UPBD Stock - Upbound Group, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $4.32B | $3.99B | $4.25B | $4.58B | $2.81B |
| Gross Profit | $2.08B | $2.02B | $2.08B | $2.24B | $1.67B |
| Gross Margin | 48.1% | 50.7% | 49.0% | 48.8% | 59.4% |
| Operating Income | $291.63M | $162.87M | $148.54M | $280.54M | $237.34M |
| Net Income | $123.48M | $-5,179,000 | $12.36M | $134.94M | $208.12M |
| Net Margin | 2.9% | -0.1% | 0.3% | 2.9% | 7.4% |
| EPS | $2.26 | $-0.09 | $0.23 | $2.37 | $3.84 |
Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels. It offers furniture comprising mattresses, tires, consumer electronics, appliances, tools, handbags, computers, smartphones, and accessories. The company also provides merchandise on an installment sales basis; and the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer through kiosks located within retailer's locations. It operates retail installment sales stores under the Get It Now and Home Choice names; lease-to-own and franchised lease-to-own stores under the Rent-A-Centre, ColorTyme, and RimTyme names; and company-owned stores and e-commerce platform through rentacenter.com. The company was formerly known as Rent-A-Center, Inc. and changed its name to Upbound Group, Inc. in February 2023. Upbound Group, Inc. was founded in 1960 and is headquartered in Plano, Texas.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| September 15th 2025 | Loop Capital | Upgrade | Buy | $36 |
| November 13th 2024 | Stephens | Resumed | Overweight | $38 |
| June 7th 2024 | BTIG Research | Initiation | Buy | $45 |
| March 8th 2024 | TD Cowen | Initiation | Outperform | $43 |
| January 2nd 2024 | Stephens | Upgrade | Overweight | - |
Earnings History & Surprises
UPBDEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 29, 2026 | — | — | — | — |
Q1 2026 | Feb 19, 2026 | $0.97 | — | — | — |
Q4 2025 | Oct 30, 2025 | $0.98 | $1.00 | +2.0% | ✓ BEAT |
Q3 2025 | Jul 31, 2025 | $1.05 | $1.12 | +6.7% | ✓ BEAT |
Q2 2025 | May 1, 2025 | $0.94 | $1.00 | +6.4% | ✓ BEAT |
Q1 2025 | Feb 20, 2025 | $1.03 | $1.05 | +1.9% | ✓ BEAT |
Q4 2024 | Oct 31, 2024 | $0.89 | $0.95 | +6.7% | ✓ BEAT |
Q3 2024 | Aug 1, 2024 | $1.02 | $1.04 | +2.0% | ✓ BEAT |
Q2 2024 | May 2, 2024 | $0.77 | $0.79 | +2.6% | ✓ BEAT |
Q1 2024 | Feb 22, 2024 | $0.77 | $0.81 | +5.2% | ✓ BEAT |
Q4 2023 | Nov 2, 2023 | $0.75 | $0.79 | +5.3% | ✓ BEAT |
Q3 2023 | Aug 3, 2023 | $0.72 | $1.11 | +54.2% | ✓ BEAT |
Q2 2023 | May 4, 2023 | $0.66 | $0.83 | +25.8% | ✓ BEAT |
Q1 2023 | Feb 23, 2023 | $0.74 | $0.86 | +16.2% | ✓ BEAT |
Q4 2022 | Nov 2, 2022 | $0.89 | $0.94 | +5.6% | ✓ BEAT |
Q3 2022 | Aug 3, 2022 | $0.99 | $1.15 | +16.2% | ✓ BEAT |
Q2 2022 | May 4, 2022 | $0.71 | $0.74 | +4.2% | ✓ BEAT |
Q1 2022 | Feb 23, 2022 | $1.61 | $1.08 | -32.9% | ✗ MISS |
Q4 2021 | Nov 3, 2021 | $1.54 | $1.52 | -1.3% | ✗ MISS |
Q3 2021 | Aug 4, 2021 | $1.35 | $1.63 | +20.7% | ✓ BEAT |
Latest News
TD Cowen Maintains Buy on Upbound Group, Lowers Price Target to $31
📈 PositiveBTIG Maintains Buy on Upbound Group, Lowers Price Target to $28
➖ NeutralUpbound Group shares are trading lower after the company reported Q3 financial results and narrowed its FY25 adjusted EPS guidance below estimates.
📉 NegativeUpbound Group Narrows FY2025 Adj EPS Guidance from $4.05-$4.40 to $4.05-$4.15 vs $4.24 Est; Affirms FY2025 Sales Guidance of $4.600B-$4.750B vs $4.664B Est
📉 NegativeUpbound Group Q3 Adj. EPS $1.00 Beats $0.98 Estimate, Sales $1.165B Beat $1.155B Estimate
📈 PositiveBTIG Reiterates Buy on Upbound Group, Maintains $40 Price Target
📈 PositiveUpbound Group shares are trading higher after Loop Capital upgraded the stock from Hold to Buy and raised its price target from $21 to $36.
📈 PositiveUpbound upgraded at Loop Capital on near-term earnings prospect
📈 PositiveLoop Capital Upgrades Upbound Group to Buy, Raises Price Target to $36
📈 PositiveFrequently Asked Questions about UPBD
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