/AFL
AFL Stock - Aflac Incorporated
Financial Services|Insurance - LifeNYSE
$110.36-0.09%
$0.10 (-0.09%) • Dec 19
61
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.55
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).53
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.94
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+1.5%upside
Target: $112.02
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ENTRY ZONE$109.26 – $111.46
TARGET (TP)$112.00
STOP LOSS$101.53
RISK/REWARD1:0.2
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.66
52W High$115.84
52W Low$96.95
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $19.13B | $18.84B | $19.15B | $21.55B | $22.26B |
| Gross Profit | $6.82B | $18.84B | $19.15B | $21.55B | $22.26B |
| Gross Margin | 35.6% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating Income | $6.42B | $5.26B | $4.87B | $5.21B | $4.16B |
| Net Income | $5.44B | $4.66B | $4.42B | $4.23B | $4.78B |
| Net Margin | 28.5% | 24.7% | 23.1% | 19.6% | 21.5% |
| EPS | $9.68 | $7.81 | $6.96 | $6.42 | $6.69 |
Company Overview
Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
1
14%
Hold / Neutral
4
57%
Sell / Underperform
2
29%
Analyst Consensus🔴 Bearish
1 Bullish6 Neutral/Bearish
Price Targets
$86
Average Target
↓ 21.9% Downside
Now
$60
Low
$86
Average
$111
High
Based on 9 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 16th 2025 | Mizuho | Initiation | Underperform | $104 |
| January 23rd 2025 | BMO Capital Markets | Initiation | Market Perform | $111 |
| October 9th 2024 | TD Cowen | Initiation | Hold | $102 |
| September 5th 2024 | Barclays | Initiation | Underweight | $96 |
| January 4th 2024 | Evercore ISI | Downgrade | Underperform | $78← $76 |
| August 18th 2023 | Morgan Stanley | Downgrade | Equal Weight | $75← $74 |
| June 5th 2023 | BofA Securities | Resumed | Buy | $77 |
| April 25th 2023 | Wells Fargo | Initiation | Equal Weight | $73 |
| May 24th 2022 | Citigroup | Initiation | Neutral | $60 |
Earnings History & Surprises
AFLBeat Rate
83%
Last 18 quarters
Avg Surprise
+10.6%
EPS vs Estimate
Beats / Misses
15/3
Last 12 quarters
Latest EPS
$2.49
Q4 2025
EPS Surprise History
Q1 24
-13.8%
$1.25vs$1.45
Q2 24
+5.1%
$1.66vs$1.58
Q3 24
+14.4%
$1.83vs$1.60
Q4 24
+27.8%
$2.16vs$1.69
Q1 25
-3.7%
$1.56vs$1.62
Q2 25
-0.6%
$1.66vs$1.67
Q3 25
+4.7%
$1.78vs$1.70
Q4 25
+40.7%
$2.49vs$1.77
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Feb 4, 2026 | $1.74 | — | — | — |
Q4 2025 | Nov 4, 2025 | $1.77 | $2.49 | +40.7% | ✓ BEAT |
Q3 2025 | Aug 5, 2025 | $1.70 | $1.78 | +4.7% | ✓ BEAT |
Q2 2025 | Apr 30, 2025 | $1.67 | $1.66 | -0.6% | ✗ MISS |
Q1 2025 | Feb 5, 2025 | $1.62 | $1.56 | -3.7% | ✗ MISS |
Q4 2024 | Oct 30, 2024 | $1.69 | $2.16 | +27.8% | ✓ BEAT |
Q3 2024 | Jul 31, 2024 | $1.60 | $1.83 | +14.4% | ✓ BEAT |
Q2 2024 | May 1, 2024 | $1.58 | $1.66 | +5.1% | ✓ BEAT |
Q1 2024 | Jan 31, 2024 | $1.45 | $1.25 | -13.8% | ✗ MISS |
Q4 2023 | Nov 1, 2023 | $1.44 | $1.84 | +27.8% | ✓ BEAT |
Q3 2023 | Aug 1, 2023 | $1.42 | $1.58 | +11.3% | ✓ BEAT |
Q2 2023 | Apr 26, 2023 | $1.40 | $1.55 | +10.7% | ✓ BEAT |
Q1 2023 | Feb 1, 2023 | $1.21 | $1.29 | +6.6% | ✓ BEAT |
Q4 2022 | Oct 31, 2022 | $1.22 | $1.23 | +0.8% | ✓ BEAT |
Q3 2022 | Aug 1, 2022 | $1.29 | $1.46 | +13.2% | ✓ BEAT |
Q2 2022 | Apr 27, 2022 | $1.37 | $1.42 | +3.6% | ✓ BEAT |
Q1 2022 | Feb 2, 2022 | $1.27 | $1.28 | +0.8% | ✓ BEAT |
Q4 2021 | Oct 27, 2021 | $1.32 | $1.53 | +15.9% | ✓ BEAT |
Q3 2021 | Jul 28, 2021 | $1.27 | $1.59 | +25.2% | ✓ BEAT |
Latest News
Mizuho Initiates Coverage On Aflac with Underperform Rating, Announces Price Target of $104
📉 NegativeBenzinga•Dec 16, 2025, 12:48 PM
Morgan Stanley Maintains Equal-Weight on Aflac, Raises Price Target to $118
➖ NeutralBenzinga•Nov 17, 2025, 02:45 PM
AFLAC Increases Quarterly Dividend From $0.58 To $0.61 Per Share
📈 PositiveBenzinga•Nov 11, 2025, 07:04 PM
Wells Fargo Maintains Equal-Weight on Aflac, Raises Price Target to $109
➖ NeutralBenzinga•Nov 7, 2025, 06:37 PM
Evercore ISI Group Maintains Underperform on Aflac, Raises Price Target to $111
➖ NeutralBenzinga•Nov 7, 2025, 02:10 PM
JP Morgan Maintains Neutral on Aflac, Raises Price Target to $101
➖ NeutralBenzinga•Nov 5, 2025, 07:28 PM
Aflac shares are trading higher after the company reported earnings and revenue that beat analyst estimates.
📈 PositiveBenzinga•Nov 5, 2025, 05:50 PM
Barclays Maintains Underweight on Aflac, Raises Price Target to $104
➖ NeutralBenzinga•Nov 5, 2025, 04:17 PM•Also:
Aflac Q3 Adj. EPS $2.49 Beats $1.77 Estimate, Sales $4.740B Beat $4.383B Estimate
📈 PositiveBenzinga•Nov 4, 2025, 09:11 PM
Keefe, Bruyette & Woods Maintains Market Perform on Aflac, Raises Price Target to $110
📈 PositiveBenzinga•Oct 9, 2025, 04:56 PM
Evercore ISI Group Maintains Underperform on Aflac, Raises Price Target to $110
➖ NeutralBenzinga•Oct 9, 2025, 03:51 PM
Barclays Maintains Underweight on Aflac, Raises Price Target to $102
➖ NeutralBenzinga•Oct 8, 2025, 02:57 PM•Also:
Morgan Stanley Maintains Equal-Weight on Aflac, Raises Price Target to $113
➖ NeutralBenzinga•Aug 18, 2025, 01:01 PM
Frequently Asked Questions about AFL
What is AFL's current stock price?
Aflac Incorporated (AFL) is currently trading at $110.36 per share. The stock has moved -0.09% today.
What is the analyst price target for AFL?
The average analyst price target for AFL is $112.00, based on 1 analyst.
What sector is Aflac Incorporated in?
Aflac Incorporated operates in the Financial Services sector, specifically within the Insurance - Life industry. The company is traded on the NYSE exchange.
What is AFL's market cap?
Aflac Incorporated has a market capitalization of $59.70 billion, making it a large-cap company.
Does AFL pay dividends?
No, Aflac Incorporated does not currently pay a dividend to shareholders.
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