/ZION
Zions Bancorporation, National Association
ZION • NASDAQZION • NASDAQ • Financial Services
$54.24-1.11%-0.61
$54.24-1.11%(-0.61)Financial Services
GoAI Score
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Valuation
50Fair Value
Sentiment
97Bullish
Risk
87Low Risk
Momentum
32Negative
Institutional-Grade Intelligence
🏆PRO
Actionable Intelligence
AI-driven stance, execution logic & risk thresholds
Catalyst Roadmap
Event timeline with expected impact & market context
Deep Insights
Fact-checked analysis & score logic breakdown
Financial Statements
Margin Trends
Gross
67.1%▲5.8pp
Revenue after COGS
Operating
23.8%▲3.5pp
After operating expenses
Net
18.2%▲2.5pp
Bottom-line profitability
Gross Margin
Operating Margin
Net Margin
Valuation Snapshot
P/E Ratio
9.6
Price vs earnings
EV/EBITDA
7.8
Enterprise value
FCF Yield
11.4%
Cash generation
Earnings Yield
10.4%
Inverse of P/E
Capital Efficiency
7
GoAI Quality ScoreWeak
ROEReturn on Equity
12.5%Fair
ROAReturn on Assets
1.0%Fair
ROICReturn on Invested Capital
6.7%Fair
Financial Health
Current RatioWeak
0.16
Short-term solvency (>1.5)
Net Debt / EBITDAManageable
1.13x
Debt repayment capacity (<3x)
Income QualityStrong
1.23
Cash backs earnings (>1)
Revenue & Profitability
Revenue
Net Income
Net Loss
Income Statement
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Revenue | $4.94B | $4.99B | $4.62B | $3.34B | $2.97B |
| Gross Profit | $3.31B | $3.06B | $2.98B | $3.03B | $3.19B |
| Gross Margin | 67.1% | 61.2% | 64.5% | 90.8% | 107.3% |
| Operating Income | $1.18B | $1.01B | $886.00M | $1.15B | $1.45B |
| Net Income | $899.00M | $784.00M | $680.00M | $907.00M | $1.13B |
| Net Margin | 18.2% | 15.7% | 14.7% | 27.2% | 38.0% |
| EPS | $6.08 | $4.95 | $4.35 | $5.80 | $6.80 |
Average Price Target
$66.77▲ 23.1% Upside
Past 12 Months
12 Month Forecast
Based on 50 Wall Street analysts offering 12 month price targets for Zions Bancorporation, National Association, the average price target is $66.77, with a high forecast of $75.00 and a low forecast of $60.00. The average price target represents a 23.1% increase from the current price of $54.24.
Highest
$75.00
Average
$66.77
Lowest
$60.00
Rating Distribution
Strong Buy
0
0%
Buy
17
34%
Hold
32
64%
Sell
1
2%
Strong Sell
0
0%
Recent Analyst Ratings
FirmActionRatingDate
Baird▲ Upgrade
Neutral→Outperform
2026-03-09Morgan Stanley▲ Upgrade
Equal Weight→Overweight
2026-03-02Evercore ISI Group● Maintain
In Line
2026-02-05Citigroup● Maintain
Neutral
2026-01-23Truist Securities● Maintain
Hold
2026-01-22TD Cowen● Maintain
Hold
2026-01-21RBC Capital● Maintain
Sector Perform
2026-01-21Stephens & Co.● Maintain
Equal Weight
2026-01-21Piper Sandler● Maintain
Neutral
2026-01-21TD Cowen● Maintain
Hold
2026-01-07Earnings History & Surprises
BEAT RATE
67%
Last 18 quarters
AVG SURPRISE
+6.2%
EPS vs Estimate
BEATS / MISSES
12/5
1 met exactly
LATEST EPS
$1.75
Q1 '26
QUARTERLY EPS TREND
Estimated
Beat
Miss
QUARTERLY DETAIL
Q1 '26
+11.5%
$1.75 vs $1.57
Q4 '25
+5.5%
$1.54 vs $1.46
Q3 '25
+20.6%
$1.58 vs $1.31
Q2 '25
+4.2%
$1.24 vs $1.19
Q1 '25
+7.2%
$1.34 vs $1.25
Q4 '24
+17.1%
$1.37 vs $1.17
Q3 '24
+17.3%
$1.29 vs $1.10
Q2 '24
-2.0%
$0.96 vs $0.98
Q1 '24
+29.0%
$1.29 vs $1.00
Q4 '23
-1.7%
$1.13 vs $1.15
Q3 '23
$1.11 vs $1.11
Q2 '23
-13.1%
$1.33 vs $1.53
No investor questions available.
Latest News
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