CNO Stock - CNO Financial Group, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $4.45B | $4.15B | $3.58B | $4.12B | $3.82B |
| Gross Profit | $1.70B | $1.53B | $1.79B | $1.70B | $1.28B |
| Gross Margin | 38.3% | 37.0% | 50.1% | 41.2% | 33.6% |
| Operating Income | $518.30M | $356.80M | $816.50M | $733.10M | $344.30M |
| Net Income | $404.00M | $276.50M | $630.60M | $570.30M | $301.80M |
| Net Margin | 9.1% | 6.7% | 17.6% | 13.8% | 7.9% |
| EPS | $3.81 | $2.44 | $5.45 | $3.43 | $2.12 |
CNO Financial Group, Inc., through its subsidiaries, develops, markets, and administers health insurance, annuity, individual life insurance, and other insurance products for senior and middle-income markets in the United States. It offers Medicare supplement, supplemental health, and long-term care insurance policies; life insurance; and annuities, as well as Medicare advantage plans to individuals through phone, online, mail, and face-to-face. The company also focuses on worksite and group sales for businesses, associations, and other membership groups by interacting with customers at their place of employment. In addition, it provides fixed index annuities; fixed interest annuities, including fixed rate single and flexible premium deferred annuities; single premium immediate annuities; supplemental health products, such as specified disease, accident, and hospital indemnity products; and long-term care plans primarily to retirees and older self-employed individuals in the middle-income market. Further, the company offers universal life and other interest-sensitive life products; and traditional life policies that include whole life, graded benefit life, term life, and single premium whole life products, as well as graded benefit life insurance products. CNO Financial Group, Inc. markets its products under the Bankers Life, Washington National, and Colonial Penn brand names. The company sells its products through agents, independent producers, and direct marketing. CNO Financial Group, Inc. was founded in 1979 and is headquartered in Carmel, Indiana.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 15th 2025 | Jefferies | Upgrade | Buy | $47 |
| January 23rd 2025 | BMO Capital Markets | Initiation | Market Perform | $38 |
| April 16th 2024 | Piper Sandler | Upgrade | Overweight | $29 |
| January 4th 2024 | Evercore ISI | Downgrade | Underperform | $26← $24 |
| June 29th 2023 | Raymond James | Resumed | Market Perform | - |
| September 13th 2022 | RBC Capital Mkts | Initiation | Outperform | $25 |
Earnings History & Surprises
CNOEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Feb 5, 2026 | $1.20 | — | — | — |
Q4 2025 | Nov 3, 2025 | $1.21 | $0.96 | -20.7% | ✗ MISS |
Q3 2025 | Jul 28, 2025 | $0.85 | $0.87 | +2.4% | ✓ BEAT |
Q2 2025 | Apr 28, 2025 | $0.79 | $0.79 | 0.0% | = MET |
Q1 2025 | Feb 6, 2025 | $1.06 | $1.31 | +23.6% | ✓ BEAT |
Q4 2024 | Oct 31, 2024 | $0.84 | $1.11 | +32.1% | ✓ BEAT |
Q3 2024 | Jul 29, 2024 | $0.71 | $1.05 | +47.9% | ✓ BEAT |
Q2 2024 | Apr 29, 2024 | $0.64 | $0.52 | -18.8% | ✗ MISS |
Q1 2024 | Feb 6, 2024 | $0.85 | $1.18 | +38.8% | ✓ BEAT |
Q4 2023 | Nov 6, 2023 | $0.74 | $0.88 | +18.9% | ✓ BEAT |
Q3 2023 | Jul 31, 2023 | $0.67 | $0.54 | -19.4% | ✗ MISS |
Q2 2023 | May 1, 2023 | $0.65 | $0.51 | -21.5% | ✗ MISS |
Q1 2023 | Feb 7, 2023 | $0.56 | $0.56 | 0.0% | = MET |
Q4 2022 | Oct 31, 2022 | $0.48 | $0.49 | +2.1% | ✓ BEAT |
Q3 2022 | Aug 1, 2022 | $0.48 | $0.85 | +77.1% | ✓ BEAT |
Q2 2022 | May 2, 2022 | $0.57 | $0.42 | -26.3% | ✗ MISS |
Q1 2022 | Feb 8, 2022 | $0.61 | $0.87 | +42.6% | ✓ BEAT |
Q4 2021 | Oct 27, 2021 | $0.61 | $0.72 | +18.0% | ✓ BEAT |
Q3 2021 | Jul 28, 2021 | $0.56 | $0.66 | +17.9% | ✓ BEAT |
Latest News
Jefferies Upgrades CNO Finl Group to Buy, Raises Price Target to $47
📈 PositiveCNO Finl Group Q3 Adj. EPS $1.29 Beats $0.92 Estimate, Sales $1.189B Beat $973.504M Estimate
📈 PositiveKeefe, Bruyette & Woods Maintains Market Perform on CNO Finl Group, Raises Price Target to $45
📈 PositiveFrequently Asked Questions about CNO
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