
Citizens Financial Group, Inc.
CFGNYSEFinancial ServicesBanks - Regional
前收盤價
US$69.86
+US$0.15 · +0.22%
CFG公司概覽
盤中時間採用ET。市場資料可能有所延遲。
GoAI 研究快照
簡明呈現最新可用的模型資訊。
GoAI評分
Buy
Favorable setup — positive multi-factor alignment
估值
82
Deep Value
動能
58
Neutral
情緒
67
Bullish
風險韌性
77
Moderate Risk
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繼續查看更深入的依據、催化因素和風險。
人工智慧產生的上下文僅供參考,並非投資建議。
公司概況
公司網站Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
- 產業
- Banks - Regional
- 部門
- Financial Services
- 總部
- US
- 執行長
- Bruce Winfield Van Saun
- 上市以來
- 2014年9月24日
- 僱員
- 17,398
市場位置
日內區間
目前US$69.86,
52週區間
目前US$69.86,
- 開盤價
- US$70.495
- 前收盤價
- US$69.71
- 成交量
- 349.55萬
- 0.8× 平均值
- 平均成交量
- 438.34萬
- 日均成交量
- 市值
- 295.43億 USD
- 貝塔
- 1.01
- 市場參考 1
- 50天平均值
- US$71.0784
- 低於平均水平-1.71%
- 200天平均值
- US$63.0858
- 高於平均水平+10.74%
財務數據
財務快照
最近十二個月估值與收益率
- 企業價值
- 237.51億 USD
- 本益比(TTM)
- 15.06×
- 股價淨值比(TTM)
- 1.13×
- 股價營收比(TTM)
- 2.58×
- EV/EBITDA
- 8.82×
- 盈餘收益率
- 7.27%
- 自由現金流收益率
- 8.08%
- 股息率
- 2.63%
獲利能力和效率
- 毛利率
- 72.37%
- 營業利益率
- 23.64%
- 淨利潤率
- 18.54%
- 股東權益報酬率
- 6.96%
- 資產報酬率
- 0.81%
- 投入資本報酬率
- 4.25%
財務健康
- 負債權益比
- 0.62×
- 流動比率
- 1.04×
財務報表
利潤率趨勢
獲利能力占已公布營收的百分比。
損益趨勢
營收
營業利益
淨利
| 項目(USD) | 2025會計年度 | 2024會計年度 | 2023會計年度 | 2022會計年度 | 2021會計年度 |
|---|---|---|---|---|---|
| 營收 | 111.48億 USD | 123.47億 USD | 121.87億 USD | 90.69億 USD | 69.86億 USD |
| 銷貨成本 | 33.72億 USD | 52.4億 USD | 46.5億 USD | 15.22億 USD | −7200萬 USD |
| 毛利 | 77.76億 USD | 71.07億 USD | 75.37億 USD | 75.47億 USD | 70.58億 USD |
| 銷售、一般及管理費用 | 30.96億 USD | 29.89億 USD | 29.51億 USD | 28.11億 USD | 23.09億 USD |
| 營業費用 | 54.48億 USD | 52.19億 USD | 55.07億 USD | 48.92億 USD | 40.81億 USD |
| 利息收入 | 96.63億 USD | 101.86億 USD | 102.04億 USD | 70.6億 USD | 48.51億 USD |
| 利息支出 | 38.1億 USD | 45.53億 USD | 39.63億 USD | 10.48億 USD | 3.39億 USD |
| 折舊和攤銷 | 3.66億 USD | 4.98億 USD | 4.78億 USD | 5.65億 USD | 6.25億 USD |
| 營業利益 | 23.28億 USD | 18.88億 USD | 20.3億 USD | 26.55億 USD | 29.77億 USD |
| 淨利 | 18.31億 USD | 15.09億 USD | 16.08億 USD | 20.73億 USD | 23.19億 USD |
公司資料更新於 2026年8月24日。
分析師評級
第三方分析師預期可能變動,並非 GoAI 建議。
評級分佈
38項評級CFG 訊息
CFG同業公司
持有CFG的ETF
報告持有此股票曝險的交易所交易基金。
Vanguard Morningstar Total Stock Market ETFVTI9.16億0.04%2.3兆 USD0.03%US$378.24—
Vanguard S&P 500 ETFVOO7.95億0.05%1.7兆 USD0.03%US$703.71—
Vanguard Morningstar Mid-Cap ETFVO6.23億0.28%2247億 USD0.03%US$82.97—
iShares Core S&P 500 ETFIVV3.97億0.04%8918.41億 USD0.03%US$769.31—
State Street SPDR S&P 500 ETFSPY3.67億0.04%8178.67億 USD0.09%US$765.72—
Vanguard Morningstar Value ETFVTV2.74億0.11%2565億 USD0.03%US$226.4—
iShares Select Dividend ETFDVY2.55億1.07%238.55億 USD0.38%US$164.09—
Invesco KBW Bank ETFKBWB2.2億3.31%67.11億 USD0.35%US$95.62—
Vanguard Morningstar Total Stock Market ETFVTI- 市場價值
- 9.16億
- 重量
- 0.04%
- AUM
- 2.3兆 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$378.24—
Vanguard S&P 500 ETFVOO- 市場價值
- 7.95億
- 重量
- 0.05%
- AUM
- 1.7兆 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$703.71—
Vanguard Morningstar Mid-Cap ETFVO- 市場價值
- 6.23億
- 重量
- 0.28%
- AUM
- 2247億 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$82.97—
iShares Core S&P 500 ETFIVV- 市場價值
- 3.97億
- 重量
- 0.04%
- AUM
- 8918.41億 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$769.31—
State Street SPDR S&P 500 ETFSPY- 市場價值
- 3.67億
- 重量
- 0.04%
- AUM
- 8178.67億 USD
- 費用率
- 0.09%
- 價格 / 1日
- US$765.72—
Vanguard Morningstar Value ETFVTV- 市場價值
- 2.74億
- 重量
- 0.11%
- AUM
- 2565億 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$226.4—
iShares Select Dividend ETFDVY- 市場價值
- 2.55億
- 重量
- 1.07%
- AUM
- 238.55億 USD
- 費用率
- 0.38%
- 價格 / 1日
- US$164.09—
Invesco KBW Bank ETFKBWB- 市場價值
- 2.2億
- 重量
- 3.31%
- AUM
- 67.11億 USD
- 費用率
- 0.35%
- 價格 / 1日
- US$95.62—
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