/ESNT
ESNT Stock - Essent Group Ltd.
Financial Services|Insurance - SpecialtyNYSE
$66.26-0.84%
$0.56 (-0.84%) • Dec 19
63
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.77
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).49
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.84
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-0.4%upside
Target: $65.99
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ENTRY ZONE$65.60 – $66.92
TARGET (TP)$66.00
STOP LOSS$60.96
RISK/REWARD1:-0.0
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.90
52W High$67.09
52W Low$51.61
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $1.27B | $1.13B | $1.02B | $1.03B | $955.15M |
| Gross Profit | $1.19B | $1.10B | $1.19B | $997.45M | $653.86M |
| Gross Margin | 93.6% | 97.2% | 117.2% | 97.0% | 68.5% |
| Operating Income | $855.49M | $823.00M | $988.19M | $822.31M | $490.10M |
| Net Income | $729.40M | $696.39M | $831.35M | $681.78M | $413.04M |
| Net Margin | 57.6% | 61.6% | 81.6% | 66.3% | 43.2% |
| EPS | $6.92 | $6.56 | $7.75 | $6.13 | $3.89 |
Company Overview
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. Its mortgage insurance products include primary, pool, and master policy. The company also provides information technology maintenance and development services; customer support-related services; underwriting consulting; and contract underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. The company was founded in 2008 and is based in Hamilton, Bermuda.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
1
14%
Hold / Neutral
6
86%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
1 Bullish6 Neutral/Bearish
Price Targets
$57
Average Target
↓ 14.6% Downside
Now
$43
Low
$57
Average
$70
High
Based on 12 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 7th 2025 | JP Morgan | Downgrade | Neutral | $65 |
| July 7th 2025 | Keefe Bruyette | Downgrade | Market Perform | $67 |
| April 8th 2025 | JP Morgan | Upgrade | Overweight | $60 |
| January 6th 2025 | Barclays | Downgrade | Equal Weight | $58← $69 |
| August 5th 2024 | Keefe Bruyette | Upgrade | Outperform | $70← $65 |
| April 3rd 2024 | JP Morgan | Downgrade | Neutral | $61← $58 |
| December 6th 2023 | UBS | Initiation | Neutral | $54 |
| November 15th 2023 | Barclays | Initiation | Overweight | $60 |
| June 13th 2023 | Keefe Bruyette | Downgrade | Market Perform | $50 |
| January 6th 2023 | Barclays | Downgrade | Equal Weight | $43← $54 |
| January 5th 2023 | Goldman | Downgrade | Neutral | $44 |
| April 11th 2022 | JP Morgan | Upgrade | Overweight | $47 |
Earnings History & Surprises
ESNTBeat Rate
74%
Last 19 quarters
Avg Surprise
+12.2%
EPS vs Estimate
Beats / Misses
14/4
1 met exactly
Latest EPS
$1.67
Q4 2025
EPS Surprise History
Q1 24
+3.1%
$1.64vs$1.59
Q2 24
+6.9%
$1.70vs$1.59
Q3 24
+13.7%
$1.91vs$1.68
Q4 24
-4.6%
$1.65vs$1.73
Q1 25
-5.4%
$1.58vs$1.67
Q2 25
+2.4%
$1.69vs$1.65
Q3 25
+14.9%
$1.93vs$1.68
Q4 25
-5.6%
$1.67vs$1.77
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Feb 13, 2026 | $1.75 | — | — | — |
Q4 2025 | Nov 7, 2025 | $1.77 | $1.67 | -5.6% | ✗ MISS |
Q3 2025 | Aug 8, 2025 | $1.68 | $1.93 | +14.9% | ✓ BEAT |
Q2 2025 | May 9, 2025 | $1.65 | $1.69 | +2.4% | ✓ BEAT |
Q1 2025 | Feb 14, 2025 | $1.67 | $1.58 | -5.4% | ✗ MISS |
Q4 2024 | Nov 1, 2024 | $1.73 | $1.65 | -4.6% | ✗ MISS |
Q3 2024 | Aug 2, 2024 | $1.68 | $1.91 | +13.7% | ✓ BEAT |
Q2 2024 | May 3, 2024 | $1.59 | $1.70 | +6.9% | ✓ BEAT |
Q1 2024 | Feb 9, 2024 | $1.59 | $1.64 | +3.1% | ✓ BEAT |
Q4 2023 | Nov 2, 2023 | $1.57 | $1.66 | +5.7% | ✓ BEAT |
Q3 2023 | Aug 4, 2023 | $1.51 | $1.61 | +6.6% | ✓ BEAT |
Q2 2023 | May 5, 2023 | $1.45 | $1.59 | +9.7% | ✓ BEAT |
Q1 2023 | Feb 10, 2023 | $1.48 | $1.37 | -7.4% | ✗ MISS |
Q4 2022 | Nov 4, 2022 | $1.51 | $1.66 | +9.9% | ✓ BEAT |
Q3 2022 | Aug 5, 2022 | $1.51 | $2.16 | +43.0% | ✓ BEAT |
Q2 2022 | May 6, 2022 | $1.46 | $2.52 | +72.6% | ✓ BEAT |
Q1 2022 | Feb 11, 2022 | $1.40 | $1.64 | +17.1% | ✓ BEAT |
Q4 2021 | Nov 5, 2021 | $1.35 | $1.84 | +36.3% | ✓ BEAT |
Q3 2021 | Aug 6, 2021 | $1.26 | $1.42 | +12.7% | ✓ BEAT |
Q2 2021 | May 7, 2021 | $1.21 | $1.21 | 0.0% | = MET |
Latest News
Keefe, Bruyette & Woods Maintains Market Perform on Essent Group, Raises Price Target to $73
📈 PositiveBenzinga•Dec 18, 2025, 01:55 PM
ESNT stock has given up its prior loss. Essent Group shares were trading lower after the company reported worse-than-expected Q3 financial results.
➖ NeutralBenzinga•Nov 7, 2025, 08:56 PM
Essent Group shares are trading lower after the company reported worse-than-expected Q3 financial results.
📉 NegativeBenzinga•Nov 7, 2025, 01:43 PM
Essent Group Q3 EPS $1.67 Misses $1.78 Estimate, Sales $311.830M Miss $315.440M Estimate
📉 NegativeBenzinga•Nov 7, 2025, 11:30 AM
JP Morgan Downgrades Essent Group to Neutral, Lowers Price Target to $65
📉 NegativeBenzinga•Oct 7, 2025, 02:32 PM•Also:
J.P. Morgan downgrades Synchrony, OneMain, Oportun, Sallie Mae, Essent ahead of Q3 results
📉 NegativeSeeking Alpha•Oct 7, 2025, 12:23 PM•Also: ,
Barclays Maintains Equal-Weight on Essent Group, Raises Price Target to $66
📈 PositiveBenzinga•Oct 6, 2025, 01:04 PM•Also:
Frequently Asked Questions about ESNT
What is ESNT's current stock price?
Essent Group Ltd. (ESNT) is currently trading at $66.26 per share. The stock has moved -0.84% today.
What is the analyst price target for ESNT?
The average analyst price target for ESNT is $66.00, based on 1 analyst.
What sector is Essent Group Ltd. in?
Essent Group Ltd. operates in the Financial Services sector, specifically within the Insurance - Specialty industry. The company is traded on the NYSE exchange.
What is ESNT's market cap?
Essent Group Ltd. has a market capitalization of $6.41 billion, making it a mid-cap company.
Does ESNT pay dividends?
No, Essent Group Ltd. does not currently pay a dividend to shareholders.
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