PCB Stock - PCB Bancorp
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $191.91M | $161.86M | $116.25M | $99.91M | $91.50M |
| Gross Profit | $96.31M | $99.32M | $100.53M | $100.17M | $64.71M |
| Gross Margin | 50.2% | 61.4% | 86.5% | 100.3% | 70.7% |
| Operating Income | $36.29M | $43.26M | $49.40M | $56.96M | $23.01M |
| Net Income | $25.81M | $30.70M | $34.99M | $40.10M | $16.18M |
| Net Margin | 13.4% | 19.0% | 30.1% | 40.1% | 17.7% |
| EPS | $1.75 | $2.14 | $2.36 | $2.66 | $1.05 |
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to small to medium-sized businesses, individuals, and professionals in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, Small Business Administration (SBA) property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, SBA commercial term, and SBA Paycheck Protection Program loans; and other consumer loans comprising automobile secured loans and personal loans. In addition, the company offers access to account balances, online transfers, and online bill payment and electronic delivery of customer statements; and mobile banking solutions that include remote check deposit and mobile bill pay. Further, it provides automated teller machines; and banking by telephone, mail, personal appointment, debit cards, direct deposit, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services. The company operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and one full-service branch in each of Englewood Cliffs, New Jersey, and Bayside, New York. It also operates 10 loan production offices in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| June 16th 2023 | Piper Sandler | Resumed | Neutral | $17 |
| April 11th 2022 | Raymond James | Downgrade | Market Perform | - |
Earnings History & Surprises
PCBEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 22, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $0.61 | — | — | — |
Q4 2025 | Oct 23, 2025 | $0.61 | $0.78 | +27.9% | ✓ BEAT |
Q3 2025 | Jul 24, 2025 | $0.60 | $0.62 | +3.3% | ✓ BEAT |
Q2 2025 | May 23, 2025 | — | $0.54 | — | — |
Q2 2025 | Apr 24, 2025 | $0.51 | $0.53 | +3.9% | ✓ BEAT |
Q4 2024 | Oct 24, 2024 | $0.45 | $0.52 | +15.6% | ✓ BEAT |
Q3 2024 | Jul 25, 2024 | $0.42 | $0.43 | +2.4% | ✓ BEAT |
Q2 2024 | Apr 25, 2024 | $0.45 | $0.33 | -26.7% | ✗ MISS |
Q1 2024 | Mar 12, 2024 | — | $0.41 | — | — |
Q4 2023 | Oct 25, 2023 | $0.49 | $0.49 | 0.0% | = MET |
Q3 2023 | Jul 27, 2023 | $0.51 | $0.52 | +2.0% | ✓ BEAT |
Q2 2023 | Apr 21, 2023 | $0.47 | $0.70 | +48.9% | ✓ BEAT |
Q1 2023 | Jan 26, 2023 | $0.66 | $0.58 | -12.1% | ✗ MISS |
Q4 2022 | Oct 27, 2022 | $0.67 | $0.46 | -31.3% | ✗ MISS |
Q3 2022 | Jul 28, 2022 | $0.64 | $0.60 | -6.3% | ✗ MISS |
Q2 2022 | Apr 28, 2022 | $0.58 | $0.67 | +15.5% | ✓ BEAT |
Q1 2022 | Jan 27, 2022 | $0.64 | $0.70 | +9.4% | ✓ BEAT |
Q4 2021 | Oct 28, 2021 | $0.59 | $0.73 | +23.7% | ✓ BEAT |
Q3 2021 | Jul 22, 2021 | $0.49 | $0.64 | +30.6% | ✓ BEAT |
Latest News
Keefe, Bruyette & Woods Maintains Market Perform on PCB Bancorp, Raises Price Target to $25
➖ NeutralPiper Sandler Maintains Neutral on PCB Bancorp, Raises Price Target to $24
➖ NeutralPCB Bancorp Q3 EPS $0.78 Beats $0.60 Estimate, Sales $30.392M Beat $30.267M Estimate
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