/UWMC
UWMC Stock - UWM Holdings Corporation
Financial Services|Financial - MortgagesNYSE
$4.87+0.52%
+$0.03 (+0.52%) • Dec 19
57
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.28
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).91
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.42
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+20.7%upside
Target: $5.88
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ENTRY ZONE$4.82 – $4.92
TARGET (TP)$5.88
STOP LOSS$4.48
RISK/REWARD1:2.6
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta1.96
52W High$7.14
52W Low$3.79
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.91B | $1.11B | $2.15B | $2.83B | $4.85B |
| Gross Profit | $1.37B | $755.02M | $1.81B | $2.48B | $4.65B |
| Gross Margin | 72.0% | 67.8% | 84.3% | 87.7% | 95.8% |
| Operating Income | $335.96M | $-76,293,000 | $934.67M | $1.58B | $3.38B |
| Net Income | $14.40M | $-13,230,000 | $41.72M | $98.44M | $3.38B |
| Net Margin | 0.8% | -1.2% | 1.9% | 3.5% | 69.7% |
| EPS | $0.13 | $-0.14 | $0.45 | $0.98 | $32.81 |
Company Overview
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
3
19%
Hold / Neutral
9
56%
Sell / Underperform
4
25%
Analyst Consensus🔴 Bearish
3 Bullish13 Neutral/Bearish
Price Targets
$5
Average Target
↑ 9.2% Upside
Now
$3
Low
$5
Average
$8
High
Based on 19 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 19th 2025 | Jefferies | Initiation | Hold | $5 |
| September 29th 2025 | Morgan Stanley | Downgrade | Equal Weight | $6.5 |
| July 10th 2025 | Keefe Bruyette | Downgrade | Market Perform | $4.5 |
| July 8th 2025 | Barclays | Upgrade | Overweight | $6 |
| April 16th 2025 | UBS | Upgrade | Neutral | - |
| April 7th 2025 | Morgan Stanley | Upgrade | Overweight | $6.5 |
| March 3rd 2025 | Keefe Bruyette | Upgrade | Outperform | $7.5← $6.5 |
| November 5th 2024 | Morgan Stanley | Resumed | Equal Weight | $7.5← $6 |
| October 8th 2024 | Barclays | Upgrade | Equal Weight | $8← $6 |
| April 9th 2024 | Keefe Bruyette | Upgrade | Market Perform | $6 |
| January 10th 2024 | Keefe Bruyette | Downgrade | Underperform | $6 |
| January 10th 2024 | Deutsche Bank | Initiation | Hold | - |
| December 6th 2023 | UBS | Resumed | Sell | $4 |
| November 15th 2023 | Barclays | Initiation | Underweight | $4 |
| October 5th 2023 | BTIG Research | Upgrade | Buy | $6 |
Earnings History & Surprises
UWMCBeat Rate
50%
Last 18 quarters
Avg Surprise
+8.4%
EPS vs Estimate
Beats / Misses
9/9
Last 12 quarters
Latest EPS
$0.01
Q4 2025
EPS Surprise History
Q1 24
-654.1%
$-0.23vs$-0.03
Q2 24
+50.0%
$0.09vs$0.06
Q3 24
-40.0%
$0.04vs$0.07
Q4 24
-87.4%
$0.01vs$0.08
Q1 25
+20.7%
$0.08vs$0.07
Q2 25
-483.3%
$-0.23vs$0.06
Q3 25
+166.7%
$0.16vs$0.06
Q4 25
-86.9%
$0.01vs$0.08
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 4, 2026 | — | — | — | — |
Q1 2026 | Feb 25, 2026 | $0.08 | — | — | — |
Q4 2025 | Nov 6, 2025 | $0.08 | $0.01 | -86.9% | ✗ MISS |
Q3 2025 | Aug 7, 2025 | $0.06 | $0.16 | +166.7% | ✓ BEAT |
Q2 2025 | May 6, 2025 | $0.06 | $-0.23 | -483.3% | ✗ MISS |
Q1 2025 | Feb 26, 2025 | $0.07 | $0.08 | +20.7% | ✓ BEAT |
Q4 2024 | Nov 7, 2024 | $0.08 | $0.01 | -87.4% | ✗ MISS |
Q3 2024 | Aug 6, 2024 | $0.07 | $0.04 | -40.0% | ✗ MISS |
Q2 2024 | May 9, 2024 | $0.06 | $0.09 | +50.0% | ✓ BEAT |
Q1 2024 | Feb 28, 2024 | $-0.03 | $-0.23 | -654.1% | ✗ MISS |
Q4 2023 | Nov 8, 2023 | $0.05 | $0.29 | +480.0% | ✓ BEAT |
Q3 2023 | Aug 9, 2023 | $0.05 | $0.11 | +120.0% | ✓ BEAT |
Q2 2023 | May 10, 2023 | $-0.02 | $-0.07 | -308.2% | ✗ MISS |
Q1 2023 | Mar 1, 2023 | $-0.01 | $-0.03 | -237.1% | ✗ MISS |
Q4 2022 | Nov 4, 2022 | $0.02 | $0.16 | +673.7% | ✓ BEAT |
Q3 2022 | Aug 9, 2022 | $0.06 | $0.10 | +66.7% | ✓ BEAT |
Q2 2022 | May 10, 2022 | $0.08 | $0.43 | +437.5% | ✓ BEAT |
Q1 2022 | Mar 1, 2022 | $0.13 | $0.11 | -15.4% | ✗ MISS |
Q4 2021 | Nov 9, 2021 | $0.10 | $0.16 | +60.0% | ✓ BEAT |
Q3 2021 | Aug 16, 2021 | $0.08 | $0.07 | -12.5% | ✗ MISS |
Latest News
Jefferies Initiates Coverage On UWM Holdings with Hold Rating, Announces Price Target of $5
➖ NeutralBenzinga•Dec 19, 2025, 12:37 PM•Also:
Keefe, Bruyette & Woods Maintains Market Perform on UWM Holdings, Raises Price Target to $6.75
📈 PositiveBenzinga•Dec 18, 2025, 02:09 PM
UWM Holdings agrees to acquire Two Harbors in $1.3B all-stock deal
➖ NeutralSeeking Alpha•Dec 17, 2025, 02:19 PM
Two Harbors Investment shares are trading higher after the company announced it will be acquired by UWM Holdings.
📈 PositiveBenzinga•Dec 17, 2025, 02:06 PM•Also: ,
UWMC To Acquire Two Harbors Investment Corp. In $1.3B Equity Value All-Stock Transaction, Based On Fixed Exchange Ratio Of 2.3328x
📈 PositiveBenzinga•Dec 17, 2025, 01:31 PM•Also: ,
UBS Maintains Neutral on UWM Holdings, Raises Price Target to $6
➖ NeutralBenzinga•Nov 12, 2025, 02:29 PM•Also:
UWM Holdings shares are trading lower after the company reported worse-than-expected Q3 Adjusted EPS results.
📉 NegativeBenzinga•Nov 6, 2025, 05:12 PM
UWM Hldgs Q3 Adj. EPS $0.01 Misses $0.07 Estimate, Sales $843.252M Beat $702.500M Estimate
➖ NeutralBenzinga•Nov 6, 2025, 01:31 PM
UBS Maintains Neutral on UWM Holdings, Raises Price Target to $5.5
➖ NeutralBenzinga•Oct 10, 2025, 02:57 PM
Barclays Maintains Overweight on UWM Holdings, Raises Price Target to $7
📈 PositiveBenzinga•Oct 6, 2025, 03:41 PM•Also:
Morgan Stanley Downgrades UWM Holdings to Equal-Weight, Raises Price Target to $6.5
➖ NeutralBenzinga•Sep 29, 2025, 06:02 PM
Shares of housing and mortgage-linked stocks are trading higher following the Fed's rate cut. A drop in rates could help boost housing demand.
📈 PositiveBenzinga•Sep 17, 2025, 06:38 PM•Also: , ,
UWM Holdings shares are trading higher following softer-than-expected US jobs data. This has caused a drop in yields and could raise hopes of a rate cut.
📈 PositiveBenzinga•Sep 5, 2025, 06:32 PM
Shares of homebuying and mortgage-related stocks are trading higher after Fed Chair Powell said restrictive policy and shifting risks may warrant adjusting the Fed's stance. A potential rate cut could support housing demand.
📈 PositiveBenzinga•Aug 22, 2025, 05:49 PM•Also: , ,
Frequently Asked Questions about UWMC
What is UWMC's current stock price?
UWM Holdings Corporation (UWMC) is currently trading at $4.87 per share. The stock has moved +0.52% today.
What is the analyst price target for UWMC?
The average analyst price target for UWMC is $5.88, based on 1 analyst.
What sector is UWM Holdings Corporation in?
UWM Holdings Corporation operates in the Financial Services sector, specifically within the Financial - Mortgages industry. The company is traded on the NYSE exchange.
What is UWMC's market cap?
UWM Holdings Corporation has a market capitalization of $7.38 billion, making it a mid-cap company.
Does UWMC pay dividends?
No, UWM Holdings Corporation does not currently pay a dividend to shareholders.
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