$79.24-0.28%
$0.22 (-0.28%) • Dec 19
70
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.BUY
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.61
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).70
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+9.8%upside
Target: $87.01
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ENTRY ZONE$78.45 – $80.03
TARGET (TP)$87.00
STOP LOSS$72.90
RISK/REWARD1:1.2
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.20
52W High$84.48
52W Low$66.81
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $12.79B | $12.31B | $11.88B | $11.84B | $13.15B |
| Gross Profit | $4.74B | $4.03B | $3.93B | $3.32B | $3.09B |
| Gross Margin | 37.1% | 32.8% | 33.1% | 28.0% | 23.5% |
| Operating Income | $2.25B | $1.64B | $1.75B | $1.26B | $964.00M |
| Net Income | $1.78B | $1.28B | $1.41B | $981.00M | $793.00M |
| Net Margin | 13.9% | 10.4% | 11.9% | 8.3% | 6.0% |
| EPS | $9.49 | $6.53 | $7.01 | $4.04 | $3.89 |
Company Overview
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as individual disability, voluntary benefits, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pension, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other products. The company sells its products primarily to employers for the benefit of employees. Unum Group sells its products through field sales personnel, independent brokers, consultants, and independent contractor agency sales force. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Visit WebsiteRating Distribution
Strong Buy
1
9%
Buy / Outperform
6
55%
Hold / Neutral
4
36%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
7 Bullish4 Neutral/Bearish
Price Targets
$65
Average Target
↓ 17.6% Downside
Now
$36
Low
$65
Average
$108
High
Based on 15 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 16th 2025 | Wolfe Research | Initiation | Outperform | $91 |
| March 5th 2025 | Raymond James | Upgrade | Strong Buy | $108 |
| January 23rd 2025 | BMO Capital Markets | Initiation | Outperform | $91 |
| January 7th 2025 | JP Morgan | Downgrade | Neutral | $79← $74 |
| November 14th 2024 | Evercore ISI | Upgrade | Outperform | $84← $67 |
| September 5th 2024 | Barclays | Initiation | Overweight | $73 |
| July 11th 2024 | Piper Sandler | Initiation | Overweight | $57 |
| January 3rd 2024 | JP Morgan | Upgrade | Overweight | $55 |
| April 25th 2023 | Wells Fargo | Initiation | Overweight | $57 |
| March 20th 2023 | Jefferies | Upgrade | Buy | $50← $44 |
| March 15th 2023 | Citigroup | Upgrade | Buy | $53← $49 |
| March 14th 2023 | Keefe Bruyette | Upgrade | Outperform | $52← $49 |
| January 9th 2023 | Barclays | Upgrade | Equal Weight | $43 |
| November 16th 2022 | Goldman | Downgrade | Neutral | $50 |
| September 22nd 2022 | Raymond James | Initiation | Market Perform | - |
Earnings History & Surprises
UNMBeat Rate
61%
Last 18 quarters
Avg Surprise
+9.2%
EPS vs Estimate
Beats / Misses
11/7
Last 12 quarters
Latest EPS
$2.09
Q4 2025
EPS Surprise History
Q1 24
-4.3%
$1.79vs$1.87
Q2 24
+7.6%
$2.12vs$1.97
Q3 24
+6.9%
$2.16vs$2.02
Q4 24
+1.4%
$2.13vs$2.10
Q1 25
-5.1%
$2.03vs$2.14
Q2 25
-6.8%
$2.04vs$2.19
Q3 25
-7.2%
$2.07vs$2.23
Q4 25
-2.8%
$2.09vs$2.15
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Feb 3, 2026 | $2.12 | — | — | — |
Q4 2025 | Nov 3, 2025 | $2.15 | $2.09 | -2.8% | ✗ MISS |
Q3 2025 | Jul 29, 2025 | $2.23 | $2.07 | -7.2% | ✗ MISS |
Q2 2025 | Apr 29, 2025 | $2.19 | $2.04 | -6.8% | ✗ MISS |
Q1 2025 | Feb 4, 2025 | $2.14 | $2.03 | -5.1% | ✗ MISS |
Q4 2024 | Oct 29, 2024 | $2.10 | $2.13 | +1.4% | ✓ BEAT |
Q3 2024 | Jul 30, 2024 | $2.02 | $2.16 | +6.9% | ✓ BEAT |
Q2 2024 | Apr 30, 2024 | $1.97 | $2.12 | +7.6% | ✓ BEAT |
Q1 2024 | Jan 30, 2024 | $1.87 | $1.79 | -4.3% | ✗ MISS |
Q4 2023 | Oct 31, 2023 | $1.92 | $1.94 | +1.0% | ✓ BEAT |
Q3 2023 | Aug 1, 2023 | $1.86 | $2.06 | +10.8% | ✓ BEAT |
Q2 2023 | May 2, 2023 | $1.66 | $1.87 | +12.7% | ✓ BEAT |
Q1 2023 | Jan 31, 2023 | $1.47 | $1.43 | -2.7% | ✗ MISS |
Q4 2022 | Nov 1, 2022 | $1.40 | $1.51 | +7.9% | ✓ BEAT |
Q3 2022 | Aug 2, 2022 | $1.22 | $1.91 | +56.6% | ✓ BEAT |
Q2 2022 | May 5, 2022 | $0.79 | $1.36 | +72.2% | ✓ BEAT |
Q1 2022 | Feb 1, 2022 | $0.84 | $0.89 | +6.0% | ✓ BEAT |
Q4 2021 | Nov 2, 2021 | $1.16 | $1.03 | -11.2% | ✗ MISS |
Q3 2021 | Aug 3, 2021 | $1.13 | $1.39 | +23.0% | ✓ BEAT |
Latest News
Unum Group Announces New $1B Stock Buyback Plan
📈 PositiveBenzinga•Dec 4, 2025, 09:18 PM
Evercore ISI Group Maintains Outperform on Unum Gr, Raises Price Target to $99
📈 PositiveBenzinga•Nov 5, 2025, 02:28 PM
JP Morgan Maintains Neutral on Unum Gr, Lowers Price Target to $92
➖ NeutralBenzinga•Nov 4, 2025, 03:33 PM
Unum Gr Q3 Adj. EPS $2.09 Misses $2.15 Estimate, Sales $3.378B Beat $3.322B Estimate
➖ NeutralBenzinga•Nov 3, 2025, 09:18 PM
Wells Fargo Maintains Overweight on Unum Gr, Lowers Price Target to $98
➖ NeutralBenzinga•Oct 8, 2025, 02:18 PM
Morgan Stanley Maintains Equal-Weight on Unum Gr, Raises Price Target to $81
➖ NeutralBenzinga•Oct 7, 2025, 03:44 PM
Wolfe Research Initiates Coverage On Unum Gr with Outperform Rating, Announces Price Target of $91
📈 PositiveBenzinga•Sep 16, 2025, 11:20 AM
Morgan Stanley Maintains Equal-Weight on Unum Gr, Lowers Price Target to $79
➖ NeutralBenzinga•Aug 18, 2025, 01:56 PM
Frequently Asked Questions about UNM
What is UNM's current stock price?
Unum Group (UNM) is currently trading at $79.24 per share. The stock has moved -0.28% today.
What is the analyst price target for UNM?
The average analyst price target for UNM is $87.00, based on 1 analyst.
What sector is Unum Group in?
Unum Group operates in the Financial Services sector, specifically within the Insurance - Life industry. The company is traded on the NYSE exchange.
What is UNM's market cap?
Unum Group has a market capitalization of $13.26 billion, making it a large-cap company.
Does UNM pay dividends?
No, Unum Group does not currently pay a dividend to shareholders.
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