BCML Stock - BayCom Corp
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $137.71M | $132.91M | $111.25M | $92.79M | $95.62M |
| Gross Profit | $95.87M | $102.43M | $96.45M | $83.52M | $76.40M |
| Gross Margin | 69.6% | 77.1% | 86.7% | 90.0% | 79.9% |
| Operating Income | $32.12M | $38.16M | $32.44M | $28.48M | $18.23M |
| Net Income | $23.61M | $27.43M | $23.73M | $20.69M | $13.73M |
| Net Margin | 17.1% | 20.6% | 21.3% | 22.3% | 14.4% |
| EPS | $2.10 | $2.27 | $1.81 | $1.90 | $1.15 |
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
Visit WebsiteRating Distribution
Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| February 12th 2025 | Hovde Group | Downgrade | Market Perform | $31 |
| October 18th 2024 | Hovde Group | Reiterated | Outperform | $28← $26 |
| July 12th 2024 | Hovde Group | Resumed | Outperform | $24 |
| April 22nd 2024 | Hovde Group | Resumed | Outperform | $24← $23.5 |
Earnings History & Surprises
BCMLEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 15, 2026 | — | — | — | — |
Q1 2026 | Jan 22, 2026 | $0.65 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.52 | $0.46 | -11.5% | ✗ MISS |
Q3 2025 | Jul 17, 2025 | $0.55 | $0.58 | +5.5% | ✓ BEAT |
Q2 2025 | Apr 17, 2025 | $0.52 | $0.51 | -1.9% | ✗ MISS |
Q1 2025 | Mar 14, 2025 | — | $0.55 | — | — |
Q4 2024 | Oct 17, 2024 | $0.51 | $0.54 | +5.9% | ✓ BEAT |
Q3 2024 | Jul 18, 2024 | $0.48 | $0.50 | +4.2% | ✓ BEAT |
Q2 2024 | Apr 18, 2024 | $0.56 | $0.51 | -8.9% | ✗ MISS |
Q1 2024 | Mar 15, 2024 | — | $0.55 | — | — |
Q4 2023 | Oct 19, 2023 | $0.53 | $0.56 | +5.7% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $0.53 | $0.59 | +11.3% | ✓ BEAT |
Q2 2023 | Apr 20, 2023 | $0.58 | $0.55 | -5.2% | ✗ MISS |
Q1 2023 | Mar 30, 2023 | — | $0.62 | — | — |
Q4 2022 | Oct 20, 2022 | $0.58 | $0.54 | -6.9% | ✗ MISS |
Q3 2022 | Jul 21, 2022 | $0.53 | $0.38 | -28.3% | ✗ MISS |
Q2 2022 | Apr 21, 2022 | $0.45 | $0.51 | +13.3% | ✓ BEAT |
Q1 2022 | Mar 31, 2022 | — | $0.51 | — | — |
Q4 2021 | Oct 21, 2021 | $0.48 | $0.51 | +6.3% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $0.42 | $0.49 | +16.7% | ✓ BEAT |
Latest News
BayCom Increases Its Quarterly Cash Dividend From $0.25 To $0.30
📈 PositiveBayCom Q3 EPS $0.46 Misses $0.52 Estimate, Sales $25.657M Beat $24.233M Estimate
➖ NeutralBayCom shares are trading higher after the company announced a boost to its quarterly dividend from $0.20 per share to $0.25.
📈 PositiveBayCom Boosts Quarterly Cash Dividend By 25% From $0.20 To $0.25 Per Share
📈 PositiveFrequently Asked Questions about BCML
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