/WABC
WABC Stock - Westamerica Bancorporation
Financial Services|Banks - RegionalNASDAQ
$49.98-1.77%
$0.90 (-1.77%) • Dec 19
67
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.61
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).64
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.96
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+7.0%upside
Target: $53.48
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ENTRY ZONE$49.48 – $50.48
TARGET (TP)$53.50
STOP LOSS$45.98
RISK/REWARD1:0.9
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.60
52W High$53.86
52W Low$42.00
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $311.17M | $327.54M | $266.88M | $216.79M | $207.96M |
| Gross Profit | $293.45M | $324.80M | $264.95M | $214.83M | $201.83M |
| Gross Margin | 94.3% | 99.2% | 99.3% | 99.1% | 97.1% |
| Operating Income | $189.06M | $221.58M | $165.59M | $117.03M | $106.80M |
| Net Income | $138.64M | $161.77M | $122.03M | $86.51M | $80.41M |
| Net Margin | 44.6% | 49.4% | 45.7% | 39.9% | 38.7% |
| EPS | $5.20 | $6.06 | $4.54 | $3.22 | $2.98 |
Company Overview
Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers. The company accepts various deposit products, including retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial and residential real estate, real estate construction, and consumer installment loans, as well as indirect automobile loans. It operates through 78 branch offices in 21 counties in Northern and Central California. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. The company was incorporated in 1972 and is headquartered in San Rafael, California.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
1
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish1 Neutral/Bearish
Price Targets
No price targets available
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| July 22nd 2024 | Maxim Group | Downgrade | Hold | - |
Earnings History & Surprises
WABCBeat Rate
83%
Last 18 quarters
Avg Surprise
+6.0%
EPS vs Estimate
Beats / Misses
15/1
2 met exactly
Latest EPS
$1.12
Q4 2025
EPS Surprise History
Q1 24
+1.4%
$1.48vs$1.46
Q2 24
0.0%
$1.37vs$1.37
Q3 24
+2.3%
$1.33vs$1.30
Q4 24
+2.4%
$1.27vs$1.24
Q1 25
0.0%
$1.19vs$1.19
Q2 25
+6.4%
$1.16vs$1.09
Q3 25
+3.7%
$1.12vs$1.08
Q4 25
+3.7%
$1.12vs$1.08
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 15, 2026 | — | — | — | — |
Q1 2026 | Jan 15, 2026 | $1.07 | — | — | — |
Q4 2025 | Oct 16, 2025 | $1.08 | $1.12 | +3.7% | ✓ BEAT |
Q3 2025 | Jul 17, 2025 | $1.08 | $1.12 | +3.7% | ✓ BEAT |
Q2 2025 | Apr 17, 2025 | $1.09 | $1.16 | +6.4% | ✓ BEAT |
Q1 2025 | Jan 16, 2025 | $1.19 | $1.19 | 0.0% | = MET |
Q4 2024 | Oct 17, 2024 | $1.24 | $1.27 | +2.4% | ✓ BEAT |
Q3 2024 | Jul 18, 2024 | $1.30 | $1.33 | +2.3% | ✓ BEAT |
Q2 2024 | Apr 18, 2024 | $1.37 | $1.37 | 0.0% | = MET |
Q1 2024 | Jan 18, 2024 | $1.46 | $1.48 | +1.4% | ✓ BEAT |
Q4 2023 | Oct 19, 2023 | $1.44 | $1.56 | +8.3% | ✓ BEAT |
Q3 2023 | Jul 20, 2023 | $1.39 | $1.51 | +8.6% | ✓ BEAT |
Q2 2023 | Apr 20, 2023 | $1.37 | $1.51 | +10.2% | ✓ BEAT |
Q1 2023 | Jan 19, 2023 | $1.45 | $1.46 | +0.7% | ✓ BEAT |
Q4 2022 | Oct 20, 2022 | $1.00 | $1.29 | +29.0% | ✓ BEAT |
Q3 2022 | Jul 21, 2022 | $0.84 | $0.94 | +11.9% | ✓ BEAT |
Q2 2022 | Apr 21, 2022 | $0.78 | $0.84 | +7.7% | ✓ BEAT |
Q1 2022 | Jan 20, 2022 | $0.82 | $0.81 | -1.2% | ✗ MISS |
Q4 2021 | Oct 21, 2021 | $0.80 | $0.82 | +2.5% | ✓ BEAT |
Q3 2021 | Jul 15, 2021 | $0.76 | $0.84 | +10.5% | ✓ BEAT |
Frequently Asked Questions about WABC
What is WABC's current stock price?
Westamerica Bancorporation (WABC) is currently trading at $49.98 per share. The stock has moved -1.77% today.
What is the analyst price target for WABC?
The average analyst price target for WABC is $53.50, based on 1 analyst.
What sector is Westamerica Bancorporation in?
Westamerica Bancorporation operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is WABC's market cap?
Westamerica Bancorporation has a market capitalization of $1.25 billion, making it a small-cap company.
Does WABC pay dividends?
No, Westamerica Bancorporation does not currently pay a dividend to shareholders.
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