/ACT
ACT Stock - Enact Holdings, Inc.
Financial Services|Insurance - SpecialtyNASDAQ
$40.40-0.54%
$0.22 (-0.54%) • Dec 19
49
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.78
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).0
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.99
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-27.0%upside
Target: $29.49
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Active Trade Setup
ENTRY ZONE$40.00 – $40.80
TARGET (TP)$29.50
STOP LOSS$37.17
RISK/REWARD1:-3.4
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.52
52W High$40.88
52W Low$30.79
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.20B | $1.15B | $1.09B | $1.12B | $1.11B |
| Gross Profit | $940.31M | $903.38M | $949.75M | $748.55M | $490.66M |
| Gross Margin | 78.2% | 78.3% | 86.7% | 66.8% | 44.3% |
| Operating Income | $878.06M | $851.51M | $898.22M | $695.22M | $472.42M |
| Net Income | $688.07M | $665.51M | $704.16M | $546.68M | $370.42M |
| Net Margin | 57.2% | 57.7% | 64.3% | 48.8% | 33.5% |
| EPS | $4.40 | $4.14 | $4.32 | $3.36 | $2.27 |
Company Overview
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company is involved in writing and assuming residential mortgage guaranty insurance. It offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and contract underwriting services for mortgage lenders. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings, Inc.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
2
29%
Hold / Neutral
3
43%
Sell / Underperform
2
29%
Analyst Consensus🔴 Bearish
2 Bullish5 Neutral/Bearish
Price Targets
$28
Average Target
↓ 29.9% Downside
Now
$25
Low
$28
Average
$39
High
Based on 9 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| May 5th 2025 | Keefe Bruyette | Downgrade | Market Perform | $39 |
| December 6th 2023 | UBS | Initiation | Neutral | $29 |
| November 13th 2023 | BofA Securities | Upgrade | Buy | $30 |
| May 9th 2023 | BofA Securities | Upgrade | Neutral | $27← $25 |
| February 8th 2023 | Keefe Bruyette | Upgrade | Outperform | $26.5← $25 |
| January 9th 2023 | Credit Suisse | Downgrade | Underperform | $24.5 |
| September 6th 2022 | JP Morgan | Downgrade | Neutral | $27 |
| August 18th 2022 | BofA Securities | Downgrade | Underperform | $25 |
| July 18th 2022 | Keefe Bruyette | Downgrade | Market Perform | $27← $28 |
Earnings History & Surprises
ACTBeat Rate
88%
Last 16 quarters
Avg Surprise
+15.4%
EPS vs Estimate
Beats / Misses
14/1
1 met exactly
Latest EPS
$1.12
Q4 2025
EPS Surprise History
Q4 23
+14.6%
$1.02vs$0.89
Q1 24
+6.5%
$0.98vs$0.92
Q2 24
+8.3%
$1.04vs$0.96
Q3 24
+28.3%
$1.27vs$0.99
Q1 25
+6.9%
$1.09vs$1.02
Q2 25
-1.8%
$1.10vs$1.12
Q3 25
+3.6%
$1.15vs$1.11
Q4 25
0.0%
$1.12vs$1.12
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Feb 3, 2026 | $1.09 | — | — | — |
Q4 2025 | Nov 5, 2025 | $1.12 | $1.12 | 0.0% | = MET |
Q3 2025 | Jul 30, 2025 | $1.11 | $1.15 | +3.6% | ✓ BEAT |
Q2 2025 | Apr 30, 2025 | $1.12 | $1.10 | -1.8% | ✗ MISS |
Q1 2025 | Feb 4, 2025 | $1.02 | $1.09 | +6.9% | ✓ BEAT |
Q3 2024 | Jul 31, 2024 | $0.99 | $1.27 | +28.3% | ✓ BEAT |
Q2 2024 | May 1, 2024 | $0.96 | $1.04 | +8.3% | ✓ BEAT |
Q1 2024 | Feb 6, 2024 | $0.92 | $0.98 | +6.5% | ✓ BEAT |
Q4 2023 | Nov 1, 2023 | $0.89 | $1.02 | +14.6% | ✓ BEAT |
Q3 2023 | Aug 1, 2023 | $0.84 | $1.04 | +23.8% | ✓ BEAT |
Q2 2023 | May 3, 2023 | $0.80 | $1.08 | +35.0% | ✓ BEAT |
Q1 2023 | Feb 6, 2023 | $0.84 | $0.88 | +4.8% | ✓ BEAT |
Q4 2022 | Nov 1, 2022 | $0.87 | $1.17 | +34.5% | ✓ BEAT |
Q3 2022 | Aug 1, 2022 | $0.86 | $1.25 | +45.3% | ✓ BEAT |
Q2 2022 | May 3, 2022 | $0.84 | $1.01 | +20.2% | ✓ BEAT |
Q1 2022 | Feb 1, 2022 | $0.83 | $0.94 | +13.3% | ✓ BEAT |
Q4 2021 | Nov 2, 2021 | $0.81 | $0.84 | +3.7% | ✓ BEAT |
Q3 2021 | Sep 17, 2021 | — | $0.80 | — | — |
Q1 2021 | Mar 31, 2021 | — | $0.77 | — | — |
Latest News
Keefe, Bruyette & Woods Maintains Market Perform on Enact Holdings, Raises Price Target to $43
📈 PositiveBenzinga•Dec 18, 2025, 01:51 PM
JP Morgan Maintains Neutral on Enact Holdings, Lowers Price Target to $39
➖ NeutralBenzinga•Nov 7, 2025, 08:18 PM
Enact Holdings Q3 Adj. EPS $1.12 Beats $1.09 Estimate, Sales $311.455M Miss $311.978M Estimate
➖ NeutralBenzinga•Nov 5, 2025, 10:00 PM
Frequently Asked Questions about ACT
What is ACT's current stock price?
Enact Holdings, Inc. (ACT) is currently trading at $40.40 per share. The stock has moved -0.54% today.
What is the analyst price target for ACT?
The average analyst price target for ACT is $29.50, based on 1 analyst.
What sector is Enact Holdings, Inc. in?
Enact Holdings, Inc. operates in the Financial Services sector, specifically within the Insurance - Specialty industry. The company is traded on the NASDAQ exchange.
What is ACT's market cap?
Enact Holdings, Inc. has a market capitalization of $5.83 billion, making it a mid-cap company.
Does ACT pay dividends?
No, Enact Holdings, Inc. does not currently pay a dividend to shareholders.
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