PBHC Stock - Pathfinder Bancorp, Inc.
Unlock GoAI Insights for PBHC
Get institutional-grade AI analysis, real-time signals, and deep market intelligence powered by advanced machine learning.
Free 14-day trial • No credit card required
Premium members get real-time SMS alerts
Financial Statements
| Metric | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Revenue | $83.48M | $71.82M | $56.36M | $51.03M | $48.25M |
| Gross Profit | $35.14M | $40.15M | $43.91M | $42.48M | $32.68M |
| Gross Margin | 42.1% | 55.9% | 77.9% | 83.2% | 67.7% |
| Operating Income | $5.16M | $11.78M | $15.69M | $16.01M | $8.34M |
| Net Income | $3.38M | $9.29M | $12.93M | $12.41M | $6.95M |
| Net Margin | 4.1% | 12.9% | 22.9% | 24.3% | 14.4% |
| EPS | $0.42 | $1.51 | $2.13 | $2.07 | $1.19 |
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. As of February 03, 2022, it operated through ten full-service offices located in Oswego and Onondaga Counties, as well as one limited purpose office located in Oneida County. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Visit WebsiteEarnings History & Surprises
PBHCEPS Surprise History
Quarterly EPS Details
| Period | Report Date | Estimated EPS | Actual EPS | Surprise | Result |
|---|---|---|---|---|---|
Q2 2026 | Apr 28, 2026 | — | — | — | — |
Q1 2026 | Jan 30, 2026 | — | — | — | — |
Q4 2025 | Oct 30, 2025 | — | $0.10 | — | — |
Q3 2025 | Jul 30, 2025 | — | $-0.62 | — | — |
Q2 2025 | Apr 30, 2025 | — | $0.41 | — | — |
Q1 2025 | Mar 31, 2025 | — | $0.83 | — | — |
Q4 2024 | Oct 30, 2024 | — | $-0.75 | — | — |
Q3 2024 | Jul 29, 2024 | — | $0.32 | — | — |
Q2 2024 | Apr 29, 2024 | — | $0.34 | — | — |
Q1 2024 | Mar 22, 2024 | — | $0.54 | — | — |
Q4 2023 | Nov 1, 2023 | — | $0.35 | — | — |
Q3 2023 | Aug 1, 2023 | — | $0.32 | — | — |
Q2 2023 | May 2, 2023 | — | $0.43 | — | — |
Q1 2023 | Mar 31, 2023 | — | $0.77 | — | — |
Q4 2022 | Oct 31, 2022 | — | $0.52 | — | — |
Q3 2022 | Aug 1, 2022 | — | $0.54 | — | — |
Q2 2022 | May 2, 2022 | — | $0.49 | — | — |
Q1 2022 | Mar 25, 2022 | — | $0.86 | — | — |
Q4 2021 | Nov 2, 2021 | — | $0.56 | — | — |
Q3 2021 | Aug 2, 2021 | — | $0.50 | — | — |
Frequently Asked Questions about PBHC
What is PBHC's current stock price?
What is the analyst price target for PBHC?
What sector is Pathfinder Bancorp, Inc. in?
What is PBHC's market cap?
Does PBHC pay dividends?
Similar Stocks
Financial Services SectorExplore stocks similar to PBHC for comparison