CZBS Stock - Citizens Bancshares Corporation
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $57.07M | $52.99M | $37.88M | $30.00M | $30.61M |
| Gross Profit | $43.06M | $43.51M | $35.61M | $29.09M | $28.92M |
| Gross Margin | 75.5% | 82.1% | 94.0% | 97.0% | 94.5% |
| Operating Income | $12.96M | $14.07M | $9.26M | $8.17M | $7.06M |
| Net Income | $10.26M | $11.17M | $7.36M | $6.52M | $5.87M |
| Net Margin | 18.0% | 21.1% | 19.4% | 21.7% | 19.2% |
| EPS | $6.47 | $6.27 | $4.64 | $1.97 | $2.61 |
Citizens Bancshares Corporation operates as the holding company for Citizens Trust Bank that provides various commercial banking services to individual and corporate customers. The company offers checking and savings accounts; and demand and money market deposits. Its loan products include commercial, financial, and agricultural loans; loans secured by personal property, such as automobiles, marketable securities, and other titled recreational vehicles and motorcycles, as well as unsecured consumer debt; commercial real estate loans; single-family residential loans; and construction and development loans. The company also offers investment accounts and certificate of deposit account registry services. In addition, it provides merchant services, which include point of sale terminal, credit and debit card processing, electronic benefits transfer, gift card, and Internet shopping cart services; cash management services; and credit cards. Further, the company offers online and mobile banking, and check reorder services. It operates five full-service branches in metropolitan Atlanta; one full-service branch in Birmingham, Alabama; and one full-service branch in Eutaw, Alabama. The company was founded in 1921 and is headquartered in Atlanta, Georgia.
Visit WebsiteEarnings History & Surprises
CZBSEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q4 2024 | Nov 11, 2024 | — | — | — | — |
Q3 2024 | Aug 19, 2024 | — | — | — | — |
Q4 2016 | Dec 31, 2016 | — | $0.21 | — | — |
Q4 2016 | Nov 14, 2016 | — | $0.22 | — | — |
Q3 2016 | Aug 15, 2016 | — | $0.31 | — | — |
Q2 2016 | May 16, 2016 | — | $0.14 | — | — |
Q1 2016 | Mar 30, 2016 | — | $0.25 | — | — |
Q4 2015 | Nov 16, 2015 | — | $0.16 | — | — |
Q3 2015 | Aug 14, 2015 | — | $0.13 | — | — |
Q2 2015 | May 15, 2015 | — | $0.17 | — | — |
Q1 2015 | Mar 31, 2015 | — | $0.22 | — | — |
Q4 2014 | Nov 14, 2014 | — | $0.14 | — | — |
Q3 2014 | Aug 15, 2014 | — | $0.19 | — | — |
Q2 2014 | May 15, 2014 | — | $0.16 | — | — |
Q1 2014 | Mar 31, 2014 | — | $0.19 | — | — |
Q4 2013 | Nov 14, 2013 | — | $0.13 | — | — |
Q3 2013 | Aug 13, 2013 | — | $0.10 | — | — |
Q2 2013 | May 15, 2013 | — | $0.10 | — | — |
Q2 2013 | Apr 1, 2013 | — | $0.26 | — | — |
Q4 2012 | Nov 14, 2012 | — | $0.10 | — | — |
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