/INBK
INBK Stock - First Internet Bancorp
Financial Services|Banks - RegionalNASDAQ
$21.55-4.77%
$1.08 (-4.77%) • Dec 19
60
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.55
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).54
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.86
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+2.1%upside
Target: $22.00
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for INBK
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$21.33 – $21.77
TARGET (TP)$22.00
STOP LOSS$19.83
RISK/REWARD1:0.3
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
← Swipe to see more →
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta0.85
52W High$37.80
52W Low$17.05
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $333.42M | $259.85M | $173.73M | $162.09M | $171.16M |
| Gross Profit | $111.70M | $78.62M | $108.94M | $113.73M | $89.52M |
| Gross Margin | 33.5% | 30.3% | 62.7% | 70.2% | 52.3% |
| Operating Income | $27.54M | $4.94M | $40.10M | $56.57M | $33.90M |
| Net Income | $25.28M | $8.42M | $35.54M | $48.11M | $29.45M |
| Net Margin | 7.6% | 3.2% | 20.5% | 29.7% | 17.2% |
| EPS | $2.91 | $0.95 | $3.73 | $4.85 | $2.99 |
Company Overview
First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides commercial and retail banking products and services to individuals and commercial customers in the United States. The company accepts non-interest bearing and interest-bearing demand deposit, savings, money market, and brokered deposit accounts, as well as certificates of deposit. It also offers commercial and industrial, owner-occupied and investor commercial real estate, construction, residential mortgage, home equity and improvement, small installment, term, and other consumer loans, as well as single tenant lease financing, and public and healthcare finance; franchise finance; and small business lending. In addition, the company is involved in the purchase, manage, service, and safekeeping of municipal securities; and provision of municipal finance lending and leasing products to government entities. In addition, it offers corporate credit card and treasury management services. The company provides its services through its firstib.com Website. First Internet Bancorp was founded in 1999 and is headquartered in Fishers, Indiana.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
6
67%
Hold / Neutral
3
33%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
6 Bullish3 Neutral/Bearish
Price Targets
$33
Average Target
↑ 53.1% Upside
Now
$26
Low
$33
Average
$44
High
Based on 10 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| October 24th 2025 | Hovde Group | Reiterated | Outperform | $26← $29 |
| July 28th 2025 | Hovde Group | Reiterated | Outperform | $29← $32 |
| April 25th 2025 | Hovde Group | Reiterated | Outperform | $28← $39 |
| July 26th 2024 | Hovde Group | Reiterated | Outperform | $44← $38 |
| April 26th 2024 | Hovde Group | Reiterated | Outperform | $38← $38.5 |
| December 18th 2023 | Craig Hallum | Upgrade | Buy | $35← $19 |
| October 21st 2022 | Craig Hallum | Downgrade | Hold | $30← $42 |
| October 21st 2022 | Keefe Bruyette | Downgrade | Market Perform | $30← $42 |
| October 20th 2022 | Janney | Downgrade | Neutral | $32← $37 |
| October 7th 2022 | Piper Sandler | Downgrade | Neutral | $38← $43 |
Earnings History & Surprises
INBKBeat Rate
43%
Last 14 quarters
Avg Surprise
-33.6%
EPS vs Estimate
Beats / Misses
6/8
Last 12 quarters
Latest EPS
$-1.43
Q4 2025
EPS Surprise History
Q1 24
No data
Q2 24
+9.3%
$0.59vs$0.54
Q3 24
-5.6%
$0.67vs$0.71
Q4 24
-4.8%
$0.80vs$0.84
Q1 25
No data
Q2 25
-85.3%
$0.11vs$0.75
Q3 25
-93.9%
$0.02vs$0.33
Q4 25
-316.7%
$-1.43vs$0.66
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 21, 2026 | — | — | — | — |
Q1 2026 | Jan 28, 2026 | $0.59 | — | — | — |
Q4 2025 | Oct 22, 2025 | $0.66 | $-1.43 | -316.7% | ✗ MISS |
Q3 2025 | Jul 23, 2025 | $0.33 | $0.02 | -93.9% | ✗ MISS |
Q2 2025 | Apr 23, 2025 | $0.75 | $0.11 | -85.3% | ✗ MISS |
Q1 2025 | Mar 12, 2025 | — | $0.84 | — | — |
Q4 2024 | Oct 23, 2024 | $0.84 | $0.80 | -4.8% | ✗ MISS |
Q3 2024 | Jul 24, 2024 | $0.71 | $0.67 | -5.6% | ✗ MISS |
Q2 2024 | Apr 24, 2024 | $0.54 | $0.59 | +9.3% | ✓ BEAT |
Q1 2024 | Mar 13, 2024 | — | $0.48 | — | — |
Q4 2023 | Oct 25, 2023 | $0.36 | $0.39 | +8.3% | ✓ BEAT |
Q3 2023 | Jul 26, 2023 | $0.38 | $0.44 | +15.8% | ✓ BEAT |
Q2 2023 | Apr 26, 2023 | $0.46 | $0.53 | +15.2% | ✓ BEAT |
Q1 2023 | Mar 14, 2023 | — | $0.68 | — | — |
Q4 2022 | Oct 19, 2022 | $1.13 | $0.89 | -21.2% | ✗ MISS |
Q3 2022 | Jul 20, 2022 | $1.12 | $0.99 | -11.6% | ✗ MISS |
Q2 2022 | Apr 20, 2022 | $0.99 | $1.14 | +15.2% | ✓ BEAT |
Q1 2022 | Mar 15, 2022 | — | $1.25 | — | — |
Q4 2021 | Oct 20, 2021 | $1.13 | $1.27 | +12.4% | ✓ BEAT |
Q3 2021 | Jul 21, 2021 | $1.20 | $1.11 | -7.5% | ✗ MISS |
Latest News
Piper Sandler Maintains Neutral on First Internet, Lowers Price Target to $22
➖ NeutralBenzinga•Oct 27, 2025, 01:23 PM
First Internet Bancorp shares are trading lower after the company reported worse-than-expected Q3 financial results.
📉 NegativeBenzinga•Oct 23, 2025, 03:38 PM
First Internet Q3 Adj. EPS $(1.43) Misses $0.71 Estimate, Sales $5.705M Miss $32.175M Estimate
📉 NegativeBenzinga•Oct 22, 2025, 08:54 PM
Blackstone shares are trading higher after the company and First Internet Bancorp announced a $869 million sale of performing single tenant lease financing loans to vehicles affiliated with Blackstone Real Estate Debt Strategies.
📈 PositiveBenzinga•Sep 11, 2025, 02:11 PM•Also:
First Internet Bancorp And Blackstone Announce $869M Sale Of Performing Single Tenant Lease Financing Loans To Vehicles Affiliated With Blackstone Real Estate Debt Strategies
📈 PositiveBenzinga•Sep 10, 2025, 08:36 PM•Also:
Frequently Asked Questions about INBK
What is INBK's current stock price?
First Internet Bancorp (INBK) is currently trading at $21.55 per share. The stock has moved -4.77% today.
What is the analyst price target for INBK?
The average analyst price target for INBK is $22.00, based on 1 analyst.
What sector is First Internet Bancorp in?
First Internet Bancorp operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is INBK's market cap?
First Internet Bancorp has a market capitalization of $0.19 billion, making it a small-cap company.
Does INBK pay dividends?
No, First Internet Bancorp does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorBVFL
BV Financial, Inc.
$19.54
Mkt Cap: $0.2B
CBFV
CB Financial Services, Inc.
$37.43
Mkt Cap: $0.2B
CZWI
Citizens Community Bancorp, Inc.
$18.41
Mkt Cap: $0.2B
FCAP
First Capital, Inc.
$66.54
Mkt Cap: $0.2B
FNWD
Finward Bancorp
$38.02
Mkt Cap: $0.2B
LARK
Landmark Bancorp, Inc.
$28.67
Mkt Cap: $0.2B
MRBK
Meridian Corporation
$17.85
Mkt Cap: $0.2B
OVBC
Ohio Valley Banc Corp.
$41.20
Mkt Cap: $0.2B
PEBK
Peoples Bancorp of North Carolina, Inc.
$37.86
Mkt Cap: $0.2B
UBFO
United Security Bancshares
$10.35
Mkt Cap: $0.2B
Explore stocks similar to INBK for comparison