FGBI Stock - First Guaranty Bancshares, Inc.
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Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $244.78M | $191.78M | $145.84M | $120.92M | $123.13M |
| Gross Profit | $91.47M | $89.76M | $105.64M | $96.56M | $82.24M |
| Gross Margin | 37.4% | 46.8% | 72.4% | 79.9% | 66.8% |
| Operating Income | $16.01M | $11.90M | $36.39M | $34.45M | $25.54M |
| Net Income | $12.45M | $9.22M | $28.88M | $27.30M | $20.32M |
| Net Margin | 5.1% | 4.8% | 19.8% | 22.6% | 16.5% |
| EPS | $0.81 | $0.62 | $2.48 | $2.42 | $1.90 |
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
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Price Targets
Recent Analyst Actions
| Date | Firm | Action | Rating | Price Target |
|---|---|---|---|---|
| November 8th 2023 | Piper Sandler | Downgrade | Underweight | $9.5← $12 |
| June 3rd 2022 | Janney | Downgrade | Neutral | - |
Earnings History & Surprises
FGBIEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 27, 2026 | — | — | — | — |
Q1 2026 | Jan 29, 2026 | $-0.29 | — | — | — |
Q4 2025 | Nov 17, 2025 | $-0.32 | $-2.16 | -575.0% | ✗ MISS |
Q3 2025 | Aug 18, 2025 | $-0.20 | $-0.61 | -205.0% | ✗ MISS |
Q2 2025 | May 12, 2025 | $0.17 | $-0.54 | -417.6% | ✗ MISS |
Q1 2025 | Feb 3, 2025 | $0.16 | $0.06 | -62.5% | ✗ MISS |
Q4 2024 | Oct 31, 2024 | $0.01 | $0.11 | +1000.0% | ✓ BEAT |
Q3 2024 | Jul 23, 2024 | $0.20 | $0.53 | +165.0% | ✓ BEAT |
Q2 2024 | May 10, 2024 | $0.10 | $0.14 | +40.0% | ✓ BEAT |
Q1 2024 | Feb 5, 2024 | $0.09 | $0.06 | -33.3% | ✗ MISS |
Q4 2023 | Oct 31, 2023 | $0.16 | $0.10 | -37.5% | ✗ MISS |
Q3 2023 | Aug 9, 2023 | $0.28 | $0.19 | -32.1% | ✗ MISS |
Q2 2023 | May 10, 2023 | $0.29 | $0.27 | -6.9% | ✗ MISS |
Q1 2023 | Mar 16, 2023 | — | $0.48 | — | — |
Q4 2022 | Oct 28, 2022 | $0.71 | $0.70 | -1.4% | ✗ MISS |
Q3 2022 | Jul 27, 2022 | $0.68 | $0.70 | +2.9% | ✓ BEAT |
Q2 2022 | Apr 28, 2022 | $0.62 | $0.65 | +4.8% | ✓ BEAT |
Q1 2022 | Mar 16, 2022 | — | $0.75 | — | — |
Q4 2021 | Nov 9, 2021 | $0.52 | $0.67 | +28.8% | ✓ BEAT |
Q3 2021 | Aug 9, 2021 | $0.48 | $0.58 | +20.8% | ✓ BEAT |
Latest News
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