/CHYM
CHYM Stock - Chime Financial, Inc. Class A Common Stock
Financial Services|Banks - RegionalNASDAQ
$25.77+1.70%
+$0.43 (+1.70%) • Dec 19
64
GoAI Score
GoAI Score
Weighted average: Momentum (25%) + Sentiment (35%) + Risk (20%) + Value (20%). ≥70 = BUY, ≤35 = SELL.HOLD
Medium Confidence
Momentum
Momentum Score
Based on price vs 50-day MA (40%), 200-day MA (40%), and MA crossover (20%). Higher = stronger uptrend.63
Sentiment
Sentiment Score
Based on analyst price target upside. 50 = neutral, 100 = very bullish (25%+ upside expected).52
Risk Score
Risk Score
Based on stock beta (volatility). Higher score = lower risk. Red (<40) = high volatility, Green (>60) = stable.100
Price Target
Price Target
Average analyst price target from the last quarter. Shows expected upside/downside from current price.+0.9%upside
Target: $26.00
AI Analysis PreviewPremium
Real-time AI-powered market analysis
Precise entry/exit price targets
Risk assessment & position sizing
Unlock GoAI Insights for CHYM
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Buy/Sell Signals
94% win rate on Alpha signals
Deep Analysis
Institutional-grade thesis
Real-Time Alerts
SMS & push notifications
Risk Scoring
Multi-factor analysis
Free 14-day trial • No credit card required
Active Trade Setup
ENTRY ZONE$25.51 – $26.03
TARGET (TP)$26.00
STOP LOSS$23.71
RISK/REWARD1:0.1
Premium members get real-time SMS alerts
Price Chart
Financial Statements
Revenue & Profitability Trend
Revenue
Net Income (Profit)
Net Loss
Key Metrics
Market CapN/A
P/E RatioN/A
Beta-5.71
52W High$44.94
52W Low$16.17
Avg VolumeN/A
Income Statement (Fiscal Year)
| Metric | FY2024 | FY2023 | FY2022 |
|---|---|---|---|
| Revenue | $1.67B | $1.28B | $1.01B |
| Gross Profit | $1.47B | $1.06B | $794.15M |
| Gross Margin | 87.6% | 82.8% | 78.7% |
| Operating Income | $-62,199,000 | $-235,785,000 | $-478,702,000 |
| Net Income | $-25,344,000 | $-203,202,000 | $-470,254,000 |
| Net Margin | -1.5% | -15.9% | -46.6% |
| EPS | $-0.07 | $-0.56 | $-1.29 |
Company Overview
Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks. It focuses on serving consumers earning under $100K/year and earns mainly through interchange fees.
Visit WebsiteRating Distribution
Strong Buy
0%
Buy / Outperform
9
60%
Hold / Neutral
6
40%
Sell / Underperform
0%
Analyst Consensus🟡 Mixed
9 Bullish6 Neutral/Bearish
Price Targets
$36
Average Target
↑ 37.9% Upside
Now
$17
Low
$36
Average
$42
High
Based on 17 analysts
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| December 11th 2025 | B. Riley Securities | Initiation | Buy | $35 |
| December 1st 2025 | Goldman | Upgrade | Buy | $27 |
| November 3rd 2025 | Jefferies | Initiation | Hold | $17 |
| September 30th 2025 | Arete | Initiation | Buy | $34 |
| July 17th 2025 | Deutsche Bank | Resumed | Hold | - |
| July 8th 2025 | Keefe Bruyette | Initiation | Outperform | $42 |
| July 7th 2025 | Deutsche Bank | Initiation | Hold | $35 |
| July 7th 2025 | Goldman | Initiation | Neutral | $34 |
| July 7th 2025 | Morgan Stanley | Initiation | Overweight | $39 |
| July 7th 2025 | JP Morgan | Initiation | Overweight | $40 |
| July 7th 2025 | UBS | Initiation | Neutral | $35 |
| July 7th 2025 | Piper Sandler | Initiation | Overweight | $40 |
| July 7th 2025 | Wolfe Research | Initiation | Outperform | $38 |
| July 7th 2025 | Barclays | Initiation | Overweight | $40 |
| July 7th 2025 | William Blair | Initiation | Outperform | - |
Earnings History & Surprises
CHYMBeat Rate
50%
Last 2 quarters
Avg Surprise
-6.0%
EPS vs Estimate
Beats / Misses
1/1
Last 12 quarters
Latest EPS
$-0.15
Q4 2025
EPS Surprise History
Q3 23
No data
Q4 23
No data
Q1 24
No data
Q3 24
No data
Q4 24
No data
Q1 25
No data
Q3 25
-50.3%
$-7.29vs$-4.85
Q4 25
+38.4%
$-0.15vs$-0.24
Beat Estimate
Missed Estimate
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | May 12, 2026 | $-0.15 | — | — | — |
Q4 2025 | Nov 5, 2025 | $-0.24 | $-0.15 | +38.4% | ✓ BEAT |
Q3 2025 | Aug 7, 2025 | $-4.85 | $-7.29 | -50.3% | ✗ MISS |
Q1 2025 | Mar 31, 2025 | — | $0.04 | — | — |
Q4 2024 | Dec 31, 2024 | — | $-0.05 | — | — |
Q3 2024 | Sep 30, 2024 | — | $-0.06 | — | — |
Q1 2024 | Mar 31, 2024 | — | $0.04 | — | — |
Q4 2023 | Dec 31, 2023 | — | $-0.09 | — | — |
Q3 2023 | Sep 30, 2023 | — | $-0.19 | — | — |
Latest News
B. Riley Securities Initiates Coverage On Chime Financial with Buy Rating, Announces Price Target of $35
📈 PositiveBenzinga•Dec 11, 2025, 12:55 PM
Chime Promotes Mark Troughton As President And Janelle Sallenave As COO, Effective Immediately
📈 PositiveBenzinga•Dec 10, 2025, 09:18 PM
JP Morgan Maintains Overweight on Chime Financial, Lowers Price Target to $34
➖ NeutralBenzinga•Nov 6, 2025, 10:12 PM
UBS Maintains Neutral on Chime Financial, Lowers Price Target to $24
➖ NeutralBenzinga•Nov 6, 2025, 06:18 PM
Piper Sandler Maintains Overweight on Chime Financial, Lowers Price Target to $30
➖ NeutralBenzinga•Nov 6, 2025, 04:05 PM
Chime Financial, Inc. GAAP EPS of -$0.15 beats by $0.09, revenue of $544M beats by $12.54M
📈 PositiveSeeking Alpha•Nov 5, 2025, 10:20 PM
Chime Financial Announced $200M Share Repurchase Program
📈 PositiveBenzinga•Nov 5, 2025, 09:24 PM
Chime Financial Raises FY2025 Sales Guidance from $2.135B-$2.155B to $2.163B-$2.173B vs $2.149B Est
📈 PositiveBenzinga•Nov 5, 2025, 09:23 PM
Chime Financial Sees Q4 Sales $572.000M-$582.000M vs $569.630M Est
📈 PositiveBenzinga•Nov 5, 2025, 09:23 PM
Chime Financial Q3 EPS $(0.15) Beats $(0.24) Estimate, Sales $543.519M Beat $531.126M Estimate
📈 PositiveBenzinga•Nov 5, 2025, 09:22 PM
Jefferies Initiates Coverage On Chime Financial with Hold Rating, Announces Price Target of $17
➖ NeutralBenzinga•Nov 3, 2025, 10:58 AM•Also:
Goldman Sachs Maintains Neutral on Chime Financial, Lowers Price Target to $25
➖ NeutralBenzinga•Oct 13, 2025, 05:24 PM
Keefe, Bruyette & Woods Maintains Outperform on Chime Financial, Lowers Price Target to $35
➖ NeutralBenzinga•Oct 1, 2025, 05:10 PM
Chime Financial shares are trading higher after announcing a strategic partnership with Workday to advance financial wellness in the workplace.
📈 PositiveBenzinga•Aug 22, 2025, 03:35 PM•Also:
Chime And Workday Form Strategic Partnership To Advance Financial Wellness In Workplace
📈 PositiveBenzinga•Aug 22, 2025, 11:03 AM•Also:
Chime Financial stock jumps 37% in first day of trading
📈 PositiveSeeking Alpha•Jun 12, 2025, 08:44 PM
Chime Financial stock pops 59% in opening trading
📈 PositiveSeeking Alpha•Jun 12, 2025, 05:04 PM
Chime prices IPO at $27 a share, above its expected range
📈 PositiveDowjones•Jun 11, 2025, 11:36 PM
Frequently Asked Questions about CHYM
What is CHYM's current stock price?
Chime Financial, Inc. Class A Common Stock (CHYM) is currently trading at $25.77 per share. The stock has moved +1.70% today.
What is the analyst price target for CHYM?
The average analyst price target for CHYM is $26.00, based on 1 analyst.
What sector is Chime Financial, Inc. Class A Common Stock in?
Chime Financial, Inc. Class A Common Stock operates in the Financial Services sector, specifically within the Banks - Regional industry. The company is traded on the NASDAQ exchange.
What is CHYM's market cap?
Chime Financial, Inc. Class A Common Stock has a market capitalization of $9.65 billion, making it a mid-cap company.
Does CHYM pay dividends?
No, Chime Financial, Inc. Class A Common Stock does not currently pay a dividend to shareholders.
Similar Stocks
Financial Services SectorBOKF
BOK Financial Corporation
$119.98
Mkt Cap: $7.6B
BPOP
Popular, Inc.
$124.95
Mkt Cap: $8.3B
CADE
Cadence Bank
$43.69
Mkt Cap: $8.1B
CBSH
Commerce Bancshares, Inc.
$52.81
Mkt Cap: $7.3B
CFR
Cullen/Frost Bankers, Inc.
$129.02
Mkt Cap: $8.3B
ONB
Old National Bancorp
$23.35
Mkt Cap: $9.1B
PNFP
Pinnacle Financial Partners, Inc.
$100.64
Mkt Cap: $7.8B
SNV
Synovus Financial Corp.
$52.64
Mkt Cap: $7.3B
ZION
Zions Bancorporation, National Association
$59.94
Mkt Cap: $8.8B
Explore stocks similar to CHYM for comparison