/BLFY
BLFY Stock - Blue Foundry Bancorp
Financial Services|Banks - RegionalNASDAQ
$12.62-2.17%
$0.28 (-2.17%) • Dec 19
67
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.92
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).40
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.98
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+-4.9%upside
Target: $12.00
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ENTRY ZONE$12.49 – $12.75
TARGET (TP)$12.00
STOP LOSS$11.61
RISK/REWARD1:-0.6
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Price Chart
Financial Statements
Revenue & Profitability Trend
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Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.56
52W High$13.13
52W Low$7.61
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $87.25M | $80.91M | $65.08M | $58.53M | $50.06M |
| Gross Profit | $40.69M | $44.16M | $55.82M | $47.26M | $23.67M |
| Gross Margin | 46.6% | 54.6% | 85.8% | 80.7% | 47.3% |
| Operating Income | $-11,911,000 | $-7,397,000 | $2.73M | $-26,724,000 | $-39,372,000 |
| Net Income | $-11,911,000 | $-7,397,000 | $2.40M | $-36,342,000 | $-31,506,000 |
| Net Margin | -13.7% | -9.1% | 3.7% | -62.1% | -62.9% |
| EPS | $-0.55 | $-0.31 | $0.09 | $-1.38 | $-1.13 |
Company Overview
Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses. The company offers deposits; and loans, such as one-to-four family residential property, home equity, commercial real estate, multi-family, construction, commercial and industrial, and other consumer loans, as well as home equity lines of credit. As of December 31, 2021, it operated 17 full-service branch offices located in northern New Jersey. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
0%
Hold / Neutral
2
100%
Sell / Underperform
0%
Analyst Consensus🔴 Bearish
0 Bullish2 Neutral/Bearish
Price Targets
$11
Average Target
↓ 9.9% Downside
Now
$10
Low
$11
Average
$13
High
Based on 2 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| May 17th 2023 | Piper Sandler | Initiation | Neutral | $9.5 |
| January 25th 2023 | Compass Point | Downgrade | Neutral | - |
| August 30th 2022 | Keefe Bruyette | Initiation | Market Perform | $13.25 |
Earnings History & Surprises
BLFYBeat Rate
82%
Last 11 quarters
Avg Surprise
+149.2%
EPS vs Estimate
Beats / Misses
9/1
1 met exactly
Latest EPS
$-0.10
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
+38.1%
$-0.13vs$-0.21
Q3 24
+47.6%
$-0.11vs$-0.21
Q4 24
-11.8%
$-0.19vs$-0.17
Q1 25
No data
Q2 25
+18.8%
$-0.13vs$-0.16
Q3 25
+9.1%
$-0.10vs$-0.11
Q4 25
0.0%
$-0.10vs$-0.10
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q1 2026 | Feb 4, 2026 | $-0.08 | — | — | — |
Q4 2025 | Oct 29, 2025 | $-0.10 | $-0.10 | 0.0% | = MET |
Q3 2025 | Jul 30, 2025 | $-0.11 | $-0.10 | +9.1% | ✓ BEAT |
Q2 2025 | Apr 30, 2025 | $-0.16 | $-0.13 | +18.8% | ✓ BEAT |
Q1 2025 | Mar 27, 2025 | — | $-0.13 | — | — |
Q4 2024 | Oct 23, 2024 | $-0.17 | $-0.19 | -11.8% | ✗ MISS |
Q3 2024 | Jul 24, 2024 | $-0.21 | $-0.11 | +47.6% | ✓ BEAT |
Q2 2024 | Apr 24, 2024 | $-0.21 | $-0.13 | +38.1% | ✓ BEAT |
Q1 2024 | Mar 27, 2024 | — | $-0.13 | — | — |
Q4 2023 | Oct 25, 2023 | $-0.11 | $-0.06 | +45.5% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $-0.11 | $-0.08 | +27.3% | ✓ BEAT |
Q2 2023 | Apr 26, 2023 | $-0.06 | $-0.05 | +16.7% | ✓ BEAT |
Q1 2023 | Mar 30, 2023 | — | $0.02 | — | — |
Q4 2022 | Oct 26, 2022 | $0.00 | $0.05 | +1150.0% | ✓ BEAT |
Q3 2022 | Jul 27, 2022 | — | $0.00 | — | — |
Q2 2022 | Apr 27, 2022 | $0.01 | $0.02 | +300.0% | ✓ BEAT |
Q1 2022 | Mar 14, 2022 | — | $-0.75 | — | — |
Q4 2021 | Oct 22, 2021 | — | $-0.68 | — | — |
Q3 2021 | Jul 23, 2021 | — | $-0.04 | — | — |
Q2 2021 | Jun 17, 2021 | — | $-0.03 | — | — |
Latest News
Blue Foundry shares are trading higher after the company announced it has agreed to be acquired by Fulton Financial in an all-stock deal.
📈 PositiveBenzinga•Nov 24, 2025, 03:17 PM•Also:
Trading Halt: Halt status updated at 9:00:00 AM ET: Quotation Resumption: News and Resumption Times
➖ NeutralBenzinga•Nov 24, 2025, 02:00 PM
Fulton Financial Corp To Acquire Blue Foundry Bancorp In ~$243M All-Stock Deal, Or $11.67/Share
➖ NeutralBenzinga•Nov 24, 2025, 01:48 PM•Also:
Trading Halt: Halted at 8:40:00 a.m. ET - Trading Halt: Halt News Pending
➖ NeutralBenzinga•Nov 24, 2025, 01:40 PM
Blue Foundry Q3 EPS $(0.10), Inline, Sales $12.607M Beat $12.140M Estimate
📈 PositiveBenzinga•Oct 29, 2025, 12:16 PM
Frequently Asked Questions about BLFY
What is BLFY's current stock price?
Blue Foundry Bancorp (BLFY) is currently trading at $12.62 per share. The stock has moved -2.17% today.
What is the analyst price target for BLFY?
The average analyst price target for BLFY is $12.00, based on 1 analyst.
What sector is Blue Foundry Bancorp in?
Blue Foundry Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is BLFY's market cap?
Blue Foundry Bancorp has a market capitalization of $0.26 billion, making it a small-cap company.
Does BLFY pay dividends?
No, Blue Foundry Bancorp does not currently pay a dividend to shareholders.
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