
Provident Financial Services, Inc.
PFSNYSEFinancial ServicesBanks - Regional
一般交易時段
US$23.655
−US$0.055 · -0.23%
PFS公司概覽
盤中時間採用ET。市場資料可能有所延遲。
GoAI 研究快照
簡明呈現最新可用的模型資訊。
GoAI評分
Buy
Favorable setup — positive multi-factor alignment
估值
90
Deep Value
動能
53
Neutral
情緒
69
Bullish
風險韌性
79
Moderate Risk
完整 GoAI 研究
繼續查看更深入的依據、催化因素和風險。
人工智慧產生的上下文僅供參考,並非投資建議。
公司概況
公司網站Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
- 產業
- Banks - Regional
- 部門
- Financial Services
- 總部
- US
- 執行長
- Anthony J. Labozzetta
- 上市以來
- 2003年1月16日
- 僱員
- 1,842
市場位置
日內區間
目前US$23.655,
52週區間
目前US$23.655,
- 開盤價
- US$23.70
- 前收盤價
- US$23.71
- 成交量
- 30.89萬
- 0.31× 平均值
- 平均成交量
- 99.56萬
- 日均成交量
- 市值
- 30.83億 USD
- 貝塔
- 0.78
- 市場參考 1
- 50天平均值
- US$23.9218
- 低於平均水平-1.12%
- 200天平均值
- US$21.8559
- 高於平均水平+8.23%
財務數據
財務快照
最近十二個月估值與收益率
- 企業價值
- 48.85億 USD
- 本益比(TTM)
- 9.86×
- 股價淨值比(TTM)
- 1.06×
- 股價營收比(TTM)
- 2.23×
- EV/EBITDA
- 10.31×
- 盈餘收益率
- 11.30%
- 自由現金流收益率
- 16.71%
- 股息率
- 4.06%
獲利能力和效率
- 毛利率
- 63.16%
- 營業利益率
- 28.85%
- 淨利潤率
- 22.66%
- 股東權益報酬率
- 10.28%
- 資產報酬率
- 1.17%
- 投入資本報酬率
- -1.95%
財務健康
- 負債權益比
- 0.97×
- 流動比率
- 0.18×
- 奧特曼 Z 分數
- 0.43
- 皮奧特羅斯基 F 分數
- 6 共 9 個
財務報表
利潤率趨勢
獲利能力占已公布營收的百分比。
損益趨勢
營收
營業利益
淨利
| 項目(USD) | 2025會計年度 | 2024會計年度 | 2023會計年度 | 2022會計年度 | 2021會計年度 |
|---|---|---|---|---|---|
| 營收 | 13.83億 USD | 11.4億 USD | 6.96億 USD | 5.54億 USD | 4.89億 USD |
| 銷貨成本 | 5.16億 USD | 5.33億 USD | 2.45億 USD | 5363.3萬 USD | 1349.2萬 USD |
| 毛利 | 8.67億 USD | 6.07億 USD | 4.51億 USD | 5億 USD | 4.76億 USD |
| 銷售、一般及管理費用 | 2.72億 USD | 2.36億 USD | 1.62億 USD | 1.58億 USD | 1.54億 USD |
| 營業費用 | 4.59億 USD | 4.58億 USD | 2.75億 USD | 2.6億 USD | 2.49億 USD |
| 利息收入 | 12.73億 USD | 10.46億 USD | 6.16億 USD | 4.66億 USD | 4.02億 USD |
| 利息支出 | 5.12億 USD | 4.46億 USD | 2.16億 USD | 4862.9萬 USD | 3631.6萬 USD |
| 折舊和攤銷 | 6551.2萬 USD | 5458.7萬 USD | 2219萬 USD | 2370.9萬 USD | 2273萬 USD |
| 營業利益 | 4.08億 USD | 1.5億 USD | 1.76億 USD | 2.4億 USD | 2.27億 USD |
| 淨利 | 2.91億 USD | 1.16億 USD | 1.28億 USD | 1.76億 USD | 1.68億 USD |
公司資料更新於 2026年8月24日。
財報歷史與展望
- EPS優於預期率
- 73%
- 優於預期8次、低於預期3次、符合預期0次
- 平均EPS意外幅度
- -5.55%
- 11 類似報告
- 最新每股收益結果
- 0.6
- 預估0.57 · 優於預期6.19%
EPS:實際值與預估值
近期已公布業績
營收:實際值與預估值
近期已公布業績
分析師評級
第三方分析師預期可能變動,並非 GoAI 建議。
近期分析師行動
PFS同業公司
持有PFS的ETF
報告持有此股票曝險的交易所交易基金。
iShares Core S&P Small-Cap ETFIJR1.95億0.17%1111.89億 USD0.06%US$147.17-0.10%
Vanguard Morningstar Total Stock Market ETFVTI9766.42萬0.00%2.3兆 USD0.03%US$376.71-0.40%
Avantis U.S. Small Cap Value ETFAVUV8847.89萬0.28%312.65億 USD0.25%US$126.56+0.09%
iShares Russell 2000 ETFIWM7583.89萬0.09%816.21億 USD0.19%US$298.54-0.47%
Vanguard Morningstar Small-Cap ETFVB7024.49萬0.04%1834億 USD0.03%US$303.51-0.41%
Vanguard Morningstar Small-Cap Value ETFVBR4460.99萬0.06%683億 USD0.05%US$249.4+0.09%
Vanguard Extended Market ETFVXF3708.22萬0.04%937億 USD0.05%US$243.78-0.71%
State Street SPDR S&P Regional Banking ETFKRE3074.73萬0.76%40.62億 USD0.35%US$75.395+0.71%
iShares Core S&P Small-Cap ETFIJR- 市場價值
- 1.95億
- 重量
- 0.17%
- AUM
- 1111.89億 USD
- 費用率
- 0.06%
- 價格 / 1日
- US$147.17-0.10%
Vanguard Morningstar Total Stock Market ETFVTI- 市場價值
- 9766.42萬
- 重量
- 0.00%
- AUM
- 2.3兆 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$376.71-0.40%
Avantis U.S. Small Cap Value ETFAVUV- 市場價值
- 8847.89萬
- 重量
- 0.28%
- AUM
- 312.65億 USD
- 費用率
- 0.25%
- 價格 / 1日
- US$126.56+0.09%
iShares Russell 2000 ETFIWM- 市場價值
- 7583.89萬
- 重量
- 0.09%
- AUM
- 816.21億 USD
- 費用率
- 0.19%
- 價格 / 1日
- US$298.54-0.47%
Vanguard Morningstar Small-Cap ETFVB- 市場價值
- 7024.49萬
- 重量
- 0.04%
- AUM
- 1834億 USD
- 費用率
- 0.03%
- 價格 / 1日
- US$303.51-0.41%
Vanguard Morningstar Small-Cap Value ETFVBR- 市場價值
- 4460.99萬
- 重量
- 0.06%
- AUM
- 683億 USD
- 費用率
- 0.05%
- 價格 / 1日
- US$249.4+0.09%
Vanguard Extended Market ETFVXF- 市場價值
- 3708.22萬
- 重量
- 0.04%
- AUM
- 937億 USD
- 費用率
- 0.05%
- 價格 / 1日
- US$243.78-0.71%
State Street SPDR S&P Regional Banking ETFKRE- 市場價值
- 3074.73萬
- 重量
- 0.76%
- AUM
- 40.62億 USD
- 費用率
- 0.35%
- 價格 / 1日
- US$75.395+0.71%
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